FHA VS Conventional loan in Massac, McCracken County, Kentucky

In 2025, the conventional loan limit for Massac in the county of McCracken, KY is $726,200. Meanwhile, the FHA limit for a single-family home there is $472,030.

Leverage the Lendersa® Conventional loan calculator to compare the current best rates among Conventional, FHA, and USDA loans. This tool helps you identify the income, credit scores, reserves, and needed documentation to qualify. Our advanced mortgage calculator offers a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, simplifying your decision on the best program for your financial situation in KY.

Compare offers from 100 lenders

Loan limits & down payment requirements for 2025 in Massac, County of McCracken, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to the following zip codes: 42001

Explore Conventional and FHA loan options in Massac, KY

At Lendersa®, the objective is to expedite your acquisition of the best suitable Conventional, USDA, or FHA loan without complications. You can start by choosing one of three options to connect with matching lenders and loan programs.

Results for Lendersa USDA loan requests and matches


  • Capstone Mortgage Lending LLC
  • 11401 SW 40th St, Suite 206, Miami, FL, 33165
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Ryan Mortgage LLC
  • 11 South Main Street, Marlborough, CT, 06447
  • "Ryan Mortgage LLC We’ll work with you to provide financing that best suits your needs. It’s important to us that you fully understand the transaction. Our loan consultants will take plenty of time to explain all aspects of the loan. Our goal is to put you in the home of your dreams while taking care of your long term financial health."
  • Newrepublicfunding.com
  • 1942 Broadway St, Boulder, CO, 80302
  • Our lending portfolio is diverse, and we specialize in various lending programs, including multifamily value-add construction lending, ground-up construction for residential, quick and competitive loan programs, condominium development loans, commercial construction with land acquisition, residential construction and rehab, appraisal order options
  • Flatirons Bank
  • 1095 Canyon Boulevard, Suite 100, Boulder, CO, 80302
  • Flatirons Bank was created to provide a true community bank to Boulder County, focused on doing what is right for businesses in our community. Flatirons Bank is a full-service, locally-owned independent bank dedicated to serving the needs of Boulder County. We offer a wide range of personalized banking services to meet the needs of our persona
  • Reverse Mortgage Leads
  • 1434 Spruce St, Boulder, CO, 80302
  • Our mission is to supply our Clients with high-intent, real-time leads that are interested, qualified prospects, that have the intent to buy your product/service. They all want a quote and it’s easy for you to close the deal! We are a family owned and operated business with with offices in Colorado, Georgia and Florida.
  • React Mortgage
  • 1495 Canyon Blvd, 1st Floor, Boulder, CO, 80302
  • Our mission is to help people achieve the American dream of homeownership. We work with you not only to find you the best solutions for your situation, but we educate you every step of the way. Our cutting-edge technology allows us to offer 100% remote services with the same human touch you’ve come to expect from an in-person experience.
  • Colorado Lending Group
  • 1710 13th Street, Boulder, CO, 80302
  • We aim to provide the best services while maintaing a green company philosophy and giving back to the communities we serve. We are a family company and understand the importance of providing a better place for future generations. Our experts have been helping people save money and get the right mortgage for over 20 years!
  • Premier Lending, LLC
  • 2425 Canyon Blvd, Boulder, CO, 80302
  • At Premier Lending all of our underwriting and closing from our Boulder home mortgage advisors is done in-house, allowing us the greatest measure of control and communication throughout the process, from pre-qualifying to closing. We also have access to the most competitive rates and program offerings on conventional, Jumbo, FHA, and VA mortgages.
  • Colorado Mortgages
  • 2129 13th St, Boulder, CO, 80302
  • Colorado Mortgages Buying a house is stressful and financing can be confusing. With all the changes the mortgage industry has seen, home buyers need better assistance when buying or refinancing a home. The team at Mutual Security and I are committed to educating our customers so that getting a mortgage isn't a daunting endeavor.
  • Resource Mortgage Corporation
  • 1221 Pearl Street, Boulder, CO, 80302
  • We're a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
  • DSW Mortgage Inc
  • 929 Pearl Street, Suite 350, Boulder, CO, 80302
  • Our primary focus is to provide and unparraelled service to anyone who needs to buy a home. With Mutual Security Mortgage you will receive straightforward answers that are backed by impeccable service. We are the only locally owned and operated mortgage company in Boulder Colorado.