Explore the differences! FHA VS Conventional loan programs in West-Liberty, Morgan County, Kentucky

In 2025, the limit for a Conventional loan in West-Liberty, located in the county of Morgan, KY, is set at $647,200. Meanwhile, the FHA loan ceiling is $420,680 for a single-family home, guiding potential homebuyers in their financing options.

The Lendersa® Conventional loan calculator is your tool for comparing today's best rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator presents a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the best program in KY for your financial situation.

Browse loan offers from over 100 lenders

2025 Loan Limits and Down Payment Specifications in West-Liberty, Morgan, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison is relevant to these zip codes: 41472

Explore Conventional and FHA Loan Options in West-Liberty, KY

Lendersa® is dedicated to providing you with the most advantageous Conventional, USDA, or FHA loans rapidly and with minimal hassle. Begin with one of three pathways to find suitable lenders and loan programs that align with your needs.

View the results of Lendersa USDA loan requests


  • 1st Choice Mortgage
  • 509 J Street, Suite 6, Eureka, CA, 95632
  • My 1st Choice Mortgage is committed to our clients and guarantee the best experience possible and will answer all of your questions and walk you through each step of the way! We make everything transparent from start to finish, our job is to make this process as simple and clear as possible while most importantly, getting you the best deal!
  • Simplified, Inc
  • 5450 Pirrone Road, Salida, CA, 95368
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Residential Origination Capital Mortgage Corporation
  • 5698 Pirrone Road, Salida, CA, 95368
  • ROC Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • GOLDEN RATE SERVICES LLC
  • 5023 El Camino Avenue, Carmichael, CA, 95608
  • At Golden City Home loans. We are a full-service mortgage company based in Carmichael, California. We specialize in First Time Home Buyers in Carmichael. We also serve the surrounding cities in Sacramento County, including zip code. We can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
  • Asher Evans
  • 4901 Marconi Ave, Carmichael, Carmichael, CA, 95608
  • Asher Evan Investments uses private investors to fund its First Trust Deed private mortgage loans. Private loans are made against standing Commercial, Multi-family and Residential investment properties. All loans are in 1st position, a priority position over other liens or encumbrances.
  • Cali Mortgage
  • 9067 Foothills Blvd, Suite 6, Roseville, CA, 95747
  • At Cali Mortgage we are here to serve your mortgage needs while also providing the very best service. I have also come up with a way to get your interest rate much lower than the market rate. As Direct Lender we offer the most aggressive rates in the market along with lightning fast approvals.
  • Infinity Home Loans, Inc
  • 800 Mitchell Court, Roseville, CA, 95747
  • Our mission, as a boutique mortgage broker, is to provide you with a concierge level of serivce and to serve you with honesty, integrity and decades of expertise. Our goal is to provide you a home loan while helping you get the lowest interest rates and closing costs possible and do it by making the process as easy as possible.
  • Metro Financial and Realty
  • 9521 Folsom Boulevard, Suite O, Sacramento, CA, 95827
  • We specialize in home loans. We have every loan product available to suit our client’s needs. We are competitively priced to ensure a great mortgage but service and knowledge to complement your experience.Metro Financial Services is not just here for your one transaction but we strive to earn your continuing relationship.
  • Client 1st Mortgage
  • 5777 Madison Avenue, Suite 605, Sacramento, CA, 95841
  • Client 1st Mortgage strives to provide all of the qualities that people look for in a mortgage company. We treat each customer as an individual. Not as a number.We operate under a strict code of ethics and values aimed at building long-term customer trust and loyalty. We use a “common sense” approach and will help you.
  • Patron Mortgage
  • 4829 Argyle Ln, Sacramento, CA, 95841
  • Patron Mortgage is a California Mortgage Company working with borrowers throughout California. I am a senior loan officer and real estate broker with over ten years experience. I can assist you with home purchase loans, refinancing, reverse mortgages, ITIN loans, land loans, construction loans, hard money loans,
  • Peoples Mortgage LLC
  • 9533 Misty River Way, Elk Grove, CA, 95624
  • The Peoples Mortgage Team is your premier mortgage lender located in Elk Grove, California. Peoples Mortgage Home Loans offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the State of California.