For the year 2026, the loan limit for Conventional mortgages in Andover, within Essex county, MA, is set at $828,000. Moreover, the FHA limit applicable to a single-family residence is determined to be $828,000.
The Lendersa® Conventional loan calculator offers you a versatile tool to juxtapose today's most favorable rates across Conventional, FHA, and USDA loans. It aids in discerning the essential income, credit qualifications, reserves, and necessary documentation to qualify. Our sophisticated mortgage calculator presents an array of options, allowing you to evaluate Conforming Conventional loans alongside USDA, FHA, and VA offerings. By doing so, it enables you to choose the most suitable financial program within MA tailored to your individual requirements.
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| Loan Type | Loan Limit | Minimum Down Payment | |
| Conventional Conforming | $828,000 | 3% | |
| USDA | $675,000 | 0% | |
| FHA | $828,000 | 3.5% |
This comparative table is specifically applicable to the following zip codes: 01810, 01812, 01899, 05501
The mission of Lendersa® is to secure for you the best available loan, whether it's Conventional, USDA, or FHA, with expediency and ease. Choose one of the three initial steps that align you with the perfect lenders and loan choices.
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