FHA VS Conventional loan programs in 2026 for Boonsboro, Washington County, Maryland

In 2026, the loan limit for Conventional loans in Boonsboro, situated in Washington County, MD, is $726,200, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to evaluate and compare today's best rates across Conventional, FHA, and USDA loans. Identify the income, credit requirements, reserves, and essential documents needed for qualification. With our advanced mortgage calculator, you can review Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the most appropriate program in MD for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Boonsboro, Washington County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 21713

Exploring Conventional and FHA Loan Options in Boonsboro, MD

Lendersa® is dedicated to quickly facilitating the best possible Conventional, USDA, or FHA loan with ease. Choose one of three starting paths that lead to matched lenders and loan programs.

Results of Lendersa USDA loan requests and matches


Boonsboro Lenders

  • Middletown Valley Bank
  • 24 West Main Street, Middletown, MD, 21769
  • Lends in Maryland
  • Middletown Valley Bank has been a cornerstone for our customers’ financial planning, residents and businesses alike. Though many advances of the 21st century have made the financial world more competitive, Middletown Valley Bank continues to provide the flexibility and responsiveness only a true community bank can offer.

  • Mlend
  • 8803 Baltimore National Pike, Middletown, MD, 21769
  • Lends in Maryland
  • "Mlend has built a strong reputation as an outstanding mortgage firm offering ""Home Loans Made Fast & Easy""​ to homebuyers throughout the mid-atlantic region.

    We're a full service mortgage lender with dedicated mortgage consultants and an experienced in house support team offering expertise in every area of mortgage financing.