During 2026, the ceiling for a Conventional loan in Kittery, located in York county, ME, is established at $726,200. At the same time, the FHA loan limit for a single-family home is $506,000.
Utilize the Lendersa® Conventional loan calculator for a detailed comparison of today's prime rates among Conventional, FHA, and USDA loans. Assess the requirements for income, credit history, reserve funds, and necessary documents to qualify. With our state-of-the-art mortgage calculator, examine Conforming Conventional loans, USDA, FHA, and VA options side-by-side to make an informed decision on which program in ME suits your financial circumstances best.
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| Loan Type | Loan Limit | Down Payment Requirement | |
| Conventional Conforming | $726,200 | 3% | |
| USDA | $370,700 | 0% | |
| FHA | $506,000 | 3.5% |
This comparison table is applicable to the following zip codes: 03904
At Lendersa®, our goal is to help you secure the most favorable Conventional, USDA, or FHA loan quickly and efficiently. Choose one of three distinct starting points that connect you with suitable lenders and loan plans.
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