FHA VS Conventional loan programs in 2025 for Kittery, York County, Maine

During 2025, the ceiling for a Conventional loan in Kittery, located in York county, ME, is established at $726,200. At the same time, the FHA loan limit for a single-family home is $506,000.

Utilize the Lendersa® Conventional loan calculator for a detailed comparison of today's prime rates among Conventional, FHA, and USDA loans. Assess the requirements for income, credit history, reserve funds, and necessary documents to qualify. With our state-of-the-art mortgage calculator, examine Conforming Conventional loans, USDA, FHA, and VA options side-by-side to make an informed decision on which program in ME suits your financial circumstances best.

Review loan offers from a network of 100 lenders

Discover 2025 Loan Limits and Down Payment Requirements in Kittery, York County, ME

Loan Type Loan Limit Down Payment Requirement
Conventional Conforming $726,200 3%
USDA $370,700 0%
FHA $506,000 3.5%

This comparison table is applicable to the following zip codes: 03904, 03905

Available Loan Options for Conventional and FHA in Kittery, ME

At Lendersa®, our goal is to help you secure the most favorable Conventional, USDA, or FHA loan quickly and efficiently. Choose one of three distinct starting points that connect you with suitable lenders and loan plans.

Examine Lendersa USDA loan requests and matched outcomes


  • Floyd Eugene Luman II
  • 4520 61st Street, Sacramento, CA, 95820
  • I have been providing my customers exceptional customer service for over 15 years I have had several positions in the mortgage industry that have giving me the insight and understanding of the entire loan process. With this knowledge I am able to get loans approved quicker with fewer conditions which lead to a shorter loan process times.
  • American Pacific Mortgage
  • 222 South Thor Street, Suite 3 & 10, Turlock, CA, 95380
  • Whether you are buying your first home, second home, vacation home or an investment property, we can help! Turn the home of your dreams into reality.American Pacific Mortgage does not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time.
  • Fordy Realty
  • 3851 Lake Katie Way, Sacramento, CA, 95834
  • Lynel Ford is the founder of Fordy Realty, a full-service Boutique Brokerage and lifestyle company, that is redefining the financial literacy for the future generation of brokers, salespersons, investors, and business-minded individuals. Fordy Realty is located in Sacramento, California.
  • Cap City Mortgage Inc
  • 4080 Truxel Road, Suite 100, Sacramento, CA, 95834
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Golden Bay Mortgage Group
  • 1143 N. Market Blvd Suite 1, Sacramento, CA, 95834
  • Our company was built from opportunity. Much of our time in the mortgage industry has been rough seas and waves of changes and regulations. Now times have changed and the importance of home ownership is again an opportunity for all. Our intention is to provide a place where our customers can feel secure
  • Mayer & Clifton Partners
  • 920 20th Street, Suite 125, Sacramento, CA, 95811
  • It has been the goal of our company from inception to be the borrower’s advocate and we pride ourselves on personally guiding each and every transaction through the debt or equity placement process from beginning to end. In doing so we provide our clients with outstanding service.
  • Orbit Home Loans
  • 1913 Capitol Avenue, Suite D, Sacramento, CA, 95811
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Bay Equity LLC
  • 1812 K St., Sacramento, CA, 95811
  • Bay Equity is a full-service retail mortgage lender. Founded in the heart of San Francisco’s financial district in 2007, the company recently moved to new corporate headquarters in Corte Madera, CA. Bay Equity Home Loans is currently licensed in 40 states and is expanding across the nation with retail branches in 27 states.
  • Sacramento Credit Union
  • PO Box 2351, Sacramento, CA, 95812
  • Sacramento Credit Union (SCU) is member-owned, meaning each member has a say in how we conduct business. As a not-for-profit institution, we prioritize members' goals and provide modern products and conveniences that help you manage and grow your money, all delivered with personalized, attentive service.
  • Elevate Mortgage
  • 717 K Street, Suite 510, Sacramento, CA, 95814
  • Elevate mortgage is a diverse, experienced team of mortgage professionals who are client focused and bring results. With access to over 100 different lenders, we can provide you the best financing available. Over 75% of our business comes from past clients and referral partners who are confident in our abilities.