In 2026, the conventional loan limit for Hillsdale, located in Hillsdale county, MI, is $726,200, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator for comparing today's rates between Conventional, FHA, and USDA loans. Find out the income, credit, reserves, and documents required to qualify. Our sophisticated mortgage calculator enables you to view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your choice of the best program in MI for your specific financial scenario.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table applies to the following zip codes: 49242
The goal at Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan swiftly and smoothly. Choose from three starting points to connect with matching lenders and loan options.
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