Explore the differences! FHA VS Conventional loan programs in Hillsdale, Hillsdale County, Michigan

In 2025, the conventional loan limit for Hillsdale, located in Hillsdale county, MI, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator for comparing today's rates between Conventional, FHA, and USDA loans. Find out the income, credit, reserves, and documents required to qualify. Our sophisticated mortgage calculator enables you to view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your choice of the best program in MI for your specific financial scenario.

Compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Hillsdale, Hillsdale County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 49242

Conventional and FHA Loan Options in Hillsdale, MI

The goal at Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan swiftly and smoothly. Choose from three starting points to connect with matching lenders and loan options.

Results of Lendersa USDA loan requests and matches


  • Laurus Mortgage
  • 823 North Harbor Boulevard, Fullerton, CA, 92832
  • Laurus Mortgage offer unique set of products not generally available or offered by your banks and credit unions. Whether you need a mortgage refinancing or a home-equity loan, We are your best source .The most simplest application process so you save time securing your loan. and advice and guidance at every stage of your loan process.
  • Millenia Real Estate & Home Mortgage
  • 137 W Chapman Ave, Unit B, Fullerton, CA, 92832
  • "Jerardo Linares is a Real Estate Broker with Millenia Real Estate, serving all of Southern California.Jerardo brings over 10 years of Residential Real Estate Experience. Having previously worked as a Mortgage Banker, he brings extensive knowledge of all sides of a Real Estate Transaction."
  • Socotra Capital
  • 251 Alameda Blvd, Coronado, CA, 92118
  • "Socotra Capital is your approachable neighborhood lender with local roots and a national reach. Hard money. That’s all we do, and that’s why we’re the best at it. We know that the first step toward achieving your real estate dreams is securing the necessary finances, and we are ready to help your dreams come to life.
  • JMAC Funding - The Hard Money Pros
  • PO Box 91472, San Diego, CA, 92169
  • Private Hard Money Loans provide fast, equity based hard money funding for loans on residential property as well as commercial loans and land loans, regardless of credit score. For private loans, hard money loans, and bridge loans in California please call us or apply online with our 2 minute quick online application.
  • E-Mortgage Capital
  • 939 E Santa Ana Blvd, Santa Ana, CA, 92701
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Dynamic Digital Mortgage
  • 924 S Main Street, Santa Ana, CA, 92701
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Making it Happen Enterprises Inc
  • 817 North Broadway, Suite E, Santa Ana, CA, 92701
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Investments by M Corporation
  • 1801 Park Court Place, Unit G, Suite 100, Santa Ana, CA, 92701
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • GR Financial Services
  • 416 East Myrtle Street, Santa Ana, CA, 92701
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • RFG Mortgage Bankers
  • 1522 East Fourth Street, Santa Ana, CA, 92701
  • RFG Mortgage Bankers are mortgage brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan.
  • Ibar Financial
  • 1633 E 4th St, Santa Ana, CA, 92701
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today’s technology is providing a more productive environment to work in.