FHA VS Conventional loan in Hillsdale, Hillsdale County, Michigan
In 2026, the conventional loan limit for Hillsdale, located in Hillsdale county, MI, is $726,200, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator for comparing today's rates between Conventional, FHA, and USDA loans. Find out the income, credit, reserves, and documents required to qualify. Our sophisticated mortgage calculator enables you to view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your choice of the best program in MI for your specific financial scenario.
2026 Loan Limits and Down Payment Requirements in Hillsdale, Hillsdale County, MI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to the following zip codes: 49242
Conventional and FHA Loan Options in Hillsdale, MI
The goal at Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan swiftly and smoothly. Choose from three starting points to connect with matching lenders and loan options.
SMB&T is a community bank serving Branch, Calhoun, Hillsdale and St. Joseph Counties in Michigan. SMB&T moves into the future, one thing its customers can always count on is that they will enjoy Banking As It Should Be. People at SMB&T build trusting relationships with customers by providing friendly, personal financial services.
Bank Michigan originated in 1907 in Onsted, MI. We have since evolved from a one town, one location Bank to three locations, with our Founding Lenawee County office in Onsted, one location in Brooklyn, one in Ann Arbor, servicing customers primarily in these market areas.
We are a Community Bank with a team who take the word very serious.
TLC Community Credit Union proudly serves anyone that lives or works in LENAWEE, HILLSDALE, JACKSON, WASHTENAW, OR MONROE COUNTIES! Our mission is to promote the philosophy of people helping people. We strive to be the primary provider of financial services to our members and their families.
301 West Michigan Avenue, Suite 4-501, Jackson, MI, 49201
Lends in Michigan
At Flagstar, we believe in the Human Interest Rate. It’s not the interest rate other banks talk about, but we do. We have genuine interest in helping our customers achieve their financial goals and bringing solutions within reach. While you’re here, please reach out to us any time.
South Central Credit Union was organized as Tri-County State Employees Credit Union on June 16, 1954. At that time it was housed in the accounting department of the prison. In 1986 the name was changed to South Central State Employees Credit Union, when Tri-County merged with Sparton Employees Credit Union.
At TRUE to our members, TRUE to our communities, and TRUE to our team. All are invited to join TRUE Community, and we proudly serve anyone who lives, learns, works, or worships across the State of Michigan.
We work hard to create and protect an inclusive environment where differences are celebrated
Homestead Savings Bank is a full-service financial institution with locations in Albion, Leslie and Springport. Since 1889 our mission has been to provide outstanding service to our customers. Decisions are made locally by people who know our customers and our communities. Founded as a Federal Savings Bank.
