FHA VS Conventional loan in Hillsdale, Hillsdale County, Michigan

In 2025, the conventional loan limit for Hillsdale, located in Hillsdale county, MI, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator for comparing today's rates between Conventional, FHA, and USDA loans. Find out the income, credit, reserves, and documents required to qualify. Our sophisticated mortgage calculator enables you to view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your choice of the best program in MI for your specific financial scenario.

Compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Hillsdale, Hillsdale County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 49242

Conventional and FHA Loan Options in Hillsdale, MI

The goal at Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan swiftly and smoothly. Choose from three starting points to connect with matching lenders and loan options.

Results of Lendersa USDA loan requests and matches


  • General Realty Group Inc.
  • 14914 Burbank Boulevard, Sherman Oaks, CA, 91411
  • "General Realty Group, Inc. offers consumers a wide variety of mortgage products at competitive rates and terms delivered with exceptional service and support throughout the entire loan process. We offer a full line of loan products including FHA/VA and Conventional Loans, including fixed and adjustable options."
  • Equity Financial Mortgage
  • 5900 Sepulveda Boulevard, Suite 525, Sherman Oaks, CA, 91411
  • Equity Financial Mortgage we strive to evaluate all the mortgage possibilities that are right for you, working with you every step of the way. That way, we can create a home loan that best fits your unique situation and provides you with the most competitive rates that are available anywhere in California.
  • Mansfield Lending
  • 2920 West Manchester Boulevard, Inglewood, CA, 90305
  • "Shelle Kirk is a Mortgage and Real Estate Broker in addition to being the owner of Mansfield Lending - a full service mortgage brokerage based in Inglewood, California. For the past 21 years, Shelle has committed herself to the Real Estate field and has a wealth of knowledge to offer anyone making the first step to owning property."
  • The Richardson Lending Team
  • 27413 Tourney Road, Suite 160, Valencia, CA, 91355
  • The Richardson Lending Team at City 1st Mortgage bring decades of residential and commercial mortgage lending experience to a host of today’s most convenient financial technologies. The end result is a customer-first approach to lending where a full variety of lending programs are available.
  • Bankit Mortgage
  • 28494 Westinghouse Place, Suite 313, Valencia, CA, 91355
  • Our mission is to serve clients with excellence. Our goal is even simplier, fulfill individual financial goals by managing ones real estate investment. We pledge to help our borrowers overcome roadblocks that can arise while securing a home loan. Real Estate and Mortgage solutions customized for real families.
  • Onyx Lending, LLC
  • 25152 Springfield Court, Suite 200, Valencia, CA, 91355
  • Onyx Lending, our relationship with the nation's top investors provides a greater selection of innovative mortgages designed to meet your specific needs. Whether you are a first-time homebuyer or looking to refinance, our loan specialists are a phone call away to help you get the right loan at a competitive rate
  • Ria Lending Inc.
  • 25000 Avenue Standford, Unit 101, Valencia, CA, 91355
  • We are a place where you and your business can thrive. Our mission at Ria is to equip our team of industry professionals with the tools and resources needed to excel in their trade. Our model is simple, effective, and aimed at fueling the careers of our partners to ensure they are continuously striving for success.
  • Platinum Home Lending
  • 27943 Smyth Dr, Ste 204, Valencia, CA, 91355
  • Personalized mortgage services are our promise here at Platinum Home Lending in Valencia, CA. Choose us as your partner in home buying, and expect to receive a mortgage program that’s specifically designed just for you! To get started, talk to our mortgage expert today about your requirements.
  • Stress Free Mortgage
  • 28494 Westinghouse Place, Suite 212, Valencia, CA, 91355
  • The biggest complaint we hear from clients who have chosen to close with other companies is that they never understood the process and didn't know what they needed to provide. Communication is our goal so that situations that leave you wondering what is happening - or what the lender will ask for next - do not occur.
  • Southern Oaks Mortgage Inc
  • 25060 Avenue Stanford STE 255, Valencia, CA, 91355
  • Southern Oaks Mortgage, Inc. is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • American Family Funding
  • 28338 Constellation Road, Suite 900, Valencia, CA, 91355
  • Established in 1993, American Family Funding has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders, and individual homebuyers throughout California.We are a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.