FHA VS Conventional loan in Oxford, Oakland County, Michigan

In 2025, the limit for Conventional loans in Oxford, within Oakland County, MI, is $726,200. The FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess today's top rates for Conventional, FHA, and USDA loans. Determine needed income, credit, reserves, and documents to qualify. Our advanced mortgage tool offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you decide which is best for your financial situation in MI.

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2025 Loan Limits and Down Payment in Oxford, Oakland County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant to zip codes: 48371

Options for Conventional and FHA Loans in Oxford, MI

The goal of Lendersa® is to swiftly secure the finest Conventional, USDA, or FHA loans for you, free of hassle. Opt for one of three starting points to connect with suitable lenders and loan options.

Results from Lendersa USDA loan requests


  • Arlington State Bank
  • 230 West Main Street, Arlington, MN, 55307
  • Arlington State Bank is a branch office of Arlington State Bank. They provide the following services: Full Service Office Location and are located at 230 West Main Street in Arlington Minnesota. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
  • LUSO FEDERAL CREDIT UNION
  • 599 East St, Ludlow, MA, 01056
  • LUSO Federal Credit Union, is a member owned, not-for-profit financial cooperative, providing many services to you. We have checking accounts, savings accounts, mortgages, auto loans, refinancing and more with two Western MA branch locations in Ludlow and Wilbraham. We are dedicated to providing access to affordable credit and banking services
  • ReliaFirst Capital LLC
  • 2470 Boston Post Road, Unit B3, Guilford, CT, 06437
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Claremont Savings Bank
  • 145 Broad Street, Claremont, NH, 03743
  • Claremont Savings Bank is a mutual savings bank founded in 1907 primarily serving the communities of Claremont, Charlestown, and Cornish, New Hampshire. It is overseen by a Board of Trustees that are selected by and from the group of Corporators who represent the interests of the depositors, borrowers, and communities that the Bank serves.
  • NC Press Association Federal Credit Union
  • 119 N Salisbury Street, Raleigh, NC, 27603
  • NCPA Federal Credit Union has been open since 1984. The credit union has assets totaling $12.17 Million and provides banking services to more than 1, 000 members. The credit union is religious, or fraternal, or low-income associational credit union. Membership is also open to immediate family of current members.
  • Local Government Federal Credit Union
  • 323 West Jones Street, Suite 600, Raleigh, NC, 27603
  • Local Government Federal Credit Union (LGFCU) is a not-for-profit, member-owned financial cooperative established to serve the financial needs of local government employees, elected and appointed officials, volunteers and their families. Our full range of financial services are created specifically to improve the lives of our members.
  • Pro Mac Real Estate and Lender Services
  • 76 Center Street, Waterbury, CT, 06072
  • Pro-Mac Appraisal Management Services is a Regional Appraisal Management Company that specializes in residential and commercial appraisal/valuations for both lending and non-lending purposes. With over 50 years of combined experience in all facets of real estate transactions, we are well-equipped to assist our clients.
  • Dozcon Investment Group LLC.
  • 4105 Regency Dr., Indian Trail, NC, 28079
  • Dozcon Investment Group is a premier Residential Lender for Non-Owner-Occupied Investment Properties offering transparent and stress-free Funding We offer financing solutions for fix & flip real estate investors As a Lender for Real Estate Investors we do most of the leg-work for you while you build up your Real Estate Portfolio and cash-flo
  • Blue Sky Mortgage Services of Nc
  • 330 Raleigh Street, Unit 2, Holly Springs, NC, 27540
  • Blue Sky Mortgage Services of N.C, Inc. is a purposely small mortgage broker company dedicated to providing personalized service for each and every one of our clients. Our company is a full service broker providing a wide variety of loan products from a large base of wholesale lenders.