Explore the differences! FHA VS Conventional loan programs in Plymouth, Wayne County, Michigan

In the year 2025, the Conventional loan limit for a single-family residence in Plymouth, located in the county of Wayne, MI, is $726,200. Meanwhile, the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's most competitive rates for Conventional, FHA, and USDA loans. This tool aids in understanding necessary requirements like income, credit, reserves, and documentation. Presenting a side-by-side view, our advanced mortgage calculator compares Conforming Conventional, USDA, FHA, and VA loans, helping you identify the ideal program in MI suitable for your financial scenario.

Review loan offers from a broad selection of 100 lenders

2025 Loan Limits and Down Payment Requisites in Plymouth, County of Wayne, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The information in this table pertains to the following zip codes: 48170

Exploring Conventional and FHA Loan Options in Plymouth, MI

Lendersa® strives to provide you the most advantageous Conventional, USDA, or FHA loan options quickly and with ease. Explore three starting pathways to connect with matching lenders and tailored loan programs.

Lendersa USDA loan requests and matching outcomes


  • San Antonio Mortgage LLC
  • 8000 IH 10 West, Suite 600, San Antonio, TX, 78230
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional company who is able to give you quick and accurate financial advice.
  • Synergy Home Loans, LLC
  • 13526 George Rd, Suite 208, San Antonio, TX, 78230
  • Synergy Home Loans, LLC is a locally owned, full service, mortgage company committed to helping home buyers select the mortgage option that best fits their needs while providing the greatest value. We understand that every borrower is different, and offer a variety of programs and products to meet your individual requirements
  • Clarity Mortgage
  • 2929 Mossrock, Suite 118, San Antonio, TX, 78230
  • Clarity Mortgage was founded by its current President, Geoff Snyder. With over a decade of experience in the lending industry, Geoff and his team can provide any type of loan to their customer base.You can always count on frequent updates and explanations that are easy to understand as we help you navigate through the loan process
  • Vision Mortgage Company, Ltd.
  • 7800 W I-10, Suite 112, San Antonio, TX, 78230
  • "Vision Mortgage Company, Ltd. offers a wide array of loan products ranging from the traditional residential & commercial funding to private portfolio alternative loan sources and non-QM financing. Residential loans include new construction financing for primary residences, commercial businesses, as well as equipment and credit line sources."
  • Proactive Lending Group
  • 10004 Wurzbach Rd, San Antonio, TX, 78230
  • Proactive Commercial Lending Group, LLC was formed back in 2003 by Bruce Myles with the thought that many good, hard working business owners were not getting the Banking Services they needed to survive, maintain and grow their business.We are able to apply more more relaxed credit and property restrictions.
  • PINNACLE MORTGAGE AND LENDING
  • 8000 IH-10 WEST, Suite 600, San Antonio, TX, 78230
  • "Pinnacle Mortgage & Lending's core values include conducting business with sincerity, truth, and fairness. We serve a wide range of homebuyers with a variety of loan products and services. At Pinnacle Mortgage & Lending our goal is to help make the loan process stress free by empowering you."
  • Mortgage of Texas & Financial LLC
  • 6609 Blanco Rd, Suite 100, San Antonio, TX, 78213
  • Mortgage of Texas & Financial LLC was formed in 2011 as a full service residential and small commercial mortgage brokerage company with an emphasis on service, knowledge, and accuracy. The mortgage debacle of 2007 was avoidable yet we are all paying the consequences right now in one fashion or another. Now, more than ever,
  • New Horizon Mortgage, Inc.
  • 11106 West Avenue, San Antonio, TX, 78213
  • The New Horizon Mortgage, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.