Explore the differences! FHA VS Conventional loan programs in Plymouth, Wayne County, Michigan

In the year 2026, the Conventional loan limit for a single-family residence in Plymouth, located in the county of Wayne, MI, is $726,200. Meanwhile, the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's most competitive rates for Conventional, FHA, and USDA loans. This tool aids in understanding necessary requirements like income, credit, reserves, and documentation. Presenting a side-by-side view, our advanced mortgage calculator compares Conforming Conventional, USDA, FHA, and VA loans, helping you identify the ideal program in MI suitable for your financial scenario.

Review loan offers from a broad selection of 100 lenders

2026 Loan Limits and Down Payment Requisites in Plymouth, County of Wayne, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The information in this table pertains to the following zip codes: 48170

Exploring Conventional and FHA Loan Options in Plymouth, MI

Lendersa® strives to provide you the most advantageous Conventional, USDA, or FHA loan options quickly and with ease. Explore three starting pathways to connect with matching lenders and tailored loan programs.

Lendersa USDA loan requests and matching outcomes


Plymouth Lenders

  • N2Funding & Investments LLC
  • 221 N. Main St, Plymouth, MI, 48170
  • Lends in Michigan
  • Unlock new opportunities with N2Funding & Investments LLC, spearheaded by David Nelson. Committed to driving your financial success with tailored funding solutions that meet your unique needs. We are a nationwide Funding Brokerage
    Specializing in assisting qualified borrowers in obtaining Unsecured Cash Loans for any purpose.
    • Real Estate (Ga

  • Level Up Home Loans LLC
  • 42191 East Ann Arbor Road, Plymouth, MI, 48170
  • Lends in Michigan
  • Level Up Home Loans LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Key Mortgage Ink
  • 42875 Five Mile Rd., Plymouth, MI, 48170
  • Lends in Michigan
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Home Smart Mortgage
  • 352 N Main, Suite 1, Plymouth, MI, 48170
  • Lends in Michigan
  • Marc Nocera founded Home Smart Mortgage on the premise of offering competitive rates I was not able to offer through the branch correspondent models that have more padding in the rates." Marc Nocera has been in the real estate business for over 15 years. He started his career in real estate in mid 1990′s in West Bloomfield, Michigan.

  • Community Financial Credit Union
  • PO Box 8050, Plymouth, MI, 48170
  • Lends in Michigan
  • Community Financial Credit Union is a not-for-profit, full-service financial institution headquartered in Plymouth, MI, with 13 branches in southeast and northern Michigan. For 70 years, Community Financial has been committed to giving back to the communities it serves.Membership is also available for businesses and other legal entities.

  • 1st Residential Lending Inc
  • 49028 Running Trout Lane, Northville, MI, 48168
  • Lends in Michigan
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Approved Mortgages
  • 5820 N. Canton Center, Suite 125, Canton, MI, 48187
  • Lends in Michigan
  • Approved Mortgages has been serving our community since 1996 and has partnered with other lenders to meet the growing needs of our clients over the years. The company was originally founded by Bill and Shahnaz Broucek in Canton, Michigan, where we still operate to this day.The key in choosing us over anyone else is understanding.

  • Hart Mortgage, LLC
  • 8530 Canton Center Rd, Canton, MI, 48187
  • Lends in Michigan
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • CEO Lender
  • 5860 N Canton Center Rd, Suite 387, Canton, MI, 48187
  • Lends in Michigan
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.