FHA VS Conventional loan programs in 2026 for Plymouth, Wayne County, Michigan

In the year 2026, the Conventional loan limit for a single-family residence in Plymouth, located in the county of Wayne, MI, is $726,200. Meanwhile, the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's most competitive rates for Conventional, FHA, and USDA loans. This tool aids in understanding necessary requirements like income, credit, reserves, and documentation. Presenting a side-by-side view, our advanced mortgage calculator compares Conforming Conventional, USDA, FHA, and VA loans, helping you identify the ideal program in MI suitable for your financial scenario.

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2026 Loan Limits and Down Payment Requisites in Plymouth, County of Wayne, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The information in this table pertains to the following zip codes: 48170

Exploring Conventional and FHA Loan Options in Plymouth, MI

Lendersa® strives to provide you the most advantageous Conventional, USDA, or FHA loan options quickly and with ease. Explore three starting pathways to connect with matching lenders and tailored loan programs.

Lendersa USDA loan requests and matching outcomes


  • Mahone Mortgage LLC
  • 685 Berkmar Court, Charlottesville, VA, 22901
  • Mahone Mortgage LLC Founded in 2008 We are a local Charlottesville, VA mortgage broker specializing in personalized service for all mortgage needs. Along with our two other loan officers, Larry Saunders and Kim Casteen, we have closed over 1200 loans for over $300, 000, 000 since opening our doors.

  • Crown Mortgage
  • 620 Woodbrook Dr, Suite 2, Charlottesville, VA, 22901
  • We’re locally owned and operated. When you get your mortgage through Crown, your loan officer and processor walk by your side through the entire process. We’re home loan specialists. Not salesmen. If you want the best deal on your home loan, you need a loan officer who knows what that actually is.

  • First NRV Credit Union
  • 900 W. Main St, Radford, VA, 24141
  • Our credit union was first chartered on June 4, 1937 - that means that our credit union is now over 80 years old - to help serve the needs of the employees of the Radford Pipe Shop (known locally as the Foundry), and was originally named the "Radford Pipe Shop Employees Federal Credit Union".

  • Nations Funding LLC
  • 20028 Apperson Place, Germantown, MD, 20876
  • Nations Funding is a fully diversified Mortgage Lender. From First, Second and Equity Loans to Commercial and Small Business Loans. Mortgages are our only business. We pride ourselves on being small enough to offer each client personal attention yet large enough to finance significant lending transactions.

  • Kemba Roanoke Federal Credit Union
  • 2812 West Main Street, Salem, VA, 24153
  • KEMBA has been providing families financial security for well over seventy-five years. Since we're a non-profit financial institution, we return our profits back to our members in the form of better rates, lower fees, and free or low-cost services. We are run by a volunteer board of directors elected by members like you.

  • Potomac Mortgage Advisors LLC
  • 46169 Westlake Drive, Potomac Falls, VA, 20165
  • our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Freedom First Credit Union
  • 5240 Valleypark Drive, Roanoke, VA, 24019
  • Freedom First is a member-owned, federally insured community financial institution headquartered in Roanoke, VA since its founding in 1956. What sets us apart is that our shareholders are our members — which means that we put our community first. In fact, while most banks evaluate their worth by how much money they keep

  • SkyPoint Federal Credit Union
  • 19785 Crystal Rock Drive, Suite 201, Germantown, MD, 20874
  • SkyPoint Federal Credit Union is one of the premier financial institutions serving Montgomery County, Md.; Frederick County, Md.; Arlington County, Va.; Alexandria and Falls Church, Va.; and the District of Columbia. SkyPoint FCU strives to offer its members a wide array of financial services.