FHA VS Conventional loan programs in Richfield, Hennepin County, Minnesota
In 2026, the loan limit for conventional mortgages in Richfield, located within the county of Hennepin, MN, is $726,200. Meanwhile, the FHA limit for a single-family home is $515,200.
Leverage the Lendersa® Conventional loan calculator to compare current rates between Conventional, FHA, and USDA options and determine the income, credit, reserves, and documents required for qualification. Using our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in identifying the best program in MN for your financial situation.
2026 Loan Limits and Down Payment Requirements in Richfield, County of Hennepin, MN
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$515,200
3.5%
This table of comparisons is pertinent to zip codes: 55423
Available Conventional and FHA Loan Options in Richfield, MN
The mission of Lendersa® is to swiftly deliver the optimal Conventional, USDA, or FHA loan with minimal hassle. You can opt for one of three starting paths, each designed to connect you with matching lenders and loan options.
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1 Rockefeller Plaza, 9th Floor, New York, NY, 10020
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45 Rockefeller Plaza, 20th Floor, New York, NY, 10111
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