FHA VS Conventional loan programs in Richfield, Hennepin County, Minnesota

In 2026, the loan limit for conventional mortgages in Richfield, located within the county of Hennepin, MN, is $726,200. Meanwhile, the FHA limit for a single-family home is $515,200.

Leverage the Lendersa® Conventional loan calculator to compare current rates between Conventional, FHA, and USDA options and determine the income, credit, reserves, and documents required for qualification. Using our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in identifying the best program in MN for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Richfield, County of Hennepin, MN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $515,200 3.5%

This table of comparisons is pertinent to zip codes: 55423

Available Conventional and FHA Loan Options in Richfield, MN

The mission of Lendersa® is to swiftly deliver the optimal Conventional, USDA, or FHA loan with minimal hassle. You can opt for one of three starting paths, each designed to connect you with matching lenders and loan options.

Outcomes from Lendersa USDA loan request and matchmaking


  • The Geo. D. Warthen Bank
  • 216 N. Harris St., Sandersville, GA, 31082
  • Shortly after returning from the Civil War, Mr. Geo. D. Warthen entered the mercantile business in partnership with Jeff A. Irwin, Sr. and began business in a building on West Haynes St. (Present location of The Hair Force).

    In 1871, a rear corner of the building was partitioned off

  • Access Credit Union,
  • 23 Commerce Circle, Bristol, PA, 19007
  • "Access Credit Union (formerly known as NBA Credit Union) has been open since 1972. The credit union has assets totaling $55.15 Million and provides banking services to more than 5, 000 members.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans,

  • Great Meadow Federal Credit Union
  • 26 East Main Street, Granville, NY, 12832
  • Great Meadow Federal Credit Union is a Financial Services company serving Warren, Washington and Essex Counties in New York, as well as Addison, Bennington and Rutland Counties in Vermont for over 60 years. BauerFinancial 5Star rated for over 25 consecutive years.

    We are a not-for-profit cooperative financial institution serving

  • First National Bank of Huntsville
  • 1300 11th Street, Huntsville, TX, 77340
  • On January 14, 1890, Gibbs National Bank, now First National Bank of Huntsville (FNBH), opened its doors for business on the downtown square in Huntsville, Texas. Prior to 1890, the Gibbs Family provided banking services to the citizens of Huntsville through the family mercantile business that was opened in 1841.

  • America's Mortgage Lender, Florida
  • 100 South Jefferson Road, Suite 105, Whippany, NJ, 07981
  • America’s Mortgage Lender is currently licensed in eight states as mortgage bankers and rapidly growing. Our seasoned staff will help with your mortgage including purchase, refinance, HARP, VA, FHA, Homestyle, 203K loans, commercial loans, and more. Home loan financing with America’s Mortgage Lender means a hassle-free mortgage that closes on time.

  • Union Building Trades Federal Credit Union
  • 205 Cherry Hill Road, Parsippany, NJ, 07054
  • Union Building Trades Federal Credit Union, a unique financial institution serving the building trade unions of Northeastern U.S.. Union Building Trades Federal Credit Union is a member owned, not for profit, financial cooperative dedicated to the financial well being of its members.

  • HomeLend Mortgage
  • 959 Route 46 East, Suite 401, Parsippany, NJ, 07054
  • HomeLend Mortgage is a direct lender proud to serve you with honesty, integrity, and competence. We provide home loans with the lowest interest rates and closing costs possible. HomeLend Mortgage apart from other digital mortgage & refinance providers is not just our competitive low rates and our robust array of loan programs

  • KWIK MORTGAGE CORPORATION
  • 959 Route 46 East, Suite 401, Parsippany, NJ, 07054
  • Kwik Mortgage was founded in 1998 with a commitment to break down the barriers to owning a home & educating homeowners. Kwik Mortgage has helped hundreds of families find ways to accomplish their home ownership needs whether buying a first home or refinancing your current loan. Customizing a mortgage to suit your family’s specific needs is an art.