Explore the differences! FHA VS Conventional loan programs in West-St.-Paul, Dakota County, Minnesota
In 2026, the conventional loan limit in West-St.-Paul, within the county of Dakota, MN, is set at $647,200. Meanwhile, the FHA limit for a single-family home is $448,500.
Utilize the Lendersa® Conventional loan calculator to scrutinize the best rates available today for Conventional, FHA, and USDA loans. With our sophisticated mortgage tool, you can determine the necessary income, credit score, reserves, and documentation to qualify for these loans. It allows you to view Conforming Conventional loans alongside USDA, FHA, and VA options, assisting you in deciding which program available in MN best fits your financial needs.
2026 Loan Limits and Down Payment Requirements in West-St.-Paul, Dakota, MN
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$322,000
0%
FHA
$448,500
3.5%
This comparison table applies to the following zip codes: 55118
Explore Conventional and FHA Loan Opportunities in West-St.-Paul, MN
The aim of Lendersa® is to secure you the most favorable Conventional, USDA, or FHA loans promptly and without inconvenience. Select any of the three outlined starting points, each guiding you to the best-matching lenders and loan programs suited to your circumstances.
Mendota Heights-based Gateway Bank was founded in 2004 with a clear vision of what a community bank should be. And we remain committed to conducting every transaction with that vision in mind. We believe that our community is defined by the individuals and businesses within it. We offer competitive personal and business products and services.
Kvikstad Mortgage Solutions the company in 2004 to provide a better and more personalized option for my clients. As an independent, small business I have very little overhead, so I am able to pass those savings on to my clients. I do not have to charge the same high fees and rates as the banks and other big companies.
1171 Northland Drive, Suite 100, Mendota Heights, MN, 55120
Lends in Minnesota
Gabriel Financial Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
750 South Plaza Drive, Suite 319, Mendota Heights, MN, 55120
Lends in Minnesota
At Spectra Home Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
380 Saint Peter St, Suite 500, Saint Paul, MN, 55102
Lends in Minnesota
We offer banking, mortgage, investment, wealth management, trust and insurance in Minnesota, North Dakota and Wisconsin. We’re here to help you solve your toughest problems, seize your biggest opportunities, and achieve success on your terms, now and in the future. Bremer Bank has roots in the places where we live and work that go back to 1943.
2038 Ford Parkway, Suite 510, Saint Paul, MN, 55116
Lends in Minnesota
Join KPT Mortgage Advisors LLC in revolutionizing the mortgage industry! We're not just brokers; we're trailblazers dedicated to transforming your financial journey. Our mission is clear: empower everyone, from first-time buyers to seasoned investors. Experience unparalleled guidance and advocacy as we prioritize your financial well-being. Contact
At Edina Realty, we believe that an informed buyer or seller is an empowered one. We offer as much information online as possible, and our agents can fill in the gaps that data can’t provide by offering insights you can use throughout the home buying or selling process in Minnesota and western Wisconsin.
BankCherokee works for community business. Community is all about us working together. It’s what makes our community bank and your community business go. At BankCherokee, we know this after more than 100 years in the neighborhood. Today, everything we do reflects our commitment to your success.
60 East Plato Blvd, Suite 100, Saint Paul, MN, 55107
Lends in Minnesota
Drake Bank is a purpose-driven independent bank in St. Paul. We were founded in 2002 by a group of successful local entrepreneurs committed to helping others succeed for the shared prosperity of their community. Our 70+ founders invested their own money to fund the first business loans, and many are still shareholders today.
