FHA VS Conventional loan programs in 2025 for West-St.-Paul, Dakota County, Minnesota

In 2025, the conventional loan limit in West-St.-Paul, within the county of Dakota, MN, is set at $647,200. Meanwhile, the FHA limit for a single-family home is $448,500.

Utilize the Lendersa® Conventional loan calculator to scrutinize the best rates available today for Conventional, FHA, and USDA loans. With our sophisticated mortgage tool, you can determine the necessary income, credit score, reserves, and documentation to qualify for these loans. It allows you to view Conforming Conventional loans alongside USDA, FHA, and VA options, assisting you in deciding which program available in MN best fits your financial needs.

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2025 Loan Limits and Down Payment Requirements in West-St.-Paul, Dakota, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $322,000 0%
FHA $448,500 3.5%

This comparison table applies to the following zip codes: 55118

Explore Conventional and FHA Loan Opportunities in West-St.-Paul, MN

The aim of Lendersa® is to secure you the most favorable Conventional, USDA, or FHA loans promptly and without inconvenience. Select any of the three outlined starting points, each guiding you to the best-matching lenders and loan programs suited to your circumstances.

Lendersa USDA loan request and comparison results


  • Heritage Funding
  • 103 N Goliad, Suite 108, Rockwall, TX, 75087
  • Heritage Funding Co LLC is located in Rockwall, Texas, and was founded in 2001. This business is working in the following industry: Loan companies. Annual sales for Heritage Funding Co Our Reach Is Big As Texas! Anywhere In The Lone Star State - We Can Help and also Charles Michael Kamps, President/Director
  • Mortgage Resoruce Of Texas
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  • Mortgage Resources of Texas is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering
  • LifeTime Lending, Inc
  • 17304 Preston Road, Suite 800, Dallas, TX, 75252
  • Megan Dodson a residential mortgage loan originator who has helped hundreds of buyers like you identify the best long-term value for their loan. Megan aligned with a number of wholesale lenders & underwriters to help you get that special low rate. But beyond that, I work hard for you & dig in to find that special program another mortgage lender.
  • IKON Mortgage, Inc
  • 17330 Preston Road, Suite 200D, Dallas, TX, 75252
  • IKON Mortgage is founded with passion and the heart of serving. We strive to keep the mortgage experience simple, efficient, and enjoyable for our clients. IKON Mortgage is here to serve you whether you are looking for the best rates in town with a quick and easy closing, or searching for a trustworthy and experienced mortgage loan officer to guide
  • PrimeLending, A PlainsCapital Company
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  • PrimeLending, a PlainsCapital Company (NMLS: 13649), is a proven powerhouse in home lending, combining personal guidance and local expertise with fast service, more choices and the flexibility to meet homeowners’ unique needs. We’re a national home lender relentlessly focused on empowering our customers to boldly pursue their homeownership goals.
  • Georgia Power Northwest Federal Credit Union
  • 906 North Broad Street SE, Rome, GA, 30161
  • (GPNWFCU) was chartered in 1935 as Georgia Power Rome Division Employees Credit Union, exclusively servicing Georgia Power employees working in the Rome, Georgia area. In the late 90’s, we changed our name to Georgia Power Northwest Federal Credit Union and sought out addition Select Employee Groups.
  • Mike Clover Group
  • 18170 Dallas Parkway, Suite 304, Dallas, TX, 75287
  • The Mike Clover Group at Homewood Mortgage is a close-knit group of experienced mortgage professionals dedicated to getting their clients the best loans in the shortest amount of time. Every member of the team has at least 10 years' experience in mortgage lending, and each shares Mike's strong belief in GOD, family, and doing the right thing
  • Homewood Mortgage, LLC
  • 18170 Dallas Parkway, Suite 304, Dallas, TX, 75287
  • Established in 2001, Homewood Mortgage was founded by CEO and President, John Rasor, as a small mortgage brokerage firm with a hands on-approach to meeting the needs of the consumer. Since then we have evolved into a full service mortgage banker servicing the needs of Texas and Florida.
  • Lendid Loans, LLC
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  • Trey Bolen started working in the mortgage industry more than a decade ago, working in a number of areas including underwriting, processing, secondary marketing and sales. As his experience grew, Trey saw huge opportunities to make the mortgage industry better. Traditional lenders had a tedious and aggravating application process.
  • Loan Java LLC
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Military Mortgage Shop
  • 405 State Highway 121 Bypass, Suite 250, Lewisville, TX, 75067
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  • Global Home Finance Inc.
  • 325 S. Stemmons Frwy, Lewisville, TX, 75067
  • Global Home Finance Inc. can help you find the custom mortgage solution that fits your needs, whether you are buying your first home or refinancing an existing mortgage. We are here to help you to find the best mortgage available. Please use the links below for information about Global Home Finance Inc.'s comprehensive mortgage solutions.