FHA VS Conventional loan programs in Mendota-Heights, Dakota County, Minnesota

In 2026, the conventional loan limit in Mendota-Heights, within Dakota county, MN, is $647,200. Conversely, the FHA cap for single-family homes is set at $448,500.

The Lendersa® Conventional loan calculator aids in comparing current Conventional, FHA, and USDA rates by assessing the required income, credit, reserves, and documents for qualification. Our advanced tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you determine the most suitable program in MN for your needs.

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Loan limits and downpayment requirements in Mendota-Heights, Dakota county, MN for 2026

Loan Type Loan Ceiling Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $322,000 0%
FHA $448,500 3.5%

These limits apply to zip codes: 55120, 55118, 55150

Explore Conventional and FHA loan options in Mendota-Heights, MN

The mission of Lendersa® is to seamlessly connect you with the optimal Conventional, USDA, or FHA loan. Start with any of these three pathways to find matching lenders and programs:

Lendersa USDA loan request results


  • DeVore Financial Services
  • 19046 Bruce B Downs Blvd, Suite 234, Tampa, FL, 33647
  • DeVore Financial Services is to serve our customers with honesty, integrity & competence. We redefine excellence in Mortgage Brokerage services by stepping away from tradition and exploring new innovative ways to serve our customer’s Mortgage needs.Our goal is to provide home loans to our clients while providing them with the lowest interest rates.

  • Green House Mortgage
  • 20420 Colonial Hill Dr, Tampa, FL, 33647
  • Green House Mortgage is a fully and independent mortgage loan origination entity - Currently ONLY in Florida. We can assist in a wide variety of loan programs including VA, FHA, Conventional and Jumbo and Reverse Mortgages.We help originate in both the refinance and purchase scenarios. More specifically

  • Bliss Mortgage LLC
  • 5322 Primrose Lake Circle Suite A, Tampa, FL, 33647
  • Bliss Mortgage LLC, you can count on us to match you with the best mortgage loan available for your situation. Our licensed and experienced Mortgage Loan Originators take pride in working for the client and understanding their needs. Short on time? We are also accessible during evenings and weekends. Every situation may be different,

  • Omni Lending LLC
  • 2620 Regatta Drive, Suite 102, Las Vegas, NV, 89128
  • Exceptional customer service is the number one job for our company. The Omni Lending team was built with you as our focus. Our mission is to serve our customers with honesty integrity & expertise. We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

  • Capline Mortgage LLC
  • 7251 W. Lake Mead Blvd, Suite 300, Las Vegas, NV, 89128
  • "I'M DEE! OWNER OF CAPLINE MORTGAGE, LLC
    My mortgage brokerage company originates PURCHASE and REFINANCE loans for residential and commercial properties in Nevada.
    My loans are brokered to mortgage banking companies, direct portfolio lenders, or private money investors for their approvals and fundings."

  • Wellspring Finance Corp
  • 10244 East Colonial Drive, Suite 112, Orlando, FL, 32817
  • At Wellspring Finance, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.Wellspring Finance, professional mortgage company specializing in residential mortgages

  • Weststar Credit Union
  • 2775 S Rainbow Blvd, Las Vegas, NV, 89146
  • WestStar offers our members the benefits of belonging to a progressive financial cooperative of people helping people. We help people like you and your neighbors buy cars, own homes, raise families, pay for college and retire comfortably. We’ve been doing so since 1975, and today we’re helping more people than ever.

  • New Heights Lending LLC
  • 6655 West Sahara Avenue, Suite A108, Las Vegas, NV, 89146
  • New Heights Lending LLC is a Nevada owned and operated mortgage broker. With over 30 years of experience in the mortgage lending industry, New Heights Lending has the expertise needed to guide our borrowers with their residential financing needs. The company is currently licensed in California, Idaho, Nevada, New Mexico, Ohio, and Texas.

  • United Way Mortgage LLC
  • 2980 South Rainbow Boulevard, Suite 200L, Las Vegas, NV, 89146
  • United Way Mortgage, we are dedicated to you and all your different mortgage needs.We have the experienced loan officers a a team, we've won several awards as diamond broker to a lot of lenders. But, our most important win is making you a happy, life-long customer and Our mortgage firm is here to help you and your business

  • Mortgage Solutions LLC
  • 6625 West Sahara Avenue, Suite 8, Las Vegas, NV, 89146
  • Mortgage Solutions, LLC is dedicated to provide mortgage services to borrowers in Nevada and California. The company was founded in 2004 and has helped thousands of clients with all of their mortgage lending needs. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution.