Explore the differences! FHA VS Conventional loan programs in Mendota-Heights, Dakota County, Minnesota

In 2025, the conventional loan limit in Mendota-Heights, within Dakota county, MN, is $647,200. Conversely, the FHA cap for single-family homes is set at $448,500.

The Lendersa® Conventional loan calculator aids in comparing current Conventional, FHA, and USDA rates by assessing the required income, credit, reserves, and documents for qualification. Our advanced tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you determine the most suitable program in MN for your needs.

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Loan limits and downpayment requirements in Mendota-Heights, Dakota county, MN for 2025

Loan Type Loan Ceiling Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $322,000 0%
FHA $448,500 3.5%

These limits apply to zip codes: 55120, 55118, 55150

Explore Conventional and FHA loan options in Mendota-Heights, MN

The mission of Lendersa® is to seamlessly connect you with the optimal Conventional, USDA, or FHA loan. Start with any of these three pathways to find matching lenders and programs:

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