FHA VS Conventional loan in Mendota-Heights, Dakota County, Minnesota

In 2025, the conventional loan limit in Mendota-Heights, within Dakota county, MN, is $647,200. Conversely, the FHA cap for single-family homes is set at $448,500.

The Lendersa® Conventional loan calculator aids in comparing current Conventional, FHA, and USDA rates by assessing the required income, credit, reserves, and documents for qualification. Our advanced tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you determine the most suitable program in MN for your needs.

Compare loan offers from 100 lenders

Loan limits and downpayment requirements in Mendota-Heights, Dakota county, MN for 2025

Loan Type Loan Ceiling Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $322,000 0%
FHA $448,500 3.5%

These limits apply to zip codes: 55120, 55118, 55150

Explore Conventional and FHA loan options in Mendota-Heights, MN

The mission of Lendersa® is to seamlessly connect you with the optimal Conventional, USDA, or FHA loan. Start with any of these three pathways to find matching lenders and programs:

Lendersa USDA loan request results


  • Certified Home Loans
  • 1200 S Pine Island Rd;, Suite 670, Fort Lauderdale, FL, 33324
  • Certified Home Loans is committed to providing the highest level of personal financial services in a professional manner. First and foremost, we represent our clients ensuring they have access to the best rates and a variety of mortgage products. Our high standards provide our clients with mortgage-based savings
  • MORTGAGE LENDING MASTERS, LLC
  • 1200 South Pine Island Road, Plantation, FL, 33324
  • Mortgage Lending Masters is a newly established mortgage banker in Cherry Hill, NJ. We have over 20 years experience in the mortgage industry with a strong management team. We offer competitive rates and exceptional service. Making sure our clients are satisfied with our products and services is our number one priority.
  • NATIONS MORTGAGE
  • 300 S. Pine Island Rd. Suite 304, Fort Lauderdale, FL, 33324
  • Nations Mortgage is dedicated to making sure your experience is a gratifying one. If you have any questions, comments, concerns or just want to get in contact with us, we're looking forward to your call. For 18 years, we have been providing the best mortgage rates. While most other Fort Lauderdale mortgage companies skipped town,
  • Trinity Mortgage USA, Inc.
  • 6962 East Wedgwood Avenue, Davie, FL, 33331
  • Trinity Mortgage USA, Inc, is a product of a combined 50 years of mortgage and real estate experience. Our success is a direct reflection of how we treat all of our clients from beginning to end. We believe that without the one to one personal communication with our clients. Our main goal is to destress the process for our clients.
  • Allstate Funding Group
  • 12555 Orange Drive, Suite 202, Davie, FL, 33331
  • At Allstate Funding Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • PRIME TIME MORTGAGE INC.
  • 2625 Weston Road, Fort Lauderdale, FL, 33331
  • PRIME TIME MORTGAGE loan officer, specialize in FHA, Conventional and VA mortgages. I work with all homebuyers: first time owners, those refinancing current properties, and seniors in the mortgage process. and also It is my commitment to provide the highest level of customer service to my clients. To be available and accomodating at all times.
  • Florida Home Trust Mortgage
  • 2800 Weston Rd. Suite 200, Weston, FL, 33331
  • Florida Home Trust Mortgage, Inc. is a premier Florida-based, privately held mortgage lender, providing loans to residential and commercial borrowers in the greater Weston, Fl area. FHT operates as a financing boutique with a fiduciary heritage equipped with lending resources highly focused on executing conventional
  • KoRes Lending
  • 2893 Executive Park Dr. Suite 304, Weston, FL, 33331
  • KoRes is pleased to offer several financing options to meet your needs. We offer standard 30-Year or 15-Year Fixed Mortgages, Programs for Foreign Nationals, Private Loans, 3-Year ARM, 5-Year Arm and a wide variety of FHA Loans. Whatever your circumstances maybe, KoRes is dedicated to helping you find the best mortgage product to fit your needs.
  • Fuse Group Investment Companies
  • 900 Northwest 6th Street, Suite 201, Fort Lauderdale, FL, 33311
  • We are a focused, boots on the ground operation with a local presence and local decision making. Our Principals and Advisory Committee all come with substantial backgrounds in various aspects of real estate investment and development segments which enable a swift analysis and understanding of the projects.
  • Solutions Mortgage Lending Group
  • 6750 N. Andrews Avenue, Suite # 200, Fort Lauderdale, FL, 33311
  • Solutions Mortgage Lending Group mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan