FHA VS Conventional loan programs in 2026 for Eden-Prairie, Hennepin County, Minnesota

During 2026, the conventional loan limit for Eden-Prairie in Hennepin county, MN, is established at $647,200. In contrast, the FHA limit applicable to a single-family dwelling is $448,500.

Utilize the Lendersa® Conventional loan calculator to assess and contrast today's most competitive rates offered across Conventional, FHA, and USDA loan types. Identify the necessary income, credit thresholds, reserves, and documentation required for eligibility. Thanks to our comprehensive mortgage calculator, see Conforming Conventional, USDA, FHA, and VA loans laid out side by side, facilitating your decision about which option in MN suits your unique financial circumstances best.

Investigate loan offers sourced from a broad selection of 100 lenders

Comprehensive 2026 Loan Limits and Down Payment Standards in Eden-Prairie, Hennepin County, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $448,500 3.5%

This comparison table applies specifically to the following zip codes: 55344

Exploring Conventional and FHA Loan Alternatives in Eden-Prairie, MN

The aim of Lendersa® is to swiftly connect you to the optimal Conventional, USDA, or FHA loan while minimizing complexity. Choose from three tailored starting points to align with compatible lenders and their programs.

Comprehensive view of Lendersa USDA loan requests and matching outcomes


Eden-Prairie Lenders

  • Cambria Mortgage
  • 6385 Old Shady Oak Road, Suite 175, Eden Prairie, MN, 55344
  • Lends in Minnesota
  • Cambria Mortgage is a family-run business with deep MN roots. Whether you are buying a home or refinancing your current mortgage, you’ve come to the right place.Cambria Mortgage is a family-run business with deep MN roots. Our rich heritage is built on sound business principles such as hard work, commitment to the customer and integrity.

  • Thistle Financial LLC
  • 11328 Bluestem Lane, Eden Prairie, MN, 55347
  • Lends in Minnesota
  • Thistle Financial first opened its doors in Eden Prairie, Minnesota in 2005. We’re happy to be a part of this beautiful community and bring our mortgage expertise to the city and its neighboring Twin Cities. We value the trust that our clients place in us as their mortgage broker, and always look forward to working with new faces.

  • MidCountry Bank
  • 7825 Washington Ave S, Suite 120, Minneapolis, MN, 55439
  • Lends in Minnesota
  • MidCountry Bank is proactively taking action to minimize the spread of germs. Our efforts will ensure we can continue serving our customers. Branch lobbies are temporarily closed to the public until it is prudent to reopen, but our drive-thrus are open! Please use our online and mobile service.

  • MinnTrust Mortgage LLC
  • 7801 East Bush Lake Road, Suite 410, Minneapolis, MN, 55439
  • Lends in Minnesota
  • At MinnTrust Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Onward Financing LLC
  • 6130 Blue Circle Drive, Suite 200, Minnetonka, MN, 55343
  • Lends in Minnesota
  • Onward Financing uses dedicated, private capital along with the traditional mortgage market to enable home financing options that traditional sources won’t allow. We help qualified borrowers buy the home they want without paying multiple mortgages, moving twice, or risk not qualifying for a traditional mortgage

  • Executive Mortgage Brokers, LLC
  • 12800 Whitewater Drive, Suite 100, Minnetonka, MN, 55343
  • Lends in Minnesota
  • Executive Mortgage Brokers, LLC is committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it.

  • Freedom Mortgage
  • 12701 Whitewater Dr, Suite 300, Hopkins, MN, 55343
  • Lends in Minnesota
  • Freedom Mortgage is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to age, race, color, religion, gender, sexual orientation, disability, or national origin. Local applicants are encouraged to apply.

  • Edge Home Finance Corporation
  • 5868 Baker Road, Minnetonka, MN, 55345
  • Lends in Minnesota
  • Edge Home Finance Corporation offers personalized mortgage solutions tailored to unique financial needs. I personally have been a loan officer for 23 years and can work with all types of clients . As a trailblazer in the mortgage industry, our innovative approach ensures clients achieve their dream of homeownership seamlessly and efficiently.

  • US Mortgage Investments
  • 5201 Eden Avenue, Edina, MN, 55436
  • Lends in Minnesota
  • Us Mortgage Inv. offers a best in class Mortgage experience.
    -Competitive pricing
    - Speed to close
    - Best in class VA Loan pricing
    - Integrity
    US Mortgage Investments to find the mortgage loan that works best for you. With a professional yet friendly approach, we help you feel comfortable about what can be a stressful process.