FHA VS Conventional loan programs in 2026 for Edina, Hennepin County, Minnesota

For the year 2026, the conventional loan limit in Edina, within the county of Hennepin, MN, is established at $726,200. Meanwhile, for a single-family home, the FHA limit is set at $515,200.

With the Lendersa® Conventional loan calculator, you can evaluate today's top provisions for Conventional, FHA, and USDA loans. It will aid in determining the necessary income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the most appropriate program in MN for your financial situation.

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Loan Limits and Down Payment Needs for 2026 in Edina, Hennepin, MN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $515,200 3.5%

Note: The comparison table is applicable to zip codes: 55424

Explore Conventional and FHA Loan Prospects in Edina, MN

The mission of Lendersa® is to swiftly secure the optimal Conventional, USDA, or FHA loan for you, effortlessly. Choose one of the three initiating options to receive lender matches and relevant loan programs.

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Edina Lenders

  • US Mortgage Investments
  • 5201 Eden Avenue, Edina, MN, 55436
  • Lends in Minnesota
  • Us Mortgage Inv. offers a best in class Mortgage experience.
    -Competitive pricing
    - Speed to close
    - Best in class VA Loan pricing
    - Integrity
    US Mortgage Investments to find the mortgage loan that works best for you. With a professional yet friendly approach, we help you feel comfortable about what can be a stressful process.

  • Minnesota Bank & Trust
  • 7701 France Avenue South, Edina, MN, 55435
  • Lends in Minnesota
  • We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.

  • BendOver BackWard Broker
  • 510 W 77th St, Suite 380, Edina, MN, 55435
  • Lends in Minnesota
  • Dionna Ward handles your home financing with friendliness and finesse to get you moving forWARD with a mortgage or refinance. She brings her own personal touch to servicing her clients, which puts you at ease and gives you that much-needed assurance that she’s got your back during the entire process. She brokers your home loan with care.

  • Metropolitan Financial Mortgage Company
  • 4445 West 77th Street, Suite 210, Edina, MN, 55435
  • Lends in Minnesota
  • MetroFMC works hard to establish great working relationships with a wide variety of banks to enable you to have access to some of the lowest mortgage rates available.

    We pride ourselves on the training and knowledge we get directly from the banks that will provide you with your loan

  • Tradition Mortgage
  • 7601 France Ave S, Suite 170, Minneapolis, MN, 55435
  • Lends in Minnesota
  • The Tradition name represents a continual awareness and respect for the excellence of real estate development, real estate investment and real estate finance services. Tradition Companies is committed to the highest standards of quality, craftsmanship, community involvement and most importantly, a dedication to the customer.

  • Edge Home Finance Corporation
  • 4510 W 77th St, Suite 380, Edina, MN, 55435
  • Lends in Minnesota
  • "At Edge Home Finance Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry.

    We work with many wholesale lenders that provide a wide variety of products such as Conventional, FHA, VA and HARP 2.0."

  • Rainbow Mortgage Inc.
  • 3300 Edinborough Way, Suite 550, Edina, MN, 55435
  • Lends in Minnesota
  • "Rainbow Mortgage Inc. is owned and operated by local mortgage advisors Gale and David Jamison.
    Prior to starting Rainbow Mortgage Inc., David worked for a Fortune 500 company as a Sales Manager/Senior Underwriter in a division that closed over 1000 loans per month. David worked as an Alternative Loan Specialist with Wells Fargo."

  • MidCountry Bank
  • 7825 Washington Ave S, Suite 120, Minneapolis, MN, 55439
  • Lends in Minnesota
  • MidCountry Bank is proactively taking action to minimize the spread of germs. Our efforts will ensure we can continue serving our customers. Branch lobbies are temporarily closed to the public until it is prudent to reopen, but our drive-thrus are open! Please use our online and mobile service.

  • MinnTrust Mortgage LLC
  • 7801 East Bush Lake Road, Suite 410, Minneapolis, MN, 55439
  • Lends in Minnesota
  • At MinnTrust Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you