FHA VS Conventional loan programs in Hastings, Dakota County, Minnesota
In 2026, the conventional loan limit set for Hastings, located within the county of Dakota in MN, is $726,200. Comparatively, the limit for an FHA loan is $515,200 for those purchasing a single-family home.
Utilize the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. This tool helps determine income, creditworthiness, reserves, and the documentation required to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding your decision on the ideal program in MN for your financial strategy.
For 2026, loan limits and down payment requirements in Hastings, Dakota county, MN
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$358,800
0%
FHA
$515,200
3.5%
This table of comparison applies to the following zip codes: 55033
Explore your Conventional and FHA loan opportunities in Hastings, MN
The aim of Lendersa® is to provide hassle-free access to the best Conventional, USDA, or FHA loans rapidly. Initiate the process with any of three options that link you with matching lenders and available programs.
In 1909 S.A. Netland opened the State Bank of Rosemount. It was the first locally owned independent bank in the city of Rosemount. Mr. Netland also owned banks in Bixby, Northfield, Carlos and Mendota. In 1909 the Bank had a capital of $10,000, and the total cost of the building, including the vault and fixtures was $4,050.
5500 South Robert Trail, Inver Grove Heights, MN, 55077
Lends in Minnesota
Heartland Credit Union is a not-for-profit financial cooperative focused on helping members achieve their financial dreams. Our members enjoy low loan rates, fewer fees and friendly, personal service. At Heartland we take pride in getting to know our members, their stories and their goals.
2230 Eagle Creek Lane, Suite A, Woodbury, MN, 55129
Lends in Minnesota
BWB is an independent bank made up of a small group of investors with a vision to create a different, more extraordinary and refreshing banking experience – much like the Boundary Waters itself. We are a team of dedicated financial experts that understands every business journey is unique.
115 Hardman Avenue South, South Saint Paul, MN, 55075
Lends in Minnesota
Riverview Credit Union is a member owned, non-profit financial institution. Chartered in 1931, Riverview Credit Union was organized to provide financial products and services that are personalized and competitively priced to its' members. Membership in Riverview Credit Union is exclusive to those who qualify.
100 Bridgepoint Dr, Suite 190, South Saint Paul, MN, 55075
Lends in Minnesota
Lend Smart Mortgage has operated as a mid sized, locally owned retail lender since inception in 2006. We have made several acquisitions over the years to continue our planned growth and expand our licensing base. We are direct lenders and seller/servicers with both Fannie Mae and Freddie Mac which means we control the entire mortgage process
AHCU is a full-service credit union offering financial wellness and education, savings, checking, investments, deposit accounts, all loan types, and electronic services to help accommodate those busy schedules. We also offer car buying and retirement services. If you’re not a member, we hope you will join us.
6445 Lake Road Terrace, Suite 100, Saint Paul, MN, 55125
Lends in Minnesota
We are a not-for-profit financial institution exclusively serving the members of the U.A. Local #455 Pipefitters Steamfitters and their families. Our philosophy being, “We are member-owned, dedicated to fitting your financial needs”. We are a not-for-profit cooperative, meaning we return all of our profits to the members through lower fees.
1335 Corporate Center Curve, Suite 240, Saint Paul, MN, 55121
Lends in Minnesota
At MLP Home Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Mendota Heights-based Gateway Bank was founded in 2004 with a clear vision of what a community bank should be. And we remain committed to conducting every transaction with that vision in mind. We believe that our community is defined by the individuals and businesses within it. We offer competitive personal and business products and services.
