FHA VS Conventional loan programs in 2025 for Hastings, Dakota County, Minnesota

In 2025, the conventional loan limit set for Hastings, located within the county of Dakota in MN, is $726,200. Comparatively, the limit for an FHA loan is $515,200 for those purchasing a single-family home.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. This tool helps determine income, creditworthiness, reserves, and the documentation required to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding your decision on the ideal program in MN for your financial strategy.

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For 2025, loan limits and down payment requirements in Hastings, Dakota county, MN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $358,800 0%
FHA $515,200 3.5%

This table of comparison applies to the following zip codes: 55033

Explore your Conventional and FHA loan opportunities in Hastings, MN

The aim of Lendersa® is to provide hassle-free access to the best Conventional, USDA, or FHA loans rapidly. Initiate the process with any of three options that link you with matching lenders and available programs.

USDA loan requests and matched results by Lendersa


  • Five Star Bank
  • 220 Liberty Street, Warsaw, NY, 14569
  • We provide our customers a dedicated team of over 600 employees who work together in an environment of trust, integrity, and mutual respect. Our customers are at the heart of our organization, where every interaction is an opportunity for us to deliver a friendly, professional, relationship building experience.
  • Valley Credit Union, Alabama
  • 200 E 6th Street, Tuscumbia, AL, 35674
  • Valley Credit Union was originally chartered as Sheffield-Tuscumbia Credit Union. On January 19, 1956, eight employees of Sheffield and Tuscumbia Board of Education petitioned the state of Alabama for a charter to provide their employees with a convenient way to save and borrow. Today Valley has grown from 22 members in their first month.
  • The Citizens Bank of Weston
  • 201 Main Avenue, Weston, WV, 26452
  • The Citizens Bank of Weston has been serving the people of Lewis and surrounding counties for 120 years. In 1891 the bank received its charter. The doors were opened for business in February of 1892. On October 1, 1894, the bank employed Thomas A. Whelan who was to become a banking legend in Lewis County.
  • Fairmont Federal Credit Union
  • 2 The Credit Union Way, Fairmont, WV, 26554
  • Fairmont Federal Credit Union is a not-for-profit financial organization, democratically controlled, owned and operated by our members for the benefit of all who belong. We operate 9 regional branches with over 120 employees. We are currently one of the fastest growing credit unions in West Virginia with nearly $400, 000, 000 in assets.
  • ADV Mortgage
  • 12 Rosalie Rd, Bailey, CO, 80421
  • ADV Mortgage was founded by Richie Frangiosa, a 20 year veteran of the mortgage industry.With an underwriting and processing background, we focus on the best possible service to our clients. We are not salespeople, and will never try to be. Our goal is to make the mortgage process as easy and transparent as possible.
  • S&T BANK
  • 456 Main St, Brockway, PA, 15824
  • S&T Bank was founded in 1902 as Savings and Trust Company of Indiana with a single location in Indiana, Pa. S&T provides a full range of financial services to families and businesses throughout Pennsylvania, Ohio, and New York. Our mission is to build relationships with our customers based on mutual confidence, trust, and performance.
  • Morgantown AES Federal Credit Union
  • 1133 Van Voorhis Road, Morgantown, WV, 26505
  • Morgantown AES Federal Credit Union has proudly served its members in Morgantown West Virginia since 1955. Our members enjoy competitive rates on all types of loans from home & auto to recreation. Get in touch with us today.Credit Union has proudly served its members in Morgantown West Virginia since 1955. Our members enjoy competitive rates on all
  • Premiere Mortgage LLC
  • 5000 Hampton Center, Suite 4, Morgantown, WV, 26505
  • At Premier Mortgage, we understand and appreciate the one-on-one attention that a family owned business can provide. We know how difficult buying a home can be and want to be there for you when you need help with such a large investment in your life. Let us do the work for you while you enjoy buying and/or improving your dream home.
  • First United Bank & Trust
  • 1951 Hunters Way, Morgantown, WV, 26505
  • First United Bank & Trust is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering.
  • Sierra Pacific Mortgage Company, Inc
  • 1704 Mileground Road, Suite B, Morgantown, WV, 26505
  • Sierra Pacific Mortgage provides quality mortgage lending services throughout the US. Incorporated in 1986, we are a privately held company and have originated and purchased billions in residential loans. Our high company production levels and sophisticated capital markets access allows us to deliver competitively.
  • WesBanco
  • 101 Suncrest Towne Centre Dr, Morgantown, WV, 26505
  • Founded in 1870, WesBanco, Inc. (www.wesbanco.com) is a diversified and balanced financial services company that delivers large bank capabilities with a community bank feel. Our distinct long-term growth strategies are built upon unique sustainable advantages permitting us to span six states with meaningful market share.