FHA VS Conventional loan programs in 2025 for Bellefontaine-Neighbors, St. Louis County, Missouri

In 2025, the conventional loan maximum in Bellefontaine-Neighbors, located in St. Louis, MO, is set at $647,200. In contrast, the FHA loan ceiling for a single-family property is $420,680.

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Utilize the Lendersa® Conventional loan calculator to contrast today's most competitive rates across Conventional, FHA, and USDA products. It lets you determine the necessary income, credit score, reserves, and documentation required for qualification. The comprehensive mortgage calculator showcases Conforming Conventional loans beside USDA, FHA, and VA options, aiding you in selecting the best program for your individual financial scenario in MO.

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2025 Loan Caps and Down Payment Specifications in Bellefontaine-Neighbors, St. Louis County, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

The following table is valid for zip codes: 63136, 63137

Exploring Conventional and FHA Loan Options in Bellefontaine-Neighbors, MO

Lendersa® aims to provide you with the best possible Conventional, USDA, or FHA loan quickly and with ease. Choose from three pathways that connect you with compatible lenders and loan programs.

  1. Initiate with the ultimate request for optimized Conventional/USDA/FHA loans
  2. Identify initial rates & terms for Conventional, USDA, and FHA loans
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