FHA VS Conventional loan programs in 2025 for Edgewater, Bergen County, New Jersey
In 2025, the limit for conventional loans in Edgewater, under Bergen county, NJ, stands at $1,089,300, whereas the FHA limit for a single-family home is $1,089,300. Knowing these limits gives borrowers a framework for how much they can potentially receive.
Try the Lendersa® Conventional loan calculator to assess current top rates among Conventional, FHA, and USDA loans. Identify required income, credit, reserves, and documentation for qualification. This advanced mortgage calculator shows Conforming Conventional loans, USDA, FHA, and VA side by side, helping you choose the best-fit program for your financial status in NJ.
2025 Loan Limits and Down Payment Requirements in Edgewater, County of Bergen, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
Note: The comparison table applies to zip codes: 7020
Conventional and FHA Loan Options in Edgewater, NJ
Lendersa® aims to swiftly secure you the most suitable Conventional, USDA, or FHA loan options, minimizing hassle. Choose one of three pathways resulting in matching lenders and loan programs tailored to your needs.
6605 Uptown Boulevard Northeast, Suite 260, Albuquerque, NM, 87110
Accurate Mortgage will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.
6303 Indian School Road NE, Suite 104, Albuquerque, NM, 87110
The New Mexico Mortgage Company Team is your premier mortgage team located in New Mexico. We pride ourselves on offering a variety of programs and competitive rates and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the state of New Mexico.
Sunlight Federal Credit Union has been open since 1953. It's the 10th largest credit union in Wyoming with assets totaling $162.21 Million and providing banking services to more than 10, 000 members as of March 2022.
The credit union is a community-based financial institution. People living, working
First Financial Credit Union was formed in 1937 by 10 members of the telephone company here in New Mexico. In the early 80s, the breakup of the Bell System occurred. With the breakup came a period of downsizing in the state. At this point, First Financial chose to pursue additional fields of membership so as to not be impacted by the changes.
A bit about us, so you'll feel more at home working with our team. Getting a home loan is an exciting (and sometimes overwhelming) time in your life. We are proud to work with you as an integral part of these moments. Regardless of your unique needs we bring all the right elements together to create a positive solution for your home loan
320 Gold Ave SW, Suite 100, Albuquerque, NM, 87102
We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
High Desert Home Lending, LLC is a brokerage firm serving the Southwest from our Albuquerque, New Mexico office. We are locally owned and operated and specialize in residential mortgage lending. We are proud to offer personal service. We focus on understanding your needs and goals to create a loan program that fits you perfectly.
6330 Riverside Plaza Lane Northwest, Suite 175, Albuquerque, NM, 87120
Premier Choice Mortgage is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We see people such as yourself being so enthused with the process and service we provide that you will become a raving fan for us, telling stories to people of what you just experienced.
6260 Riverside Plaza Ln NW, Albuquerque, NM, 87120
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Sinberg Capital Lending we understand the needs and goals of each of our clients. We work directly with clients and real estate professionals to provide comprehensive mortgage solutions for today’s real estate markets. Established in 2007, Sinberg Capital Lending offers a complete portfolio of loan products at highly competitive rates.
Animas Mountain Mortgage is a trusted local mortgage company. For 20+ years, the founder Peter Pritchard has been bringing people’s dream of homeownership to life while providing local, in-house processing and underwriting on every individual loan. Peter has closed thousands of loans throughout his career,
