FHA VS Conventional loan programs in Cresskill, Bergen County, New Jersey

In 2026, the conventional loan limit for Cresskill, located in the county of Bergen, NJ, stands at $1,089,300. Meanwhile, the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® Conventional loan calculator to assess and compare the current top rates among Conventional, FHA, and USDA loans. It determines the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a comprehensive side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping you select the most suitable program for your financial situation in NJ.

Explore and compare loan offers from up to 100 lenders

2026 Loan Limits and Down Payment Requirements in Cresskill, Bergen County, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This comparison table is applicable to zip codes: 7626

Conventional and FHA Loan Options in Cresskill, NJ

Lendersa® aims to deliver the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Start with one of three pathways that align you with matching lenders and loan programs efficiently.

Results from Lendersa's USDA loan requests


  • Contemporary Mortgage Services, Inc.
  • 498 Palm Springs Drive Suite #220, Altamonte Springs, FL, 32701
  • Contemporary Mortgage Services, Inc. has been serving Central Florida since 1985, and has been recognized as one of the top companies in the mortgage and lending industry for the state of Florida.

    Equipped with two convenient locations Contemporary Mortgage is licensed to serve all of Florida.

  • Healthnet Federal Credit Union
  • 1591 Chickering Lane, Cordova, TN, 38016
  • Our mission is to financially counsel and serve members of the health care community with a full range of quality financial services which are competitive, and promote the financial well-being of our membership and the overall safety and soundness of our organization. HealthNet Federal Credit Union was founded in 1955 to serve the financial needs.

  • FAIRWINDS Credit Union
  • 3087 N. Alafaya Trail, Orlando, FL, 32826
  • We are the financial that doesn’t want you to have any debt. We offer solutions and advice to help you on your journey to financial freedom. FAIRWINDS Credit Union is Federally Insured by NCUA. We will not address specific member service issues or complaints through our social media channels.

  • First Choice Lending
  • 14365 East Colonial Drive, Orlando, FL, 32826
  • First Choice Lending has gathered a team of experienced professionals under one roof, providing each client with step-by-step customer guidance from the initial inquiry until the purchase of their dream home. All in an atmosphere of mutual respect, professionalism and dedication. First Choice Lending; making a difference!

  • County Bank
  • 201 S Jefferson St, Sigourney, IA, 52591
  • County Bank is an Iowa chartered bank first organized in 1884 in Sigourney, Iowa. Currently County Bank’s main office is on the southeast corner of the Square in Sigourney with locations in Deep River, Gibson, Hartwick, Montezuma and Williamsburg.

    County Bank has a strong commitment to the communities we serve.

  • Patriot Bank
  • 9105 Barret Road, Millington, TN, 38053
  • Patriot Bank is a full-service bank with a focus on community service. The bank serves the growing markets of Shelby County, Tipton County and Fayette County with a wide range of consumer and commercial accounts and a mortgage division. Patriot Bank opened in Millington in October 2001 and has grown to eight full service banks in Arlington

  • Patriot Bank Mortgage
  • 9105 Barret Rd, Millington, TN, 38053
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Patriot Bank Mortgage offers mortgages in Memphis, Shelby, Tipton and Fayette County markets. We also serve the surrounding areas.

  • AdventHealth Credit Union
  • 351 S State Road 434, Suite 1009, Altamonte Springs, FL, 32714
  • Our mission statement is to empower members to achieve their financial goals. AdventHealth Credit Union is committed in its support to the mission of its sponsor, by providing employees/members with quality service. Our vision statement is to be a member friendly financial institution, adapting to our members needs.

  • Aid Home Loans Inc
  • 2450 N SR 434, Suite 2019, Altamonte Springs, FL, 32714
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Central Funding Inc
  • 237 S. Westmonte Dr,Suite 315, Rockledge, FL, 32714
  • At Infinity Mortgage Group, Inc, where we specialize in residential mortgages. At Infinity Mortgage Group, Inc, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • Lend Florida
  • 238 N. Westmonte Dr, Suite 120, Altamonte Springs, FL, 32714
  • Lend Florida works to bring significant change in people’s lives by providing them suitable mortgage financing options with high attention to customer service, speed, and competitive rates on the mortgage with minimal closing costs. From the purchase of your new home to refinancing, our team is ready.