FHA VS Conventional loan programs in Bergenfield, Bergen County, New Jersey
In 2026, the conventional loan limit in Bergenfield, county of Bergen, NJ, is set at $1,089,300. Meanwhile, for a single-family residence, the FHA limit is $1,089,300.
Explore the Lendersa® Conventional loan calculator to evaluate the best rates today between Conventional, FHA, and USDA loans. Determine the necessary income, credit reserves, and documents for qualification. With our advanced mortgage calculator, review Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the most suitable program in NJ for your financial circumstances.
Comprehensive 2026 Loan Limits and Downpayment Requirements in Bergenfield, County of Bergen, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
This table applies to these zip codes: 7621
Explore Conventional and FHA Loan Options in Bergenfield, NJ
At Lendersa®, the primary objective is to quickly connect you with the best possible Conventional, USDA, or FHA loan, with minimal hassle. Choose from one of three starting points to identify matching lenders and optimal loan programs tailored to your needs. This efficient approach ensures you are well-positioned to navigate the complexities of the loan application process with ease.
Progressive Mortgage Services Inc is Your local Mortgage Broker with close to 2 decades of experience. Making purchases and refinances our business! We have a large network of Lenders that can accomadate various scenarios. From FHA to Conventional Loans along with Reverse Mortgages and Commercial Loans as well.
Approved Funding is a multi-state Direct Mortgage Lender. With over three decades of perseverance, billions in mortgage financing, and thousands of satisfied clients, we have become one of the area’s fastest growing privately held mortgage banks, by distinguishing ourselves through professionalism, honesty and integrity.
We're a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending...including purchase and refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with competitive rates, terms and costs-to meet your unique needs.
A credit union is a cooperative organized to serve a specific group of people rather than the general public. It allows members to pool their resources for their common benefit. Banks are owned by investors, but credit union members truly own their own institution. Thus members can take advantage of better savings and loan rates.
Greenback Capital Mortgage Corp. is a Mortgage Banker/Broker in providing financing in New York, New Jersey and Florida .We have successfully closed hundreds of millions of dollars in mortgage loans with a reputation for being deal making mortgage experts. The company was started nearly 30 years ago
AccoLend is a fast growing direct lending company. We are based in NJ but fund bridge/hard money loans in 30+ states. We with offer great career path for loan officers, especially for those with a proven track record. Our product mix is flexible, we offer competitive rates, charge no points and provide fast and reliable service for our clients.
NVE Bank is an independent community mutual bank established in 1887. For over 130 years, we’ve dedicated ourselves to providing customers with an unparalleled level of personal service. With 12 offices conveniently located throughout northern New Jersey, NVE offers an extensive range of business
Kennedy Funding is a leading nationwide hard money lender specializing in bridge loans for all types of commercial property. The company has over $4.0 billion in loan closings. Commercial real estate loans are provided for land acquisition, development, construction, note purchases, workouts, bankruptcies and foreclosures.
RCA Capital is a direct, private lender, and Capital Advisory Company. Our team uses a common-sense approach to lending to provide 24-hour approval turn times. Our in-house underwriting allows us to expeditiously bring you to the closing table. Our asset-based mortgage programs are specifically designed for independent real estate investors and se
