FHA VS Conventional loan programs in 2025 for Vernon, Sussex County, New Jersey

For 2025, in Vernon within Sussex county, NJ, the conventional loan limit is $1,089,300, whereas the FHA limit stands at $1,089,300 for a single-family home.

Utilize the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. Assess income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping determine the best program for your financial needs in NJ.

Compare loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Vernon, Sussex, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

Applicable to zip codes: 07462, 07460, 07461, 07419, 07418, 07422, 07421, 07428

Explore Conventional and FHA Loan Options in Vernon, NJ

At Lendersa®, our mission is to provide you with the best Conventional, USDA, or FHA loan quickly and with minimal hassle. Choose from three starting points to match with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


  • America's First Network Credit Union
  • 92 Pitkin Street, East Hartford, CT, 06108
  • America’s First Network Credit Union was founded in 1976 in Clinton Connecticut under its original name, Chesebrough-Pond’s Federal Credit Union. In May of 1989, our Trumbull Connecticut office was opened in Unilever’s Corporate Complex, where we still maintain a branch. America's First Network Credit Union now has 8 offices located in 2 states.
  • Mortgage Markets Cuso
  • 616 Burnside Avenue, East Hartford, CT, 06108
  • Finex Credit Union created Mortgage Markets CUSO, LLC in 2003 to address a common issue facing many Connecticut credit unions: sending members to banks for mortgages and jeopardizing their all-important ongoing member relationships. The Mortgage Markets CUSO, LLC mission is to empower our credit union
  • Global Funding Group, LLC
  • 1622 Main Street, East Hartford, CT, 06108
  • Global Funding Group, LLC is a private lending company for commercial real estate projects. If you are looking for a fast and easy alternative to fund your next flip, look no further. With our transparent terms & conditions, online application process, and quick response times, Global Funding Group is the obvious choice for funding.
  • The Manzi Mortgage Group
  • 5 Christy Dr, Suite 203, West Chester, PA, 19382
  • The Manzi Mortgage Group is your premier mortgage team located in West Chester, Pennsylvania. Headed by Gerry Manzi, we pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the mortgage in PA, NJ and DE area.
  • Vincent R Liott Inc
  • 1246 West Chester Pike, Suite 316, West Chester, PA, 19382
  • Vincent R. Liott, Inc. is a family owned and operated, full-service residential and commercial mortgage brokerage in business since 1998 and located in West Chester, PA. Vincent has been in the mortgage banking industry for the last 39 years. In 1975, Vincent started his career working at the largest national mortgage lender
  • Professional Mortgage Consultants
  • 401 Darlington Drive West, West Chester, PA, 19382
  • Professional Mortgage Consultants (PMC) was established January 1, 1991 by Laurence E. Ostrom, who is the sole proprietor of the firm. PMC is a Pennsylvania licensed, residential Mortgage Broker, primarily servicing the southeastern region of Pennsylvania including, but not limited to Chester, Delaware, Montgomery, Bucks, Berks
  • CM Mortgage Services Inc
  • 1240 West Chester Pike, Suite 212, West Chester, PA, 19382
  • The CM Mortgage Services Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • THE RATE KINGS MORTGAGE LLC
  • 1101 Carroll Hill Dr, West Chester, PA, 19382
  • The Rate Kings Mortgage LLC was started in 2009. We are a full service, licensed mortgage broker located in Pennsylvania offering competitive rates and fees. We have partnerships with a number of reputable lenders that allow us to offer a multitude of programs to meet your needs. Our service will not be beaten.
  • All in Mortgage Inc
  • 1133 Naamans Creek Road, Garnet Valley, PA, 19060
  • All In Mortgage utilizes its industry-leading A.I.M method for delivering speed, accuracy, and quality to its customers for their loans and purchasing a home or refinancing your existing mortgage loan, we have the products for you! As a mortgage broker, All In Mortgage leverages our relationships with wholesale lenders to find the products.
  • BRANDYWINE VALLEY MORTGAGE LLC
  • PO Box 145, Pocopson, PA, 19366
  • Brandywine Valley Mortgage is an independent broker that puts our customer needs before anything else. We have relationships with dozens of wholesale lenders to ensure we provide our clients with the best mortgage products available. Every mortgage is our niche, not just one product. We do what your bank doesn't, put you firs.