In 2026, the conventional loan limit for a single-family home in Highland-Lakes, Sussex county, NJ is $970,800. The FHA limit is set at $970,800.
Utilize the Lendersa® Conventional loan calculator to weigh current rates for Conventional, FHA, and USDA loans. This tool helps you determine your required income, credit profile, reserves, and necessary documentation. By viewing Conforming Conventional, USDA, FHA, and VA loans side by side, you can identify the best choice in NJ fitting your financial needs.
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| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
Applicable zip codes: 07462
Lendersa® aims to secure the best Conventional, USDA, or FHA loan for you, swiftly and without complications. Choose one of three starting points to match with suitable lenders and loan packages.
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