FHA VS Conventional loan programs in Lincoln-Park, Morris County, New Jersey

In 2026, the conventional loan limit for Lincoln-Park, situated in Morris county, NJ, is $970,800. Meanwhile, the FHA limit for a single-family home is $970,800.

Use Lendersa® Conventional loan calculator to explore today's best rates for Conventional, FHA, and USDA loans. Identify the requirements for income, credit, reserves, and documents to qualify. Our sophisticated mortgage calculator allows side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, aiding in selecting the best program in NJ for your financial needs.

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Loan limits and downpayment requirements for 2026 in Lincoln-Park, Morris, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table applies to zip codes: 7035

Explore Conventional and FHA Loan Options in Lincoln-Park, NJ

Lendersa® is dedicated to finding you the most suitable Conventional, USDA, or FHA loan options quickly and effortlessly. Choose from three starting pathways that connect you with matching lenders and loan programs.

Display of Lendersa USDA loan request results


  • Superior Rate Mortgage Of New England, LLC
  • 30 Trinity Street, Hartford, CT, 06106
  • Superior Rate Mortgage Of New England, mission is to set a high standard in the mortgage industry.We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options

  • Newrez LLC
  • 1521 Concord Pike, Suite 100, Wilmington, DE, 19803
  • Newrez LLC (Newrez) is a leading nationwide mortgage lender and servicer. As a lender, NewRez focuses on offering a breadth of industry-leading products, supported by a loan process that blends both human interaction and the benefits of technology into an unparalleled customer experience.

  • Metropolitan District Employees Credit Union
  • 250 Murphy Road, Hartford, CT, 06114
  • The Metropolitan District Employees' Credit Union (MDECU) was founded for and by the employees of the MDC in 1955 to serve the financial needs of the MDC employees and their families. In the first quarter of 2004, the field of membership was extended as defined by the General State Statutes TO INCLUDE employees.

  • Hartford Firefighters Federal Credit Union
  • 776 Maple Avenue, Hartford, CT, 06114
  • We are a cooperative, a group of people who’ve joined together to develop our own organization for checking, savings, and borrowing money. Each member has one vote, and for over almost 70 years– we have offered financial opportunities to Hartford firefighters active or retired and their families.

  • Franklin Trust Federal Credit Union
  • 632 Franklin Avenue, Hartford, CT, 06114
  • Being a member of Franklin Trust Federal Credit Union allows you to access your banking needs any time of day, seven days a week . We offer a diverse array of traditional and online services to stay connected 24/7! Franklin Trust Federal Credit Union is now a Community-Chartered credit union.

  • Cencap Federal Credit Union
  • 443 Franklin Avenue, Hartford, CT, 06114
  • Cencap Federal Credit Union is the new and improved Hartford Municipal Employees Federal Credit Union. Our ideals are the same as when we started in 1950, but our vision for the future and services we offer demanded we keep up with the times. We have been working hard to help our members fulfill their hopes, dreams and become financially secure.

  • Police Credit Union of CT
  • 253 High Street, Hartford, CT, 06103
  • We do what banks do, but with better rates & lower fees. Open to ALL Law enforcement in the State of Connecticut. Skilled employees giving great services. We hope to become a statewide police credit union, serving all law enforcement in the state.All police departments are invited to partner with us as to provide police-oriented financial services.

  • General Merchant Funding
  • 150 Trumbull Street, 4th Floor, Hartford, CT, 06103
  • General Merchant Funding was established with the mission of offering small businesses access to fairly priced funding options. GMF is the best solution for small businesses unable to qualify for traditional funding. By assessing your business' monthly cash flow, GMF enables you to use the strength of your cash flow to manage demands for capital.

  • First Keystone Community Bank
  • 111 West Front Street, Berwick, PA, 18603
  • First Keystone Community Bank, a subsidiary of First Keystone Corporation (Stock Symbol: FKYS.ob), has been owned and operated by local men and women since 1864. First Keystone Community Bank has grown from one 18'x 25'​ building in Berwick to eighteen full-service offices throughout Columbia, Luzerne, Monroe and Montour Counties.