Explore the differences! FHA VS Conventional loan programs in Lincoln-Park, Morris County, New Jersey

In 2025, the conventional loan limit for Lincoln-Park, situated in Morris county, NJ, is $970,800. Meanwhile, the FHA limit for a single-family home is $970,800.

Use Lendersa® Conventional loan calculator to explore today's best rates for Conventional, FHA, and USDA loans. Identify the requirements for income, credit, reserves, and documents to qualify. Our sophisticated mortgage calculator allows side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, aiding in selecting the best program in NJ for your financial needs.

Examine loan offers from 100 lenders

Loan limits and downpayment requirements for 2025 in Lincoln-Park, Morris, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table applies to zip codes: 7035

Explore Conventional and FHA Loan Options in Lincoln-Park, NJ

Lendersa® is dedicated to finding you the most suitable Conventional, USDA, or FHA loan options quickly and effortlessly. Choose from three starting pathways that connect you with matching lenders and loan programs.

Display of Lendersa USDA loan request results


  • Liberty Mortgage
  • 3710 Center St, Suite 101, Deer Park, TX, 77536
  • The resourceful and skilled team at Liberty Mortgage is eager to help you reach your dreams. If you need an experienced Deer Park, TX mortgage team focused on precision, give us a call. FHA Loans with -0- lender fees and also we can usually issue a credit to the buyer to cover some of their closing costs. Credit Scores as low as 580 on FHA.
  • Jet Lending, LLC
  • 1419 FM 1960, Houston, TX, 77073
  • Jet Lending, LLC was founded on 2004 for the purpose of assisting real estate investors in their purchase of property quickly with as little cash out-of-pocket as possible. We loan money for the purchase and escrow additional funds for repairs. We have originated more than 2,000+ loans for real estate investors in Texas, totaling over $250,000,000.
  • First National Bank in Cimarron
  • 121 N. Main, Cimarron, KS, 67835
  • We believe in our community and our ability to serve you better than anyone else. When you invest with First National Bank we put your money to work for you and a better local economy. First National Bank is actively involved in both the Cimarron and Ingalls communities and works with several organizations for the betterment of the community.
  • CAPITAL HOME LENDING
  • 4532 Pasadena Blvd, Suite C, Pasadena, TX, 77503
  • Capital home lending are a full-service mortgage brokerage specializing in every area of residential home lending.Our mission is to enrich and empower people's lives through homeownership while providing them with the lowest interest rate and closing costs. and We pledge to deliver our clients and referral partners.
  • Lamar Lending
  • 2515 B NASA PKWY, Suite 200, Seabrook, TX, 77586
  • Local Mortgage Broker for commercial and residential lending. We have the lowest rates at the lowest cost in the industry! We serve our community in a way big banks only dream of for refinance & purchases. Conv, FHA, VA, USDA, Down Payment Assistance. Superior to the big banks in customer service, loan services and more.
  • Security First Bank of North Dakota
  • 700 Ash Avenue, New Salem, ND, 58563
  • Security First Bank of North Dakota is a locally operated, family owned community bank. We have four main banking offices, which are located in Center, New Salem, Mandan and Bismarck. We also have a part time office in Almont. Security First Bank of North Dakota was founded by local, Morton County folks in New Salem.
  • Atrich LLC
  • 350 North Sam Huston Parkway East, Suite101, Houston, TX, 77060
  • Atrich is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Money Man 4 Business
  • 363 N Sam Houston Pkwy E, Suite 1100, Houston, TX, 77060
  • We are an independent sales office that provides loan programs to small and medium size business.Money Man 4 Business can provide valuable working capital to strong, under-served businesses in any industry without the issues usually associated with traditional bank loans. In fact,we have already helped thousands of merchants all across the country.
  • Guarantee Loan Service
  • 1209 Main Street, Suite A, Pasadena, TX, 77506
  • At Guarantee Loan in Texas and our focus on the financial needs of our customers. Since our founding during the 1930s, we have helped people across the Lone Star State rebuild their credit through installment loans. Our motto is “we succeed when our customers succeed. With many locations across the state of Texas.