In 2026, the maximum limit for a Conventional loan in Montague, located in the county of Sussex, NJ, is $1,089,300. Meanwhile, the FHA limit for a single-family home is set at $1,089,300.
Take advantage of the Lendersa® Conventional loan calculator to evaluate the best rates today between Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documentation for qualifications. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA loans side by side, aiding you in choosing the best option for your financial context in NJ.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
This comparison is applicable to zip codes: 7827
The aim of Lendersa® is to facilitate the fastest and simplest access to the best possible Conventional, USDA, or FHA loans. Pick one of three initial paths to connect with the right lenders and loan programs.
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