FHA VS Conventional loan in Montague, Sussex County, New Jersey

In 2026, the maximum limit for a Conventional loan in Montague, located in the county of Sussex, NJ, is $1,089,300. Meanwhile, the FHA limit for a single-family home is set at $1,089,300.

Take advantage of the Lendersa® Conventional loan calculator to evaluate the best rates today between Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documentation for qualifications. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA loans side by side, aiding you in choosing the best option for your financial context in NJ.

Review offers from 100 different lenders

2026 Loan Limits and Downpayment Requirements in Montague, Sussex, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison is applicable to zip codes: 7827

Conventional and FHA Loan Solutions in Montague, NJ

The aim of Lendersa® is to facilitate the fastest and simplest access to the best possible Conventional, USDA, or FHA loans. Pick one of three initial paths to connect with the right lenders and loan programs.

Results for Lendersa USDA loan requests


Montague Lenders

  • Lakeland Bank
  • 250 Oak Ridge Road, Oak Ridge, NJ, 07438
  • Lends in New Jersey
  • Lakeland Bank is the wholly-owned subsidiary of Lakeland Bancorp, Inc., with over $8 billion in total assets. With an extensive branch network and commercial lending centers throughout New Jersey and Highland Mills, NY, the Bank continues to build on its infrastructure of financial strength, profitability, efficiency and quality service.

  • First Hope Bank
  • 1301 Hope Bridgeville Road, Hope, NJ, 07844
  • Lends in New Jersey
  • First Hope Bank is a family operated community bank that has been in operation since 1911. We are a full-service bank with products ranging from deposit accounts to loans to investment and insurance products offered by either our Trust Department or Raymond James Financial Services, Inc.

  • Family Home Funding Corporation
  • 11 Keil Avenue, Kinnelon, NJ, 07405
  • Lends in New Jersey
  • The Family Home Funding team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one-on-one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • Homepath Lending llc
  • 227 Rt 206 N, Flanders, NJ, 7836
  • Lends in New Jersey
  • Our mission is to serve our customers with honesty integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.