FHA VS Conventional loan programs in 2026 for Wantage, Sussex County, New Jersey

In 2026, the conventional loan limit in Wantage, situated in the county of Sussex, NJ, is $1,089,300. Meanwhile, the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® Conventional loan calculator to effectively compare today's most competitive rates among Conventional, FHA, and USDA loans. Ascertain the required income, credit score, reserves, and relevant documents for qualification. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the best program for your financial needs in NJ.

Evaluate loan offers from a broad network of 100 lenders

An Overview of 2026 Loan Limits and Down Payment Requirements in Wantage, County of Sussex, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This information applies to zip codes: 7461

Discover Conventional and FHA Loan Options in Wantage, NJ

Lendersa® is committed to swiftly connecting you with the best Conventional, USDA, or FHA loans, making the process smooth and hassle-free. Choose from one of three starting points to align with matching lenders and loan programs tailored to your needs.

View the results from Lendersa USDA loan requests and matches


Wantage Lenders

  • Lakeland Bank
  • 250 Oak Ridge Road, Oak Ridge, NJ, 07438
  • Lends in New Jersey
  • Lakeland Bank is the wholly-owned subsidiary of Lakeland Bancorp, Inc., with over $8 billion in total assets. With an extensive branch network and commercial lending centers throughout New Jersey and Highland Mills, NY, the Bank continues to build on its infrastructure of financial strength, profitability, efficiency and quality service.

  • Family Home Funding Corporation
  • 11 Keil Avenue, Kinnelon, NJ, 07405
  • Lends in New Jersey
  • The Family Home Funding team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one-on-one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • Nationwide Equities Corporation
  • 1 International Blvd, Suite 1202, Mahwah, NJ, 07495
  • Lends in New Jersey
  • Nationwide Equities is a family-owned, veteran mortgage lender that has been serving communities nationwide for over 20 years. We have established a proven track record as being the best service-oriented direct lender with a full menu of purchase, refinance, and reverse mortgage programs.

  • Longbridge Financial, LLC
  • 1 International Blvd, Suite 900, Mahwah, NJ, 07495
  • Lends in New Jersey
  • Longbridge Financial. LLC helps qualifying homeowners take some of the financial stress out of retirement by gaining immediate access to the home equity they have built up over the years. We do this through a Reverse Mortgage – more accurately now called a Home Equity Conversion Mortgage (HECM).