FHA VS Conventional loan programs in Amenia, Dutchess County, New York

For the year 2025, the Conventional loan limit in Amenia, within the county of Dutchess, NY, is set at $726,525. Meanwhile, the FHA limit for a single-family residence stands at $472,030.

Leverage the Lendersa® Conventional loan calculator to analyze today's top rates for Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the optimal program in NY for your financial goals.

Review loan offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Amenia, Dutchess, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,525 3%
USDA $581,200 0%
FHA $472,030 3.5%

This table applies specifically to zip codes: 12592, 12501

Available Options for Conventional and FHA Loans in Amenia, NY

Lendersa® is dedicated to providing you with the best available Conventional, USDA, or FHA loan options quickly and without hassle. Pick one of three starting points that will connect you with matching lenders and appropriate loan programs.

Results from Lendersa's USDA loan requests and matches


  • PFS Mortgage
  • 177 North St, Easton, CT, 06612
  • "PFS, Inc. is a family owned and operated mortgage company right here in Fairfield county. We take great pride in working with our fellow neighbors and friends all around Connecticut and New York. Our goal at PFS is to turn all your real estate dreams into reality by offering an array of mortgage products and unparalleled service."
  • TLOA Mortgage LLC
  • 11 Talcott Notch Rd, Farmington, CT, 06032
  • TLOA Mortgage is an asset-based private lending company offering competitive rates, fast underwriting, and reliable access to capital. We specialize in private mortgage solutions tailored to meet your needs, with a focus on speed and expertise. Backed by years of industry experience, our expert team is committed to making private mortgage lending e
  • CT Liberty Mortgage LLC
  • 1027 Farmington Avenue, Suite 100, Farmington, CT, 06032
  • Welcome to CT Liberty Mortgage, LLC! We are a full service mortgage company located in Farmington, CT. We also serve the surrounding cities of Southington, Plainville, Bristol, New Britain, Canton, Granby, or anywhere else in Connecticut. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership,
  • American Mortgage Affiliates Company, LLC
  • 11 Melrose DR, Suite 102, Farmington, CT, 06032
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Rapid Response Mortgage Services LLC
  • 416 Highland Avenue, Building B, Suite E, Cheshire, CT, 06410
  • Rapid Response Mortgage With a fixed rate mortgage, payments for the interest rate and the principal remain fixed over the life of the loan. As a result, monthly loan payments stay the same over the life of the loan. Taxes, however, may change according to your local or state tax laws
  • Lee Bank
  • 75 Park Street, Lee, MA, 01238
  • Lee Bank Our vision is to remain an independent full service bank, provide premier financial services, and deliver a level of customer service that is superior to any other business you may deal with. Because of our independence, we make all our decisions locally, and offer flexible products and services to meet your specific needs
  • Sun Mortgage Company, Inc.
  • 2 Robbie Rd Cortlandt, Manor, NY, 10567
  • Sun Mortgage Company, Inc., professional mortgage company specializing in residential mortgages. 7 years Five Star Mortgage Professionals, Ranking in the top 1% for client satisfaction out of 1,800 Realtors, Westchester Magazine. At Sun Mortgage Company, Inc., we will find a loan that fits each borrower.
  • Pitney Bowes Employees Federal Credit Union
  • 27 Waterview Drive (27-1A), Shelton, CT, 06484
  • Established in 1936, the Pitney Bowes Employees Federal Credit Union helps Pitney Bowes and BlueCrest employees, their immediate families, retirees and their household members with all of their financial needs. Pitney Bowes Employees Federal Credit Union is located in Stamford, CT, United States.
  • Mutual Security Credit Union
  • 12 Progress Drive, Shelton, CT, 06484
  • Mutual Security Credit Union aspires to be the preeminent financial partner that is committed to developing trusted relationships with our members by providing responsible advice and making impactful community investments to position our staff, members and our Community for success.
  • WILLIAM RAVEIS MORTGAGE, LLC
  • 7 Trap Falls, Shelton, CT, 06484
  • William Raveis Real Estate, Mortgage & Insurance sets the gold standard for civilized real estate. Raveis.com is at the forefront of technology, serving as a wealth of information for the potential home buyer or seller with detailed searches and open houses, neighborhood mapping, market statistics and graphs.
  • Quantum Mortgage
  • 2 Corporate Dr, Suite 800, Shelton, CT, 06484
  • Quantum Mortgage we excel at providing local New York & Connecticut borrowers the resources and guidance to successfully purchase or refinance their home.As a mortgage brokerage, all Quantum employees work for the borrowers & not the bank.Our goal each day is to help our clients receive great customer service, great low rates & quick closing times.