For the year 2026, the Conventional loan limit in Amenia, within the county of Dutchess, NY, is set at $726,525. Meanwhile, the FHA limit for a single-family residence stands at $472,030.
Leverage the Lendersa® Conventional loan calculator to analyze today's top rates for Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the optimal program in NY for your financial goals.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,525 | 3% |
| USDA | $581,200 | 0% |
| FHA | $472,030 | 3.5% |
This table applies specifically to zip codes: 12592
Lendersa® is dedicated to providing you with the best available Conventional, USDA, or FHA loan options quickly and without hassle. Pick one of three starting points that will connect you with matching lenders and appropriate loan programs.
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