FHA VS Conventional loan programs in East-Patchogue, Suffolk County, New York

In 2025, the Conventional loan limit in East-Patchogue, located in Suffolk county, in NY, is $970,800, whereas the FHA limit stands at $970,800 for a single-family dwelling.

The Lendersa® Conventional loan calculator lets you compare today's top rates for Conventional, FHA, and USDA loans. Discover the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows side-by-side evaluation of Conforming Conventional loans, USDA, FHA, and VA options, helping you decide which program in NY suits your financial situation best.

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2025 Loan Limits and Downpayment Requirements in East-Patchogue, NY

Loan Type Loan Limit Required Downpayment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table applies to the mentioned zip codes: 11772

Exploring FHA and Conventional Loan Programs in East-Patchogue, NY

The goal of Lendersa® is to provide swift access to the best feasible Conventional, USDA, or FHA loan options without unnecessary hassle. Choose one of three pathways, each leading to suitable lenders and matched loan programs.

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  • Riteway Mortgages
  • 600 La Terraza Blvd , 3rd Floor, Escondido, CA, 92025
  • RiteWayMortgages.com is a Lender/Broker company selling mortgage loans to borrowers. We are licensed under the California Finance Lenders Law. Our mission is to provide borrowers with the lowest rates possible for mortgage loans. Our objective is to educate the borrower about all the aspects that effect mortgage loans
  • Latin Financial Group
  • 170 West Mission Avenue, Suite 2, Escondido, CA, 92025
  • Mario Cisneros, a personal finance expert with Latin Financial Group. Our sole purpose of educating homeowners on how to better create wealth through mortgage planning. Mortgage planning is the process of utilizing and leveraging borrowers’ home mortgages to help them better and more quickly achieve their short- and long-term financial goals.
  • San Diego Military Lending
  • 1835A-S. Centre City Parkway, Suite 182, Escondido, CA, 92025
  • AIS Enterprise, Inc We offer a variety of loan programs for home buyers with competitive rates and terms. Our expert team of mortgage professionals has extensive experience in a vast variety of mortgage products - ranging from first-time homebuyer programs to financing for the self-employed to financing for those with bad or low credit.
  • Home Financing Specialists
  • 333 South Juniper Street, Suite 105, Escondido, CA, 92025
  • Home Financing Specialists Providing the lowest rates and closing costs in combination with my award winning customer service has allowed me to develop lasting business and personal relationships over the years Obtaining a home loan is the largest financial investment for a majority of individuals and families.
  • Robison Home Loans & Realty Inc
  • 508 West Mission Avenue, Suite 200, Escondido, CA, 92025
  • Robison Home Loans mission is to provide clarity, direction and peace to peoples dreams. Our main area of focus is on financing residential property. Our clients rave about the education, communication and pricing they receive when doing a home mortgage with us. As a local owned mortgage company we fund loans in our own name
  • Pfeiffer Financial Services
  • 18363 Starvation Mountain Road, Escondido, CA, 92025
  • Pfeiffer Financial builds relationships for life. I run my company with a strong and genuine belief in the "customer for life" principal. All of my business is generated through referrals from previous customers and local real estate professionals. Pfeiffer Financial has been helping people finance their homes since 1996.
  • Focus Capital Funding Corporation
  • 600 La Terraza Blvd, Escondido, CA, 92025
  • With over 50 years of combined experience, Focus Capital has found its specialized niche – delivering creative solutions for our clients and providing a variety of elite services in the areas of retail, wholesale, and private lending. Our industry-leading tools equip buyers with knowledge.
  • Blue Horizon Realty and Lending, Inc.
  • 500 La Terraza Blvd Suite 150, Escondido, CA, 92025
  • We are an established business with Realtors and Loan Officers with many years of experience. We are a one stop shop! As Realtors serving all of SD and SW Riverside, our goal is to help you meet your needs financially, help you relocate, make the process less stressful and most importantly get you top dollar for your property.
  • CSB Financial
  • 9320 Baseline Road, Suite L, Rancho Cucamonga, CA, 91701
  • CSB Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Kitsap Credit Union
  • 155 Washington Avenue, Bremerton, WA, 98337
  • Kitsap Credit Union has a unique culture that is infectious among its employees. We create a safe, fun, and friendly working environment where all employees are valued. To help support our mission of members joining together to build a stronger community, KCU employees are often volunteering in the community or at community events.
  • Impulse Capital Partners, LLC
  • 41877 Enterprise Cir suite 200, Temecula, CA, 92590
  • Impulse Capital Partners was founded with a singular mission: to empower real estate investors with the financial tools and expertise needed to realize their investment potential. With years of experience in the private lending space, we specialize in providing customized financing solutions for non-owner occupied properties, including fix and flip
  • Paradyme Funding, Inc
  • 43620 Ridge Park Drive, Suite 200, Temecula, CA, 92590
  • At Paradyme Funding we offer a wide variety of lending needs to fit any client's needs. We partner with banks across the nation to ensure that we have a loan for every scenario. In addition to traditional lending we offer our clients bank statement, asset, DSCR, Jumbo, portfolio, and even Hard Money options.