For 2026, the conventional loan limit in North-Patchogue, within the county of Suffolk, NY, is $970,800, whereas the FHA limit stands at $970,800 specifically for a single-family home.
Try the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA options, and determine the income, credit, reserves, and necessary documents for eligibility. Our advanced mortgage calculator showcases Conforming Conventional loans alongside USDA, FHA, and VA, assisting you in picking the best program for your financial needs in NY.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
This table is applicable to zip codes: 11772
The aim of Lendersa® is to offer the best available Conventional, USDA, or FHA loans quickly and smoothly. Start with one of three entry points to find matching lenders and loan programs.
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