FHA VS Conventional loan programs in 2025 for North-Bellport, Suffolk County, New York

In the year 2025, the limit for a Conventional loan in North-Bellport, Suffolk county, NY, is $970,800. Conversely, the FHA loan limit for a single-family home stands at $970,800. These limits are critical for prospective homeowners planning their financing.

Leverage Lendersa®'s Conventional loan calculator to evaluate today's Competitive Conventional, FHA, and USDA rates. Determine what income, credit, reserves, and documents are necessary for qualification. This advanced mortgage calculator presents Conforming Conventional loans alongside USDA, FHA, and VA options side by side, guiding you to the best program in NY based on your financial needs.

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2025 Loan Limits and Down Payment Requirements in North-Bellport, Suffolk, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table applies to these zip codes: 11713, 11772

Explore Conventional and FHA Loan Choices in North-Bellport, NY

Lendersa® aims to connect you with the best possible Conventional, USDA, or FHA loans swiftly and efficiently. Choose one of three starting paths that facilitate a connection with matching lenders and loan programs tailored to your needs.

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