In 2025, the limit for a Conventional loan in Patchogue, situated in the county of Suffolk, NY, is $1,089,300. Meanwhile, the limit for an FHA loan on a single-family home is $1,089,300.
Take advantage of the Lendersa® Conventional loan calculator to compare the best current rates available for Conventional, FHA, and USDA loans. Assess the income, credit, financial reserves, and documentation needed to qualify. Our advanced mortgage calculator offers a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA to choose the best option for your financial needs in NY.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
The above table applies to these zip codes: 11772
The main objective of Lendersa® is to secure the best possible Conventional, USDA, or FHA loans swiftly and without hassle. Choose from three initiation points that connect you to matching lenders and loan programs.
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Bridge Loan Guides
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