Explore the differences! FHA VS Conventional loan programs in Rockland, Sullivan County, New York
In 2026, the limit for a Conventional loan in Rockland, located in Sullivan county, NY, is $726,200. Meanwhile, the FHA loan limit for a single-family home is set at $472,030.
Leverage the Lendersa® Conventional loan calculator to evaluate the top rates for Conventional, FHA, and USDA loans today. You'll also find out the necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in choosing the most suitable program for your financial conditions in NY.
Loan limits and down payment requirements for 2026 in Rockland, located in Sullivan, NY
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The table's data pertains to these zip codes: 12758
Loan Choices: Conventional and FHA Options in Rockland, NY
The mission of Lendersa® is to secure for you the most favorable Conventional, USDA, or FHA loan quickly and effortlessly. Start with one of our three pathways leading to matched lenders and loan programs.
Ulster Federal Credit Union is a non-profit association of member owners whose goal is to provide a variety of financial services that feature benefits and advantages over those generally available from other banking sources and to encourage their use with the specific intent of helping our members improve their personal financial status.
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