FHA VS Conventional loan programs in 2025 for Onondaga, Onondaga County, New York
In 2025, the maximum for a Conventional loan in Onondaga, located in the county of Onondaga, NY, is set at $726,200, while the FHA limit for a single-family home is $472,030.
With the Lendersa® Conventional loan calculator, you can compare the top rates today—Conventional versus FHA and USDA—and establish requirements for income, credit, and reserves needed for qualification. Our cutting-edge mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, facilitating an informed decision about the most suitable program in NY for your financial circumstances.
2025 Loan Limits and Downpayment Requirements in Onondaga, NY
Loan Category
Maximum Loan
Required Downpayment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparative table is relevant to the following zip codes: 13215, 13219, 13110, 13120
Exploring FHA and Conventional Loan Options in Onondaga, NY
The mission of Lendersa® is to provide access to the finest Conventional, USDA, or FHA loans with speed and ease, without unnecessary inconvenience. Choose from three initial avenues to connect with appropriate lenders and loan solutions.
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