FHA VS Conventional loan in Marcellus, Onondaga County, New York

In 2026, the Conventional loan limit for a single-family home in Marcellus, Onondaga County, NY is set at $726,200. Meanwhile, the FHA limit stands at $472,030.

The Lendersa® Conventional loan calculator allows you to compare top current rates between Conventional, FHA, and USDA loans while assessing income, credit, reserves, and necessary documents for qualification. With our advanced tool, examine Conforming Conventional, USDA, FHA, and VA loans side-by-side to decide which option in NY best suits your financial requirements.

Examine loan offers from over 100 lenders

Review of 2026 Loan Limits and Downpayment Requirements in Marcellus, Onondaga County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is valid for zip codes: 13108

Available Conventional and FHA Loan Choices in Marcellus, NY

Lendersa® aims to assist you in securing the ideal Conventional, USDA, or FHA loan swiftly and effortlessly. You can begin with one of three pathways that connect you with aligning lenders and loan programs.

See Lendersa USDA loan request matches


  • Sunset Equity Funding
  • 6125 Washington Blvd, Culver City, CA, 90232
  • Sunset Equity Funding is a nationwide direct private money and hard money lenders based in Los Angeles, CA. We offer competitive commercial financing programs for real estate investors. Loans range from $100K – $50M million in size and we are able to fund in 48 hours or less. We expedite the loan cycle, so you can continue to scale your business.

  • Sunset Equity Funding
  • 6125 Washington Blvd, Culver City, CA, 90232
  • Sunset Equity Funding is a nationwide, direct private money lender offering competitive commercial financing programs for real estate investors.

    Loans range from $100K - $50M million in size and we are able to fund in 48 hours or less. Foreign nationals are ok. We have no pre-payment penalty.

  • Peoples Bank of Commerce
  • 1311 E Barnett Road, Medford, OR, 97504
  • People's Bank was founded in 1998 with the belief that as a locally owned and managed community bank, we could do a better job delivering customized, high quality banking services and products to the Rogue Valley. Our experienced bankers know our community and its people and businesses.

  • Leif Investments INC DBA Medford Mortgages
  • 940 Town Centre Drive, Medford, OR, 97504
  • At Medford Mortgages we offer a variety of loan options to meet your specific needs. Our team is dedicated to providing you with total customer satisfaction and the very best results. We understand that financing your home is one of the most important decisions you will ever make.

  • Home and Life Lending
  • 2621 Whittle Avenue, Suite 7, Medford, OR, 97504
  • Brenda Kennedy opened Home & Life Lending to help better serve my clients with more flexibility to fit their individual needs. Brenda have 17 years of experience in the mortgage industry, providing quality loan services and a level of professionalism. Brenda strive to provide outstanding customer service, which has enhanced customer loyalty.

  • Bob Forrest | Mortgage Loans | Loans Medford | Private Money
  • 1951 Delta Waters Rd, Medford, OR, 97504
  • Bob Forrest Loans and Investments has helped people in Southern Oregon, and throughout the country. Did you know that most Oregonians go to mortgage brokers like Bob Forrest for their real estate loans? Oregonians are independent and savvy people. A bank or mortgage lender is just one lender. But we are brokers

  • Mountain Mortgage of Oregon
  • 33 Hawthorne St, Medford, OR, 97504
  • Mountain Mortgage of Oregon is located in the heart of the Rogue Valley in Medford, Oregon. Mountain Mortgage has actively been serving both Jackson and Josephine counties for the past fifteen years. I am excited about the company's growth and new internet opportunities it is bringing to our clients.

  • Dan Bochner
  • 1895 Linda Flora Drive, Los Angeles, CA, 90077
  • Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private i

  • Wilshire Fund
  • 2934 1/2 N Beverly Gln 163, Bel Air, CA, 90077
  • Wilshire Fund, Inc, has been offering private lending solutions serving nationwide, specializing in investments properties both residential and commercial loans. Our dedicated staff has years of combined real estate experience in the loans and Real Estate consulting.

    Call us directly (424) 281-4880

  • Amergroup Mortgage Corp
  • 111 N La Brea Ave, Suite 604, Inglewood, CA, 90301
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Kbishop Holdings Corporation
  • 401 East Hillcrest Boulevard, Suite J, Inglewood, CA, 90301
  • At KBishop Funding, we are committed to providing our clients with the highest-quality financial services to ensure that they receive the best possible loan for not just the lowest rate and payment, but also the best possible structure for closing costs. Many of our clients opt for a No Broker Fee scenario, only offered on Conventional Loans.

  • Four Seasons Realty & Management Inc.
  • 608 West Manchester Boulevard, Suite 202, Inglewood, CA, 90301
  • Four Seasons Realty & Management Inc.’s focuses on helping people buy sell and get mortgage financing for residential, commercial and investment property. As part of California Association of Realtors and the National Association of Mortgage Brokers our team members are proud to serve the community we live in.