FHA VS Conventional loan programs in 2026 for Marcellus, Onondaga County, New York
In 2026, the Conventional loan limit for a single-family home in Marcellus, Onondaga County, NY is set at $726,200. Meanwhile, the FHA limit stands at $472,030.
The Lendersa® Conventional loan calculator allows you to compare top current rates between Conventional, FHA, and USDA loans while assessing income, credit, reserves, and necessary documents for qualification. With our advanced tool, examine Conforming Conventional, USDA, FHA, and VA loans side-by-side to decide which option in NY best suits your financial requirements.
Review of 2026 Loan Limits and Downpayment Requirements in Marcellus, Onondaga County, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is valid for zip codes: 13108
Available Conventional and FHA Loan Choices in Marcellus, NY
Lendersa® aims to assist you in securing the ideal Conventional, USDA, or FHA loan swiftly and effortlessly. You can begin with one of three pathways that connect you with aligning lenders and loan programs.
Serving the Greater Central New York community for 100 years, Solvay Bank continues to strive to provide consumers and small business customers outstanding service and quality financial products. We are a people-oriented, independent, commercial bank that focuses on meeting the needs of the communities we serve.
Founded in 1917, Solvay Bank is the oldest commercial bank in Central New York. We have nine locations in the Greater Syracuse area.Our mission is to provide the best experience for our customers to help make their financial dreams come true, while upholding socially responsible and community-minded principles, and delivering value to our sharehold
The Syracuse Fire Department Credit Union was chartered on March 24, 1950. Since that day, we have proudly served professional firefighters in Syracuse and surrounding communities. Today, our membership primarily consists of profesional firefighters, police officers, emergency responders and other small businesses from around Central New York.
Mutual of New York Life Insurance Company (MONY) employees founded Money Federal Credit Union in 1976. Credit unions were built on the philosophy of “people helping people.” Money FCU takes that mission statement to the core of how we run our business. It’s about people, community, and sharing resources
300 South State St, Suite 1000, Syracuse, NY, 13202
Lends in New York
At MHD Empire Service Corp. We are a sister company of Haylor, Freyer & Coon, one of the largest independent insurance agencies in the Northeast.
Founded in 1983, MHD Empire Service Corp. was established to assist retailers, community owners and individuals in securing quality financing and insurance for
Crouse Federal Credit Union was organized in 1978 by a group of ambitious Crouse Irving Memorial Hospital employees who wanted to create a safe place for fellow employees to borrow and save at fair rates and with confidentiality. Unlike any other financial institution, a credit union is owned and controlled by the people it serves.
Cooperative Federal is a unique combination of a traditional credit union and a non-profit community development organization. Becoming a member of Cooperative Federal is making a choice to build our local community and to advance social justice. and Cooperative Federal is deeply involved in efforts to revitalize our community.
4713 Crossroads Park Dr, Suite 101, Liverpool, NY, 13088
Lends in New York
We help individuals and corporate borrowers secure the necessary capital, whether they need a refi, a stated income loan, fix-and-flip financing, or improvement financing. While some properties are harder to finance than others, most anything can be financed with some expert help. We can finance.
225 Greenfield Parkway, Suite, Suite 207, Liverpool, NY, 13088
Lends in New York
Paragon Home Loans, Inc. is a licensed mortgage banker by the New York State Department of Financial Services. Founded in 1976, Paragon Home Loans focuses exclusively on the residential mortgage needs of its customers. We have eight convenient locations in Syracuse, Buffalo, Plattsburgh, Binghamton, Utica, Lake Placid, Cortland and Corning.
