Explore the differences! FHA VS Conventional loan programs in Van-Wert, Van Wert County, Ohio

In 2026, the limit for a Conventional loan in Van-Wert, located in Van Wert county of OH, is $647,200. The FHA limit for a single-family home is $420,680.

The Lendersa® Conventional loan calculator is designed to help you compare today's rates for Conventional, FHA, and USDA loans. It also assesses the necessary income, credit, reserves, and documentation for qualification. Using our advanced mortgage calculator, you can line up Conforming Conventional loans alongside USDA, FHA, and VA products to determine the best fit for your financial situation in OH.

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2026 Loan Limits and Downpayment Requirements in Van-Wert, Van Wert, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is applicable to these zip codes: 45891

Diverse Conventional and FHA Loan Options in Van-Wert, OH

Lendersa® aims to swiftly connect you with the best possible Conventional, USDA, or FHA loan programs, eliminating hassle. Begin by selecting one of three pathways to find matching lenders and loan programs.

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Van-Wert Lenders

  • First Federal Savings and Loan Association of Van Wert
  • 679 Fox Road, Van Wert, OH, 45891
  • Lends in Ohio
  • First Federal of Van Wert, OH is a locally owned and operated financial institution. We are a community oriented bank which excels in customer service and building relationships. Our goal is to make every banking experience a great one! First Federal and our employees are heavily involved in our community.

  • Superior Financial Solutions
  • 4230 Elida Rd, Lima, OH, 45807
  • Lends in Ohio
  • Superior Credit Union has its own in-house insurance agency, Superior Insurance Services (SIS). SIS offers discounted auto, home, life, and business insurance to Superior Credit Union members. Superior Insurance Services is an independent insurance agent representing many of Ohio's leading insurance companies

  • Superior Credit Union
  • 4230 Elida Rd, Lima, OH, 45807
  • Lends in Ohio
  • Superior Credit Union is a not-for-profit, member-owned financial cooperative. Unlike profit-driven banks and finance companies, our excess earnings are returned to members in the form of friendly service, low interest rates on loans, high yield savings and investment accounts, and low or no fee convenience services.

  • The Peoples Bank Co.
  • 112-14 West Main Street, Coldwater, OH, 45828
  • Lends in Ohio
  • Banking had its beginning in Coldwater of 1902. Henry C. Fox, Anthony Rathweg, and H. F. Hoffman started a partnership and opened a bank under the name of The Peoples Bank. It was located at the corner of South First and Main Streets. This partnership was so prosperous that in 1905 they decided to form a corporation.

  • The Union Bank Co.
  • 105 Progressive Drive, Columbus Grove, OH, 45830
  • Lends in Ohio
  • The Union Bank Company has been committed to providing the very best banking products and services to the communities and businesses it serves throughout Northwest and Central Ohio. Headquartered in Columbus Grove, the bank has grown to include offices in Bowling Green, Columbus Grove, Delphos, Findlay, Gahanna, Gibsonburg, Kalida, Leipsic, Lewis C

  • TopMark Federal Credit Union
  • 609 E. Main Street, Lima, OH, 45806
  • Lends in Ohio
  • TopMark Federal Credit Union is a member-owned federally chartered credit union committed to serving the financial needs of its members. Our mission is to be the Members’ primary financial institution. The credit union will provide quality, competitive services in an atmosphere of trust and superior member satisfaction

  • First National Bank in New Bremen
  • 435 S. Washington Street, New Bremen, OH, 45869
  • Lends in Ohio
  • First National Bank was chartered in 1934 as a national bank. It currently has offices in New Bremen, Wapakoneta, Sidney, New Knoxville, & Botkins, Ohio. The Bank is engaged in serving the financial needs of individuals, businesses, & organizations. The principal business of the bank is making loans and accepting deposits from the general public.

  • The Hicksville Bank
  • 144 E. High Street, Hicksville, OH, 43526
  • Lends in Ohio
  • Shortly after the turn of the century, prominent citizens of Hicksville saw the need for a bank for the community. Upon application, a charter was granted to Mr. J.M. Ainsworth, Mr. I.M. Boone, and Mr. J.L. Bevington. The bank was organized under "The Hicksville National Bank" in October of 1901.