FHA VS Conventional loan programs in Ottawa, Putnam County, Ohio
In 2026, the limit for a conventional loan in Ottawa, located in the county of Putnam, OH, is $726,200, whereas the FHA limit for a single-family home is $472,030.
The Lendersa® Conventional loan calculator is a valuable tool for comparing today's top rates for Conventional, FHA, and USDA loans and determining the necessary income, credit, reserves, and required documentation. With our advanced mortgage calculator, you can view side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options to make an informed choice about the best program for your financial needs in OH.
Loan limits and down payment requirements for 2026 in Ottawa, county of Putnam, OH
Loan Type
Loan Limit
Required Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to the following zip codes: 45875
Options for Conventional and FHA loans in Ottawa, OH
Lendersa® is committed to securing the best and quickest Conventional, USDA, or FHA loan for you, with convenience in mind. Choose from one of three starting points, which will connect you with suitable lenders and loan programs.
United Community Credit Union has been open since 1950. The credit union has assets totaling $123.53 Million and provides banking services to more than 13, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans
At Design Mortgage, taking care of our clients is our number one priority. It’s our dedication to our customers that separates us from other mortgage companies. Nearly 100% of our business is by referral from satisfied clients, highly successful realtors and the most respected home builders in the industry.
Mortgage Outfitters, LLC, we know that good, honest, relationships are the essence of sound business practice. But equally important, our clients need to know that they can rely on us to be their trusted personal advocate. Our ability to be advisor, counselor and educator helps our clients
Mega Mortgage of Texas is a full service Texas mortgage broker with special focus on owner builder/traditional builder construction loans and low credit jumbo loans. We offer a 20% discount to all THSC Members on all client broker fees. This saves you 20% on the broker fee and origination fee.
Houston Home Loan, Inc., we deal with the ins and outs of loans every day. Most people only think about them a few times in their life when they need to refinance or purchase a home. Years of experience and know-how make us the most qualified professionals to handle your mortgage transaction.
Capital Farm Credit is the largest rural lending cooperative in Texas, providing credit and other related services to farmers, ranchers, rural home owners, and agribusinesses. We are a proud member of the nationwide Farm Credit System which provides financing to meet the needs of rural America.
On March 29, 1951, the Hemingford Co-Operative Federal Credit Union was granted its charter by the Bureau of Federal Credit Unions.
The credit union has assets totaling $9.92 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings
Guarantee Mortgage is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time.
