FHA VS Conventional loan programs in 2025 for Ottawa, Putnam County, Ohio
In 2025, the limit for a conventional loan in Ottawa, located in the county of Putnam, OH, is $726,200, whereas the FHA limit for a single-family home is $472,030.
The Lendersa® Conventional loan calculator is a valuable tool for comparing today's top rates for Conventional, FHA, and USDA loans and determining the necessary income, credit, reserves, and required documentation. With our advanced mortgage calculator, you can view side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options to make an informed choice about the best program for your financial needs in OH.
Loan limits and down payment requirements for 2025 in Ottawa, county of Putnam, OH
Loan Type
Loan Limit
Required Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to the following zip codes: 45875
Options for Conventional and FHA loans in Ottawa, OH
Lendersa® is committed to securing the best and quickest Conventional, USDA, or FHA loan for you, with convenience in mind. Choose from one of three starting points, which will connect you with suitable lenders and loan programs.
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