Explore the differences! FHA VS Conventional loan programs in Grove-City, Franklin County, Ohio
As of 2026, the conventional loan cap in Grove-City, situated in the county of Franklin, OH, stands at $647,200. Meanwhile, for a single-family residence, the FHA limit is $439,300.
Utilize the Lendersa® Conventional loan calculator to weigh today's best rates for Conventional, FHA, and USDA loans. It helps in understanding the income, credit, and documentation prerequisites to qualify. The advanced calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the optimal program for your financial circumstances in OH.
2026 loan limits and down payment requirements in Grove-City, county of Franklin, OH
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$318,300
0%
FHA
$439,300
3.5%
The table reflects zip codes: 43123
Options for Conventional and FHA loans in Grove-City, OH
The mission of Lendersa® is to secure the most favorable Conventional, USDA, or FHA loan swiftly and smoothly. Three pathways are available to connect you with matching lenders and loan offers.
At Central Ohio Mortgage, our approach to mortgage lending is quite different from our competition. It is important to us that our customers are educated on all aspects of the loan and the loan process. We do this in a relaxed, stress-free environment, and we do it according to your schedule.
Justus Sharp has over 19 years of mortgage experience having worked for Finance of America, Wells Fargo, Household Mortgage, Chase Home Finance, Fifth Third Bank, and First Federal Lakewood. For three consecutive years (2008-2010), at Fifth Third Bank, he was recognized in the “Top 3” for all the Loan Officers in the Columbus, Ohio
Telhio Credit Union has been a strong and stable financial institution in central Ohio since 1934. We are a not-for-profit, full-service financial institution cooperative, meaning our members are owners and can expect to receive high-quality financial services to meet all of their needs. Telhio is strong and safe, and has been serving central Ohio.
Education First Credit Union was established in 1936 by five Columbus City School teachers as a credit union for teachers and their families. From these humble beginnings, the original five employees have grown to nearly 50 with three locations but we have never strayed from our goal of serving Ohio’s educational community.
CME Federal Credit Union was established in 1935 by the City of Columbus Firefighters. A fews years later, CME FCU began serving employees of the City of Columbus Division of Police. Gradually, CME FCU expanded over the years to serve city, county, and municipal employees within Franklin County.
Huntington Bancshares Incorporated is a $174 billion asset regional bank holding company headquartered in Columbus, Ohio. Founded in 1866, The Huntington National Bank and its affiliates provide consumers, small and middle-market businesses, corporations, municipalities, and other organizations with a comprehensive suite of banking, payments.
250 Civic Center Dr, Suite 150, Columbus, OH, 43215
Lends in Ohio
Pace Financial Group offers a full range of commercial real estate funding options as well as a full service commercial mortgage loan servicing operation. Financing options include first and second mortgage debt, equity investments, mezzanine financing & brokerage services. Pace expanded its focus to include the brokerage of interim, construction.
Armstrong Mortgage Company is a full service Mortgage Banking firm, founded in 1971. Armstrong provides mortgage services for its clients, such as Multifamily Owners and Developers, Commercial Property Owners and Developers as well as health care developers and owners. A major business emphasis is on the construction and permanent financing.
875 N. High Street, Suite 300, Columbus, OH, 43215
Lends in Ohio
Our mission is to remove barriers and rid the antiquated processes to deliver the lowest rate for our client. FirstCapUS raises your mortgage expectations with trusted service locally in the Midwest, a digital approach that increases ease of use and people who believe in integrity first and foremost -enabling you to focus on your next life move.
