FHA VS Conventional loan programs in 2025 for Lake-Darby, Franklin County, Ohio

In 2025, the Conventional loan limit established for Lake-Darby, situated in the county of Franklin, OH, is $647,200. In contrast, the FHA loan ceiling stands at $439,300 for a residence classified as a single-family home.

Utilize the Lendersa® Conventional loan calculator to evaluate and contrast the leading Conventional, FHA, and USDA rates available today. This tool helps identify the income threshold, credit score level, and financial reserves needed to qualify, including necessary documentation. Our sophisticated mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options. This is designed to aid in selecting the most suitable program within OH for your specific financial scenario.

Examine and compare loan proposals from a diverse selection of 100 lenders

Examination of Loan Limits and Downpayment Obligations for 2025 in Lake-Darby, Franklin county, OH

Loan Type Loan Limit Down Payment Required
Conventional Conforming $647,200 3%
USDA $318,300 0%
FHA $439,300 3.5%

Note: The data in this comparison table is relevant to the following zip codes: 43119

Options for Conventional and FHA Loans in Lake-Darby, OH

At Lendersa®, our primary aim is to provide you with access to optimal Conventional, USDA, or FHA loans swiftly, with minimal hassle. Choose from one of three starting pathways to align with appropriate lenders and loan offers, specifically curated to enhance your choices and opportunities.

View results for USDA loan requests with Lendersa


  • GFL Capital Mortgage
  • 1100 Corporate Way, Suite 210, Sacramento, CA, 95831
  • GFL Capital Mortgage was founded to assess current market conditions to find loan options that fit the needs of our clientele. Our goal is to provide exceptional service, comprehensible analyses and methodical recommendations for the individual. Our intermediary practice allows us to assist you.
  • Hawkins Home Loans
  • 1401 Halyard Road, Suite 130, West Sacramento, CA, 95691
  • Our goals are to fulfill your mortgage needs with the friendliest customer service, secure a loan you can feel good about, and make you a happy homeowner. Hawkins Home Loans is a licensed mortgage broker based in West Sacramento, California. Our Business is built on our decades-long industry expertise and relationships, which benefits.
  • Northern California Financial
  • 2001 Carmel Circle, Lodi, CA, 95242
  • We rely primarily on human interaction to obtain new business. You can visit us and ask questions at one of our tables the CDCR Facilities. Our reputation depends on personal interaction being a success thru and thru. We have worked with employees of the State of California (CDCR primarily ) for over 20 years.
  • Ibew/Sj Cascade Federal Credit Union
  • 1825 12th Street SE, Suite 130, Salem, OR, 97302
  • IBEW/SJ Cascade Federal Credit Union is a member owned, not for profit financial cooperative that is committed to its members. We are committed to the financial well-being of our membership. We offer a full line of savings & loan products. We offer most services that an individual could get at any other financial institute delivered at a fair cost.
  • Valley Credit Union
  • 2096 Mission St, Salem, OR, 97302
  • Valley Credit Union is a not-for-profit financial institution dedicated to exceptional service, competitive rates and products and a commitment to the local community. The Valley team lives in the same community as our members and we want you to feel as welcome here as you do in your own home.
  • Landmark Professional Mortgage Company
  • 1255 Lee St SE, Suite 200, Salem, OR, 97302
  • Landmark Professional Mortgage Company is a locally-owned boutique mortgage bank. Collectively, we have been serving the residential mortgage needs of Oregon and Washington for over 31 years and are committed to being your trusted source for home financing education and guidance. Our focus is on your experience.
  • Mortgage First Corporation
  • 1761 Liberty St SE, Salem, OR, 97302
  • Mortgage First is committed to providing our clients with the best of both worlds–excellent customer service and competitive rates. Our seasoned mortgage professionals will work with you one on one to ensure that you get the right home financing solution tailored specifically to meet your needs.
  • AMK Home Loans, LLC
  • 552 B Street, Ashland, OR, 97520
  • AMK Home Loans, LLC founder of the Dave Kaufman since the 90s I’ve been involved in all phases of real estate – from buying to selling and managing properties. This means I have the benefit of a holistic perspective of the buying process, from start to finish. My goal is to make every transaction as stress free as possible for my clients.
  • Lighthouse Financial Enterprises, Inc
  • 110 Wallace Rd. NW, Salem, OR, 97304
  • At Lighthouse Financial Enterprises, Inc. our mission is to set a high standard in the mortgage industry.We are committed to quality customer service- putting the people we serve first.Our goal is to carefully guide you through the home loan process so that you can confidently select the best mortgage for your family from the many mortgage options.
  • Jenny Kuball | Capitol Mortgage Company Loan Officer
  • 2254 Wilmington Ave NW, Salem, OR, 97304
  • As a locally owned company with operations in the greater Salem and Portland metro areas, we are passionate about helping our fellow Oregon residents and investors. We proudly offer a significant range of financing programs, including conventional, FHA, VA, USDA, and even private money financing.
  • Only 1 Benji
  • 1177 Hilltop Dr, Redding, CA, 96003
  • Benji Edwardson was born and raised in Redding, CA. He received his psychology degree in 2004 from Simpson University and wanted to go into counseling. He took a job at a local mortgage office in 2004 and decided this was his career.His wife Jamie is a local Real Estate agent that was also born and raised in Redding.
  • Mitchell Mortgage
  • 1737 Hoffman Street, Woodland, CA, 95776
  • Mitchell Mortgage has been serving the home loan needs of our clients in Napa, California for over 24 years. In addition to the beautiful Napa Valley, we are now also located in the lovely communities of Davis and Woodland, California to better serve the residents of Yolo County and the Sacramento region.