FHA VS Conventional loan in Barrington, Bristol County, Rhode Island

In 2026, the conventional loan limit in Barrington, Bristol county, RI, is set at $726,200, whereas the FHA limit for a single-family home is $661,250.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates between Conventional, FHA, and USDA loans. Determine what income, credit, savings, and documentation are needed to qualify. With this advanced tool, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, making it easier to choose the best program in RI for your financial circumstances.

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2026 Loan Limits and Down Payment Requirements in Barrington, Bristol County, RI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $404,800 0%
FHA $661,250 3.5%

The comparison table is relevant for these zip codes: 2806

Available Conventional and FHA Loan Options in Barrington, RI

Lendersa® aims to offer you the best Conventional, USDA, or FHA loan quickly and with ease. You can choose from three starting pathways that lead to matching lenders and suitable loan programs.

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Barrington Lenders

  • Cornerstone Commercial Capital
  • Warwick Neck Ave, Warwick, RI, 02889
  • Lends in Rhode Island
  • Cornerstone Commercial Capital offers Commercial and Investment Property Loan's, Purchase Pre-Approvals,. Cash Out Blanket Loans, Fix & Flip loan's, Hard Money and More!Commercial Capital offers Commercial and Investment Property Loan's, Purchase Pre-Approvals,. Cash Out Blanket Loans, Fix & Flip loan's,

  • Capital City Financial Corporation
  • 2740 Pawtucket Avenue East, Providence, RI, 02914
  • Lends in Rhode Island
  • Capital City Financial Corporation proudly serves the Rhode Island, Massachusetts, and Connecticut communities. A strong and genuine belief in the "customer for life" principal of doing business is what fuels this company. Referrals from previous customers, real estate professionals, accountants, financial planners.

  • Troy City Mortgage LLC
  • 692 Warren Avenue, East Providence, RI, 02914
  • Lends in Rhode Island
  • Troy City Mortgage, we work hard to get our clients approved so they can experience the benefits of homeownership. We guide first-time buyers through what it takes to achieve their dream of owning a home.and also we work with existing homeowners on everything from refinancing to home equity.

  • Province Mortgage Associates, Inc
  • 50 Office Parkway, East Providence, RI, 02914
  • Lends in Rhode Island
  • We are a full service, delegated lender licensed in RI, MA, CT, and NH specializing in residential and commercial lending for purchase and refinance transactions. Our business is generated solely on referrals from our network and our valued clients with comments always revolving around one central theme.

  • Blue Point Commercial Capital
  • 0 Philmont Ave, Cranston, RI, 02910
  • Lends in Rhode Island
  • Blue Point Commercial Capital specializes in the commercial real estate transactions that do not fit traditional underwriting guidelines of bank financing. We have a full suite of loan programs and have the ability to tailor our clients loan needs with short or long term options.

  • Helping Hands Community Partners
  • 421 Elmwood Ave., Providence, RI, 02907
  • Lends in Rhode Island
  • Formed in 2012, Helping Hands has successfully been renovating neighborhoods and educating people about different homeownership options. We found a recurring problem for our clients – they needed better information about the purchase, refinance, and reverse mortgage loan process.

  • First Home Mortgage Corporation
  • 400 Reservoir Avenue, Suite 1G, Providence, RI, 02907
  • Lends in Rhode Island
  • First Home Mortgage Corporation was founded in 1990 by Dave Waters, CEO. We grew from a handful of employees to a financial institution of 42 offices serving 21 states located in the mid-Atlantic, South and Northeast states. Our entrepreneurial management team, support staff, and industry leading producers.