FHA VS Conventional loan programs in 2026 for East-Providence, Providence County, Rhode Island
In 2026, the limit for a Conventional loan in East-Providence, located in Providence county of RI, is $647,200. In contrast, the FHA limit for a single-family home is $592,250.
Utilize the Lendersa® Conventional loan calculator to assess and compare today's leading rates for Conventional, FHA, and USDA loans. Evaluate the needed income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator shows Conforming Conventional loans side by side with USDA, FHA, and VA, enabling you to identify the program in RI that aligns best with your financial situation.
2026 Loan Limits and Down Payment Requirements in East-Providence, County of Providence, RI
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$404,800
0%
FHA
$592,250
3.5%
This information pertains to the following zip codes: 02915
Conventional and FHA Loan Options in East-Providence, RI
At Lendersa®, our goal is to quickly and easily connect you with the best Conventional, USDA, or FHA loan. Select one of three paths to find matching lenders and loan programs that meet your criteria.
Capital City Financial Corporation proudly serves the Rhode Island, Massachusetts, and Connecticut communities. A strong and genuine belief in the "customer for life" principal of doing business is what fuels this company. Referrals from previous customers, real estate professionals, accountants, financial planners.
Troy City Mortgage, we work hard to get our clients approved so they can experience the benefits of homeownership. We guide first-time buyers through what it takes to achieve their dream of owning a home.and also we work with existing homeowners on everything from refinancing to home equity.
We are a full service, delegated lender licensed in RI, MA, CT, and NH specializing in residential and commercial lending for purchase and refinance transactions. Our business is generated solely on referrals from our network and our valued clients with comments always revolving around one central theme.
Formed in 2012, Helping Hands has successfully been renovating neighborhoods and educating people about different homeownership options. We found a recurring problem for our clients – they needed better information about the purchase, refinance, and reverse mortgage loan process.
400 Reservoir Avenue, Suite 1G, Providence, RI, 02907
Lends in Rhode Island
First Home Mortgage Corporation was founded in 1990 by Dave Waters, CEO. We grew from a handful of employees to a financial institution of 42 offices serving 21 states located in the mid-Atlantic, South and Northeast states. Our entrepreneurial management team, support staff, and industry leading producers.
Onyx Capital Lending helps borrowers and investors access capital with a smooth, responsive process. Expect tailored loan options, honest communication, and support from application to closing. Ready to move your project forward? Contact Richard Morency to get started.
One Custom House St, Suite 4, Providence, RI, 02903
Lends in Rhode Island
Founded in 2001 by Sean N. Marchionte and Richard R. Tasca, Bluedog Capital Partners, LLC is a boutique real estate investment firm located in the financial district of Providence, Rhode Island. Bluedog has built its portfolio of business through commercial real estate debt and equity investments ranging from single-family
MortgageGiver is a bold and innovative company whose structure and philosophy is created with you, the customer, in mind. Our Loan Originators are, without exception, knowledgeable, experienced, and established. Our management and production style is geared first and foremost toward processing and closing your mortgage transaction.
"NORTHBOROUGH HAS OVER 50 YEARS OF COMBINED REAL ESTATE EXPERIENCE IN THE COMMERCIAL LENDING ARENA. We are focused on direct lending and note purchases secured by commercial real estate in the New England market. THERE ARE MANY REASONS INVESTORS USE PRIVATE LENDERS OR SO CALLED “HARD MONEY” FOR THEIR PROJECTS. "
