FHA VS Conventional loan in Tiverton, Newport County, Rhode Island
In 2026, the conventional loan cap for Tiverton, county of Newport in RI, is set at $726,200, whereas the FHA limit for a single-family home is $661,250.
Explore rates using the Lendersa® Conventional loan calculator. Compare today's top rates of Conventional, FHA, and USDA loans to determine the income, credit, cash reserves, and documents required to qualify. Our advanced mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your choice of the best program in RI for your distinct financial situation.
2026 Loan Limits and Down Payment Requirements in Tiverton, Newport County, RI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$473,800
0%
FHA
$661,250
3.5%
This table applies to zip codes: 2878
Conventional and FHA Loan Strategies in Tiverton, RI
Lendersa® is committed to finding you the best Conventional, USDA, or FHA loan promptly and without hassle. Choose one of three initiating pathways that lead you to matching lenders and tailored loan programs.
BankNewport is proud to be your community bank. Founded in 1819, we are one of the oldest mutual savings banks not only in Rhode Island, but in the entire United States. Currently holding $1.6 Billion in assets, BankNewport is an FDIC-insured savings bank and a subsidiary of the Mutual Holding Company, OceanPoint Financial Partners, MHC.
People’s Credit Union is a community Credit Union that has served the people of Rhode Island and Southeastern Massachusetts since 1922. People's Credit Union is owned by its members and is a not-for-profit, cooperative financial institution. We operate 6 branches located in Bristol, Middletown, Newport, North Kingstown, Portsmouth, and Wakefield.
55 John Clarke Road, Unit A16, Middletown, RI, 02842
Lends in Rhode Island
"Newport Mortgage LLC is a residential, and commercial mortgage company, located in Newport RI. Newport Mortgage LLC is owned and operated by Mark Jernstedt. Mr. Jernstedt brings over 25 years of experience, originating residential and commercial loans. When you apply for a loan with Newport Mortgage LLC,"