FHA VS Conventional loan programs in 2025 for Tiverton, Newport County, Rhode Island

In 2025, the conventional loan cap for Tiverton, county of Newport in RI, is set at $726,200, whereas the FHA limit for a single-family home is $661,250.

Explore rates using the Lendersa® Conventional loan calculator. Compare today's top rates of Conventional, FHA, and USDA loans to determine the income, credit, cash reserves, and documents required to qualify. Our advanced mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your choice of the best program in RI for your distinct financial situation.

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2025 Loan Limits and Down Payment Requirements in Tiverton, Newport County, RI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $473,800 0%
FHA $661,250 3.5%

This table applies to zip codes: 2878

Conventional and FHA Loan Strategies in Tiverton, RI

Lendersa® is committed to finding you the best Conventional, USDA, or FHA loan promptly and without hassle. Choose one of three initiating pathways that lead you to matching lenders and tailored loan programs.

Lendersa USDA loan request and matching results


  • Satori Mortgage
  • 2808 W Broadway Ave, Minneapolis, MN, 55411
  • Satori Mortgage is a Minneapolis mortgage company with the experience and professionalism to make your dream of owning a home a reality. We know the lending industry inside and out and can provide dedicated mortgage solutions to suit any need and any budget.We offer a variety of mortgage solutions.
  • Thomas My Mortgage Guy
  • 3820 Northdale Blvd, Suite 111A, Tampa, FL, 33624
  • Thomas My Mortgage Guy specialize in loans for self-employed borrowers that do not require tax returns. Along with new home purchases, refinances, VA, contract-for-deed, and diverse mortgage solutions for unique circumstances. My passion, honesty, and forward thinking have made me a trusted leader and colleague.
  • American Nationwide Mortgage Company Inc.
  • 3820 Northdale Blvd, Suite 111A, Tampa, FL, 33624
  • American Nationwide Mortgage Company was established over 21 years ago. Our company’s mission is to assist the borrower in obtaining competitive rates while obtaining the highest expectation of service and customer satisfaction. We know that interest rates alone are not enough. As a result we provide an exceptionally high level of service
  • Luminate Home Loans
  • 2523 Wayzata Blvd S, Suite 200, Minneapolis, MN, 55405
  • At Luminate Home Loans, our mission is to unlock people's full potential through finances and provide them with clarity through every step of the loan process. We make lending approachable. By bringing transparency and consistency to every part of the financial world, we strive to guide people to decisions that are in their best interest.
  • Quality Choice Mortgage LLC
  • 13750 Crosstown Drive NW, Suite 200, Minneapolis, MN, 55304
  • The Quality Choice Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • The WestLawn Mortgage Company LLC
  • 6120 Earle Brown Drive, Suite 501, Minneapolis, MN, 55430
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • ION Mortgage & Lending
  • 2115-A South US Hwy 1, Jupiter, FL, 33477
  • Elevate your lending experience with Supreme Lending, a premier consultancy specializing in high-value financing solutions for luxury residential and commercial projects. With the expertise of Rachel Harzewski, you are guided through bespoke, private lending options designed to maximize your investments. Discover smooth deal structuring and unparal
  • Greenberg Community Lending Inc
  • 725 North A1a, Suite D104, Jupiter, FL, 33477
  • Greenberg Community Lending Inc To provide the best experience and service for our clients within the markets we serve. may be the best loan option for one may not be for another. Our Loan Officer's take the time to discover your needs in order to properly advise you on the best loan option for you