In 2026, within Bluffton, located in Beaufort county, SC, the Conventional loan limit is set at $726,200. For single-family homes, the FHA loan threshold is $485,300.
Utilize the Lendersa® Conventional loan calculator to weigh today's top rates among Conventional, FHA, and USDA options. Determine what income, credit, reserves, and documents are necessary to qualify. Through our advanced mortgage calculator, you can view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding your decision in selecting the most appropriate program for your financial scenario in SC.
Review loan offers from 100 different lenders
| Loan Category | Maximum Limit | Minimum Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $485,300 | 3.5% |
This comparison applies to zip codes: 29910
Lendersa® is committed to finding you the optimal Conventional, USDA, or FHA loan swiftly and effortlessly. Choose from three starting points that connect you with lenders and matching loan programs.
Bluffton Lenders |
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