Explore the differences! FHA VS Conventional loan programs in Hardeeville, Jasper County, South Carolina

For 2026, the Conventional loan limit in Hardeeville, situated in Jasper county, SC, is $726,200, whereas the FHA limit for a single-family home is $485,300.

Use the Lendersa® Conventional loan calculator to evaluate current rates between Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation for qualification. With our advanced mortgage calculator, you can compare Conforming Conventional loans alongside USDA, FHA, and VA loans to choose the best program in SC for your financial needs.

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2026 Loan Limits and Downpayment Requirements in Hardeeville, County of Jasper, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $485,300 3.5%

This table is applicable to the following zip codes: 29927

Explore Conventional and FHA Loan Options in Hardeeville, SC

Lendersa® aims to efficiently provide the best Conventional, USDA, or FHA loan without hassle. Choose one of three starting approaches to find suitable lenders and loan programs.

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Hardeeville Lenders

  • The Kristoff Team
  • 181 Bluffton Road, Suite F-102, Bluffton, SC, 29910
  • Lends in South Carolina
  • The Kristoff Team has been lending locally in Hilton Head Island and Bluffton since 1989. We have worked with thousands of clients and received numerous top producer awards by lending $3 billion over our combined 50 years. Our philosophy is simply, “say what you mean, mean what you say, and do what you say you’re going to do.”

  • Mortgage Lending Associates
  • 23 Anchor Cove Court, Bluffton, SC, 29910
  • Lends in South Carolina
  • Finance. Jason has been in the mortgage industry since 2001 and founded Mortgage Lending Associates in 2003. He is an experienced and knowledgeable mortgage executive, he has personally funded over 100 million in residential loans. Outside of mortgage lending Jason enjoys running, playing basketball and spending time with his two children

  • Coastal States Bank
  • 5 Bow Circle, Hilton Head Island, SC, 29928
  • Lends in South Carolina
  • Our story began in 2004 when CSB opened its doors in Hilton Head Island, South Carolina as southern Beaufort County’s only locally-owned bank. Our founders saw an opportunity to serve the community through a relationship-based bank, staffed by friends and neighbors to serve friends and neighbors.