FHA VS Conventional loan programs in 2026 for Hardeeville, Jasper County, South Carolina

For 2026, the Conventional loan limit in Hardeeville, situated in Jasper county, SC, is $726,200, whereas the FHA limit for a single-family home is $485,300.

Use the Lendersa® Conventional loan calculator to evaluate current rates between Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation for qualification. With our advanced mortgage calculator, you can compare Conforming Conventional loans alongside USDA, FHA, and VA loans to choose the best program in SC for your financial needs.

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2026 Loan Limits and Downpayment Requirements in Hardeeville, County of Jasper, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $485,300 3.5%

This table is applicable to the following zip codes: 29927, 29936

Explore Conventional and FHA Loan Options in Hardeeville, SC

Lendersa® aims to efficiently provide the best Conventional, USDA, or FHA loan without hassle. Choose one of three starting approaches to find suitable lenders and loan programs.

Lendersa USDA loan request outcomes


  • PrimeLending, A PlainsCapital Company
  • 18111 Preston Road #900, Dallas, TX, 75252
  • PrimeLending, a PlainsCapital Company (NMLS: 13649), is a proven powerhouse in home lending, combining personal guidance and local expertise with fast service, more choices and the flexibility to meet homeowners’ unique needs. We’re a national home lender relentlessly focused on empowering our customers to boldly pursue their homeownership goals.

  • Second Finance, Lc
  • 4484 South Marsalis Avenue, Dallas, TX, 75216
  • Second Finance, We are a Non Bank lender that can offer you more home loan products that banks just cannot begin to compete with.We can get you into your home fast. The Banks cannot help themselves. There has been a fundamental shift in regulations that took place in response to the housing crisis.

  • United Texas Bank
  • 13101 Preston Rd 100, Dallas, TX, 75240
  • United Texas Bank, originally formed by Board Chairman Jeffrey Beck in 1986, is a locally owned, full-service, FDIC-insured boutique commercial bank, based in Dallas, Texas. We specialize in delivering customized business and personal banking services to our clients and their companies both locally and throughout the nation.

  • Neighborhood Credit Union
  • 13649 Montfort Drive, Dallas, TX, 75240
  • Neighborhood Credit Union is in the business of helping others achieve their financial goals through free Rewards Checking and Prize Savings accounts, auto & personal loans, mortgages & refinancing, credit cards, money markets, IRAs, CDs & more. NCU offers the convenience of larger banks with online & mobile banking, direct deposit.

  • Loan Star Funding, LLC
  • 6532 Stonebrook Circle, Dallas, TX, 75240
  • For many customers we unfortunately do not get to meet face to face, that is why we have created an electronic and easy way to do business. From the time we first speak on the phone, exchange an email or you just apply online, you will be dedicated to just one individual from start to finish. You will be able to contact that individual 24/7!

  • D&H Lending, Inc.
  • 13355 Noel Road, Suite 1675, Dallas, TX, 75240
  • D&H Lending, Inc We want you to understand exactly who we are and what we can offer before you invest one minute or one dollar with our home loan process. Shopping for a home loan with multiple companies can be extremely overwhelming and difficult. And most companies cannot tell you what they can offer without running a full loan application.

  • Southwest Funding LP
  • 13150 Coit Road, Dallas, TX, 75240
  • Southwest Funding began operations in 1993 under the name Dallas Residential Mortgage. We enjoyed great success early on and before long we were serving the entire state of Texas. This growth caused us to change our name to Texas Residential Mortgage. As we continued to grow and thrive in the industry.

  • Lighthouse Lending LLC
  • 4131 North Central Expressway, Suite 900, Dallas, TX, 75204
  • Alfonso Barrera, Broker/Owner of Lighthouse Lending LLC is an Independent Mortgage Broker with access to many large Wholesale Lenders. With us, apply only once and we'll do all the legwork to shop around with many different lenders for the best terms for your new mortgage. We have access to hundreds of wholesale mortgage.

  • Community First Bank WI
  • 925 Wisconsin Avenue, Boscobel, WI, 53805
  • Community First Bank is the financial institution of choice in the markets we serve. Our customers are achieving greater success through our tailored financial solutions. We continue to provide innovative technology that allows our customers to maximize the value of the products and services that they receive from us.