FHA VS Conventional loan programs in 2026 for Lake-Murray-of-Richland, Richland County, South Carolina

In 2026, the Conventional loan limit in Lake-Murray-of-Richland, located in the county of Richland, SC, is $647,200, whereas the FHA limit for a single-family home is $420,680.

Make use of the Lendersa® Conventional loan calculator to evaluate the best current rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents required for qualification. With our advanced mortgage calculator, view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to choose which program in SC fits your financial situation best.

Explore loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Lake-Murray-of-Richland, County of Richland, SC

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the following zip codes: 29036, 29063

Options for Conventional and FHA Loans in Lake-Murray-of-Richland, SC

Lendersa® aims to swiftly secure the best available Conventional, USDA, or FHA loan with no hassle. Choose one of three starting options to find matching lenders and loan programs.

Outcomes of Lendersa USDA loan requests


  • Miyaki Financial Inc
  • 710 North Post Oak Road, Suite 208, Houston, TX, 77024
  • Miyaki Financial Inc, we want you to have the best rate possible with the lowest monthly payments. We shop on your behalf and tailor to your needs. We’re here to do all the heavy lifting and to make your mortgage experience smooth. We shop multiple lenders to find the loan that fits your needs and use our expertise to get your loan closed quickly.

  • GRP Community Lending
  • 12848 Queensbury Lane, Suite 208, Houston, TX, 77024
  • At GRP Community Lending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • BWC Lending LLC
  • 10497 Town & Country Way, Suite 734, Houston, TX, 77024
  • BWC Lending: Because We Care When our president, Chad Helmcamp, decided to start this company, he emailed his teammates and asked why they would refer clients to him. In one form or another, the response he received was, "Because you really care about our borrowers." That care doesn't stop with Chad though.

  • AMI Lenders Inc
  • 710 N Post Oak Rd, Suite 208, Houston, TX, 77024
  • AMI Lenders offers lower documentation requirements, quick turnaround time, and personal service. Our seasoned lenders are ready to work with you in securing the loan that better serves your needs. With a history of over 20 years financing properties in Houston, you can be sure you're in good hands with AMI when securing

  • Texas Funding Corporation
  • 10497 Town and Country Way, Suite 810, Houston, TX, 77024
  • Since our founding in 1982, our company has specialized in the creation and purchase of mortgage notes, hard money loans, and investment in all types of real estate. We purchase performing, sub-performing, and non-performing mortgage notes. Individuals, institutions, and companies of all types and sizes.

  • Angelo Christian Financial
  • 800 Town and Country BLVD, Suite 500, Houston, TX, 77024
  • "Angelo Christian is an investor and entrepreneur in the United States. He is the Chairman and CEO of Christian Financial a Diversified Investment Holdings Company. He resides in Houston, Texas with his loving family, happily married and proud father of three aspiring children.
    WE SPECIALIZE IN: FHA, VA, USDA, Conventional, Jumbo"

  • F&M Bank
  • 1701 Stone Street, Falls City, NE, 68355
  • F&M Bank in Falls City. We offer a comprehensive package of financial products and services. But perhaps most importantly, our bank is built on a friendly and knowledgeable staff who truly enjoy helping our customers meet their financial needs. At F&M Bank, you will find that our bank is large enough to meet all of your financial needs

  • Residential Mortgage Services, Inc.
  • 24 Christopher Toppi Drive, South Portland, ME, 04106
  • Residential Mortgage Services inc. offers borrowers a full spectrum of integrated loan processing, underwriting and direct lending services – all under one roof. The result? Fast processing of residential mortgage applications, and a better overall experience for you! We offer conventional purchase and refinance home loans

  • Acadia Lending Group
  • 10 Donald B Dean Dr, Suite, Suite 2, South Portland, ME, 04106
  • Acadia Lending Group is the largest mortgage broker in the State of Maine offering industry leading technology, a variety of lending options, low-rate mortgages, and unparalleled customer service. We've become the mortgage experts the resident of Maine depend on for all their purchase and refinance needs.