FHA VS Conventional loan programs in 2025 for Dallas, Dallas County, Texas

In 2025, the Conventional loan limit for Dallas in Dallas county, TX, is $726,200. Meanwhile, the FHA limit is $531,300 for a single-family home.

Use the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best program in TX for your needs.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Dallas, Dallas County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $531,300 3.5%

This table applies to the following zip codes: 75287, 75098, 75233, 75254, 75251, 75252, 75253, 75032, 75238, 75232, 75230, 75231, 75236, 75237, 75234, 75235, 75088, 75087, 75243, 75246, 75244, 75249, 75248, 75051, 75166, 75210, 75211, 75212, 75214, 75215, 75216, 75217, 75218, 75219, 75390, 75182, 75229, 75228, 75220, 75223, 75225, 75224, 75227, 75226, 75241, 75240, 75247, 75270, 75043, 75207, 75206, 75205, 75204, 75203, 75202, 75201, 75209, 75208, 75019, 75221, 75222, 75242, 75250, 75260, 75262, 75263, 75264, 75266, 75267, 75277, 75283, 75284, 75285, 75301, 75303, 75312, 75313, 75315, 75320, 75336, 75339, 75342, 75354, 75355, 75356, 75357, 75358, 75359, 75360, 75367, 75370, 75371, 75372, 75373, 75374, 75376, 75378, 75379, 75380, 75382, 75389, 75392, 75393, 75394, 75395, 75397, 75398

Conventional and FHA Loan Options in Dallas, TX

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loans quickly and hassle-free. Choose one of three options to connect with matching lenders and loan programs.

Lendersa USDA loan request matching results


  • ANIMAS MOUNTAIN MORTGAGE INC.
  • 900 Main Avenue, Suite 200, Durango, CO, 81301
  • Animas Mountain Mortgage is a trusted local mortgage company. For 20+ years, the founder Peter Pritchard has been bringing people’s dream of homeownership to life while providing local, in-house processing and underwriting on every individual loan. Peter has closed thousands of loans throughout his career,
  • American Trust & Savings Bank
  • 309 McKinley Avenue, Lowden, IA, 52255
  • American Trust & Savings Bank is a bank with operations in one state. American Trust & Savings Bank offers numerous mortgage programs including conventional, FHA, FHA 203(k), VA, USDA and construction mortgages. American Trust & Savings Bank is a FREEandCLEAR Certified Gold Low Rate Lender and Technology All Star.
  • Exchange State Bank
  • 253 Broadway, Springville, IA, 52336
  • At The Exchange State Bank, we enjoy being a banking option for people from all walks of life. Serving the communities of Springville and Martelle and their surrounding areas, we work with customers with a variety of banking needs. The Exchange State Bank Offering a variety of banking services, from deposit accounts and online banking services.
  • Security State Bank
  • PO Box 9, Tyndall, SD, 57066
  • Security State Bank was established in 1932 in rural South Dakota and has been building strong client relationships ever since. We first opened our doors in Tyndall, SD, and have since expanded to Chancellor, Viborg, and across the border to Jackson and Heron Lake, MN. As a local Midwest business.
  • Divina Mortgage Inc
  • 2626 Luther Lane, Fort Collins, CO, 80526
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a
  • Coweta Cities & County Employees Federal Credit Union
  • 43 Jefferson Parkway, Newnan, GA, 30263
  • Coweta Cities & County Employees Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
  • Milestone Mortgage Lending, LLC
  • 110 Evans Mill Drive, Suite 404, Dallas, GA, 30157
  • Milestone Mortgage is comprised of many top mortgage professionals in the Atlanta Metro Area. Each employee of Milestone Mortgage trains a minimum of 12 Continuing Education Units per year. Members of our staff have worked together for several years in the Atlanta Mortgage industry.
  • First Trust and Savings Bank
  • 123 Main St, Wheatland, IA, 52777
  • First Trust and Savings Bank, with it's origin dating back to 1886, has been very blessed to be part of a strong agricultural area that now includes facilities in the towns of Wheatland, Dixon, Lost Nation, Calamus, Grand Mound, and Donahue, Iowa.First Trust is a locally owned community bank, with many long term experienced employees to serve you.
  • Community Bank
  • 118 N Main Street, Avon, SD, 57315
  • The Community Bank, Avon SD, originally chartered as the Bank of Kingsburg, Kingsburg, SD opened for business May 20, 1914 with $10, 000.00 in capital all being supplied by local citizens and farmers. It was founded by Tom C. Pier who began his banking career as an employee in a Ravinia, SD bank.
  • HBS Mortgage, LLC
  • 8228 River Pointe Overlook, Winston, GA, 30187
  • For more than 10 years, we have assembled a dedicated team of mortgage professionals with considerable experience in client relations and the lending industry. Naomi Hutchison, CEO of HBS Mortgage LLC, stands out as a leader in the mortgage industry with nearly 22 years of experience.
  • Western States Bank
  • 1520 E Mulberry St, Fort Collins, CO, 80524
  • Western States Bank is a bank with operations in three states. Western States Bank offers numerous mortgage programs including conventional, FHA, VA, reverse and construction mortgages. Western States Bank is a FREEandCLEAR Certified At our bank, you will find banking professionals who are dedicated to meeting your financial needs.
  • TST Financial LLC
  • 1318 s College Avenue, Suite 4, Fort Collins, CO, 80524
  • At TST Financial Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.