FHA VS Conventional loan in Dallas, Dallas County, Texas

In 2025, the Conventional loan limit for Dallas in Dallas county, TX, is $726,200. Meanwhile, the FHA limit is $531,300 for a single-family home.

Use the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best program in TX for your needs.

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2025 Loan Limits and Down Payment Requirements in Dallas, Dallas County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $531,300 3.5%

This table applies to the following zip codes: 75287, 75098, 75233, 75254, 75251, 75252, 75253, 75032, 75238, 75232, 75230, 75231, 75236, 75237, 75234, 75235, 75088, 75087, 75243, 75246, 75244, 75249, 75248, 75051, 75166, 75210, 75211, 75212, 75214, 75215, 75216, 75217, 75218, 75219, 75390, 75182, 75229, 75228, 75220, 75223, 75225, 75224, 75227, 75226, 75241, 75240, 75247, 75270, 75043, 75207, 75206, 75205, 75204, 75203, 75202, 75201, 75209, 75208, 75019, 75221, 75222, 75242, 75250, 75260, 75262, 75263, 75264, 75266, 75267, 75277, 75283, 75284, 75285, 75301, 75303, 75312, 75313, 75315, 75320, 75336, 75339, 75342, 75354, 75355, 75356, 75357, 75358, 75359, 75360, 75367, 75370, 75371, 75372, 75373, 75374, 75376, 75378, 75379, 75380, 75382, 75389, 75392, 75393, 75394, 75395, 75397, 75398

Conventional and FHA Loan Options in Dallas, TX

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loans quickly and hassle-free. Choose one of three options to connect with matching lenders and loan programs.

Lendersa USDA loan request matching results


  • The Farmers and Merchants Bank
  • 430 North Street, Caldwell, OH, 43724
  • For over one hundred years now, The Farmers and Merchants Bank has been recognized as a cornerstone and a leading financial partner in the community. Located on the Square in the Caldwell Business District, the bank has occupied the same building; adapting it for their changing needs
  • Turnbury Mortgage
  • 1389 Center Dr, Suite 200, Park City, UT, 84098
  • Turnbury Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. Our team has over 30 years of experience in the mortgage industry and we take great pride in the number of repeat clients that we hav
  • River Rock Mortgage
  • PO Box 981810, Park City, UT, 84098
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Aero Capital Funding, Inc
  • 109 N. Beaumont Avenue, Kissimmee, FL, 34741
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • TCH Mortgage
  • 1101 Miranda Lane, Kissimmee, FL, 34741
  • Hector is a Senior Mortgage Broker with TCH Mortgage. He created TCH Mortgage because he saw the need that hispanics in Central Florida had for a spanish speaking advisor although he has helped many customers from different backgrounds with excellent results. Hector works not only in FHA, Conventional and VA
  • Stewart Capital Lending Inc
  • 111 East Monument Avenue, Suite 338, Kissimmee, FL, 34741
  • "Stewart Capital Lending is a client-focused financing company specializing in commercial, residential, and private loans. Our CEO and chairman, Mr. Glen A. Stewart, has more than 33 years of experience in the financial and real estate industry, including many years spent as an insurance broker, residential home builder,"
  • The Advanced Mortgage Group LLC
  • 3497 West Vine Street, Kissimmee, FL, 34741
  • The Burnham Financial, has over 30 years of experience in Mortgage Lending. Our passion to help others achieve the dream of home ownership is what drew us to a career in mortgage lending. We understand that each of our clients are different, and we work hard to help them with their immediate and long-term financial goals.
  • Prime Choice Lending LLC
  • 2351 Rapollo Dr, Kissimmee, FL, 34741
  • We strive to obtain the perfect mortgage program to meet your individual needs. We will make sure you have all the available mortgage options to review so you can make the best decision possible. We know that every client has specific needs, so we strive to meet those needs with a wide array of mortgage products.
  • 1st Option Mortgage LLC
  • 722 Patrick Street, Kissimmee, FL, 34741
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for home loans that are right for you. Family owned and operated with the knowledge to help get you in the home of your dreams. Mortgage Brokers have access to more competitive interest rates.
  • Banczone
  • 123 S Clyde Ave, Suite 201, Kissimmee, FL, 34741
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Butler Mortgage
  • 1012 W. Emmett Street, Suite B, Kissimmee, FL, 34741
  • Butler Mortgage was established in 1994 to serve the residential mortgage lending needs of the people of St. Cloud, Kissimmee, Harmony, Lake Nona and throughout Osceola County. We have had the pleasure and privilege to work with thousands of our neighbors, and have built deep roots as a trusted business in our community.
  • HECM Senior Home Financing
  • 5730 Old Cheney Highway, Orlando, FL, 32807
  • Our company was founded with the goal of helping senior citizens live out the best retirements possible by utilizing a Home Equity Conversion Mortgage (HECM). One of the biggest barriers to a happy retirement is having liquid cash. Our company can help senior citizens overcome this barrier by providing a way for them to buy their primary home