In 2026, the Conventional loan limit for Dallas in Dallas county, TX, is $726,200. Meanwhile, the FHA limit is $531,300 for a single-family home.
Use the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best program in TX for your needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $531,300 | 3.5% |
This table applies to the following zip codes: 75287, 75098, 75233, 75254, 75251, 75252, 75253, 75032, 75238, 75232, 75230, 75231, 75236, 75237, 75234, 75235, 75088, 75087, 75243, 75246, 75244, 75249, 75248, 75051, 75166, 75210, 75211, 75212, 75214, 75215, 75216, 75217, 75218, 75219, 75390, 75182, 75229, 75228, 75220, 75223, 75225, 75224, 75227, 75226, 75241, 75240, 75247, 75270, 75043, 75207, 75206, 75205, 75204, 75203, 75202, 75201, 75209, 75208, 75019, 75221, 75222, 75242, 75250, 75260, 75262, 75263, 75264, 75266, 75267, 75277, 75283, 75284, 75285, 75301, 75303, 75312, 75313, 75315, 75320, 75336, 75339, 75342, 75354, 75355, 75356, 75357, 75358, 75359, 75360, 75367, 75370, 75371, 75372, 75373, 75374, 75376, 75378, 75379, 75380, 75382, 75389, 75392, 75393, 75394, 75395, 75397, 75398
Lendersa® aims to secure the best possible Conventional, USDA, or FHA loans quickly and hassle-free. Choose one of three options to connect with matching lenders and loan programs.
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