In 2025, the Conventional loan limit for Plano, within the county of Collin, TX, is $726,200. Meanwhile, the FHA loan limit for a single-family home is $531,300.
Utilize the Lendersa® Conventional loan calculator to assess and compare today's top rates for Conventional, FHA, and USDA loans. Determine the required income, credit score, reserves, and documentation needed to gain approval. Our detailed mortgage calculator allows you to evaluate Conforming Conventional loans alongside USDA, FHA, and VA loans side-by-side, aiding you in selecting the most appropriate program for your financial status in TX.
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| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $726,200 | 3% | |
| USDA | $360,600 | 0% | |
| FHA | $531,300 | 3.5% |
This comparison table is relevant for the following zip codes: 75093, 75023, 75025, 75024, 75074, 75075, 75026, 75086
Lendersa® aims to help you secure the best possible Conventional, USDA, or FHA loan quickly and efficiently. Begin by choosing one of three starting points, leading to matching lenders and lending options.
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