Explore the differences! FHA VS Conventional loan programs in Lake-Wilderness, Spotsylvania County, Virginia
In the year 2025, the conventional loan limit in Lake-Wilderness, which is part of Spotsylvania County in VA, is $970,800. For a single-family home, the FHA limit is $970,800.
Utilize the Lendersa® Conventional loan calculator to explore and contrast today's leading rates for Conventional, FHA, and USDA loans. Ascertain the necessary credit score, income, reserves, and documents required for qualification. Our advanced mortgage calculator allows a side-by-side view of Conforming Conventional loans with USDA, FHA, and VA options, aiding you in selecting the most suitable program in VA for your financial needs.
Loan Limits and Downpayment Requirements for 2025 in Lake-Wilderness, Spotsylvania County, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This comparison table is applicable to the following zip codes: 22551
Conventional and FHA Loan Options in Lake-Wilderness, VA
Lendersa® is committed to helping you secure the best possible Conventional, USDA, or FHA loan swiftly and with minimal hassle. Select from one of three starting points to find suitable lenders and loan programs.
483 Montgomery Place, Altamonte Springs, FL, 32714
Secured Investment Lending has provided a lending solution for entrepreneurs looking for capital to buy and renovate distressed properties. Our dedicated team has provided over $500 million in loans to our clients. We know investors because we are investors. We wanted to create a solution to a problem.
The First National Bank of Arenzville has been a strong and stable presence in the West Central Illinois Banking Community since it was first established as the “People’s Bank of Arenzville” in 1882. The bank was privately held until 1908 when it was granted a national charter and officially became “The First National Bank of Arenzville.
Alliance Credit Union is your local, not-for-profit financial cooperative. Originally chartered in 1948 to serve the financial interests of Emerson Electric Co. employees, today’s Alliance Credit Union serves communities throughout Greater St. Louis. Our not-for-profit status means we can provide you lower loan rates
At St. Louis Mortgage Consultants our core philosophy is to develop and maintain a lifetime relationship with all of our clients. With St. Louis Mortgage Consultants, you will get a local representative that has your best interest in mind. Our goal on a daily basis, is to provide the most efficient and competitive mortgage loan products available.
CapitalBull LLC was founded January 2, 2009 by Chad Atkins in order to create a mortgage company that didn’t use big banks and was a better solution. The #NoBankBull motto was born, now you have someone to fight the big banks for you and get you the best mortgage out there. CapitalBull only uses wholesale lenders and finds the best rates.
The Missouri Mortgage Clearing House team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area.The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
Service Credit Union was created in 1934, when a group of farsighted Wisconsin Public Service employees joined together to help their fellow employees in those desperate days of the Great Depression. In those days, it was not easy to borrow money except at high rates of interest. Provide members with competitive, high quality financial services.
Cornerstone Mortgage is one of the largest mortgage lenders in Wisconsin and Upper Michigan, with 2 Wisconsin offices located in De Pere and Green Bay, as well as an office in Menominee, Michigan, and over 20 licensed loan originators on staff who have over 190 combined years of experience. We offer a vast array of mortgages
Winnebago Community Credit Union is a not-for-profit financial cooperative helping with financial services, including lending, to those who live or work in Winnebago, Fond du Lac or Outagamie counties in Wisconsin. We work in the best interest of members by providing higher deposit rates, lower loan rates and less fees.
