FHA VS Conventional loan in River-Falls, Pierce County, Wisconsin

As of 2026, the Conventional loan limit in River-Falls, within Pierce county, WI, is $647,200. The FHA loan limit for a single-family home is $448,500.

Leverage the Lendersa® Conventional loan calculator to compare the best available rates today for Conventional, FHA, and USDA loans. This useful tool evaluates the income, credit, reserves, and documents needed to qualify. Our comprehensive mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the ideal program in WI for your financial scenario.

Explore loan offers from 100 diverse lenders

2026 Loan Limits and Down Payment Requirements in River-Falls, Pierce, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $322,000 0%
FHA $448,500 3.5%

This comparison table applies to these zip codes: 54022

Options for Conventional and FHA Loans in River-Falls, WI

At Lendersa®, our aim is to rapidly connect you with the optimal Conventional, USDA, or FHA loan, hassle-free. Choose from one of three initial paths to find corresponding lenders and loan opportunities.

Lendersa USDA loan request and matching results


River-Falls Lenders

  • First National Bank of River Falls
  • 104 E Locust St, River Falls, WI, 54022
  • Lends in Wisconsin
  • First National Bank of River Falls is proud to offer several home mortgage, home loan & home construction loan options. We're here to make the home of your dreams a reality! Our skilled team of local lenders provide local servicing on most mortgages and are eager to walk you through the buying process.

  • The First Bank of Baldwin
  • 990 Main Street, Baldwin, WI, 54002
  • Lends in Wisconsin
  • In September 1883, in this thriving community of farmers and lumbermen, James A. Decker and Armstrong Taylor established and incorporated the Bank of Baldwin. A national charter request was granted in October 1911, and with that came a new name-The First National Bank of Baldwin.