FHA VS Conventional loan programs in 2026 for Beloit, Rock County, Wisconsin

During 2026, in Beloit within the county of Rock, WI, the conventional loan limit is set at $726,200. For a single-family home, the FHA limit is $472,030.

The Lendersa® Conventional loan calculator allows you to compare today's top rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents for qualification. Our advanced tool lets you view Conforming Conventional, USDA, FHA, and VA loans in a side-by-side format to assist you in choosing the ideal program for your financial needs in WI.

Compare loan offers from 100 different lenders

Loan Limits and Downpayment Requirements for 2026 in Beloit, County of Rock, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to zip codes: 53511, 53512

Explore Conventional and FHA Loan Options in Beloit, WI

Lendersa® aims to help you secure the best possible Conventional, USDA, or FHA loans swiftly and without hassle. Start with one of the three pathways to connect with matching lenders and loan programs.

Overview of Lendersa USDA loan request and matching results


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  • 26511 Bridlewood Drive, Suite A, Laguna Hills, CA, 92653
  • Countywide Home Loans. We are a full-service mortgage company based in Laguna Hills, CA. We specialize in Home Purchase Loans and Refinance in all of Southern California. Whether you are buying a home or refinancing in Ventura, Los Angeles, Orange, San Diego, San Bernardino or Riverside counties

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  • 23330 Mill Creek Drive, Suite 150, Laguna Hills, CA, 92653
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  • Homeland Financial Network, Inc.
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  • Guardian Capital
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  • Interest Smart Home Loans
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  • Alt Financial Network, Inc.
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    We look forward to completing a smooth loan process, and you will be excited to tell your friend

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    Our goal is to provide information for consumers to make the process easier, including tips on how to shop for the best loan"

  • 0 PointLoan
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