FHA VS Conventional loan programs in 2025 for Beloit, Rock County, Wisconsin

During 2025, in Beloit within the county of Rock, WI, the conventional loan limit is set at $726,200. For a single-family home, the FHA limit is $472,030.

The Lendersa® Conventional loan calculator allows you to compare today's top rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents for qualification. Our advanced tool lets you view Conforming Conventional, USDA, FHA, and VA loans in a side-by-side format to assist you in choosing the ideal program for your financial needs in WI.

Compare loan offers from 100 different lenders

Loan Limits and Downpayment Requirements for 2025 in Beloit, County of Rock, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to zip codes: 53511, 53512

Explore Conventional and FHA Loan Options in Beloit, WI

Lendersa® aims to help you secure the best possible Conventional, USDA, or FHA loans swiftly and without hassle. Start with one of the three pathways to connect with matching lenders and loan programs.

Overview of Lendersa USDA loan request and matching results


  • Hill Mortgage
  • 81 Kercheval Avenue, Suite 204, Grosse Pointe, MI, 48236
  • Hill Mortgage is based in Grosse Pointe Farms, Michigan. Founded by Jason Kaleta, Brendan Fossee & Dane Fossee. We are one of Michigan’s fastest growing mortgage brokerages. Our number one priority is customer service and creating meaningful and lasting relationships with our clients
  • Pony Express Bank
  • 213 Main St, Braymer, MO, 64624
  • Pony Express Bank operates in two eras. Our banking accounts, products, and online services are cutting edge. But when it comes to customer service, we tend to be old-fashioned. We deal with our customers individually, treating people like people, not numbers. Our customers are our neighbors, after all.
  • Fremont Federal Credit Union
  • 315 Croghan Street, Fremont, OH, 43420
  • The Fremont Federal Credit Union's purpose is to provide our members with the best service while offering a full range of financial services at a fair and reasonable cost. Credit Union business will be carried out in a professional image of honesty, integrity, and confidentiality at all times.
  • Croghan Colonial Bank
  • 323 Croghan Street, Fremont, OH, 43420
  • At Croghan, we understand where you’re coming from. Literally. Because chances are, we were brought up with similar values. Honesty. Hard work. Commitment to family. So we hope you consider us more than just your neighbor. Think of us as friends. Better yet, like family. We’d love nothing more than to be here to listen, guide
  • ACF Home Loans LLC
  • 1081 North University Boulevard, Suite C, Middletown, OH, 45042
  • ACF Home Loans, a professional mortgage company specializing in residential mortgages.ACF Home Loans, we will find a loan that fits each borrower.Unlike big banks that have order takers helping you with your loan, we have highly skilled & trained loan consultants.Our consultants know what it takes to get through underwriting quickly & efficiently.
  • Firefighters & Company Federal Credit Union
  • 338 South Patterson Boulevard, Dayton, OH, 45402
  • The Firefighters and Company Federal Credit Union was organized as the "Dayton (Ohio) Firemen Federal Credit Union" on the 4th day of June, 1935. The charter members-all fire department employees-applied for permission to organize and operate a Federal Credit Union. The Firefighters and Company Federal Credit Union is a community credit union.
  • CODE Credit Union
  • 355 W Monument Avenue, Dayton, OH, 45402
  • CODE Credit Union is a member-owned, cooperative financial institution that has been serving municipal employees and select companies and organizations since 1940. We continuously strive toward excellence by providing a comprehensive range of quality products and services to meet our members' financial needs.
  • Great Oak Funding
  • 120 West Second Street, Suite 1406, Dayton, OH, 45402
  • Great Oak Funding is a private lender focused on providing funding to help businesses grow and expand. Great Oak Funding provides capital through mezzanine financing to existing companies with a track record of revenue. Great Oak Funding’s management team has a history of working with distressed companies to provide guidance.
  • NCF Savings Bank
  • 400 N Main St, New Carlisle, OH, 45344
  • NCF Savings Bank has been serving our customers and community. As a small, locally owned community bank we are in a unique position to respond to your needs quickly and efficiently, with all the great products and services that our customers need and want. NCF is extremely proud to be a locally focused bank that builds into the communities serve.
  • Franklin State Bank
  • 278 2nd Ave E., Franklin, MN, 55333
  • At Franklin State Bank, we are your trusted banking partner! Located in Southwest Minnesota, we are happy to serve our friends, family and neighbors by helping them secure home, business, and agricultural loans as well as supplying them with convenient checking, savings and more. Online and mobile banking ensures you get your financial information
  • The Hamilton Bank
  • 111 North Davis Street, Hamilton, MO, 64644
  • By the summer of 1938, the great depression had closed Hamilton, Missouri's two banks. Local citizens, merchants and farmers concerned about the future of the community bought nearly all of the stock offered in a new bank. L.G. Ehlers, a banker who had worked in another Missouri bank that had survived the crash, led the effort.
  • Your Legacy Federal Credit Union
  • 25 Shaffer Park Drive, Tiffin, OH, 44883
  • "Your Legacy Federal Credit Union has been open since 1952. The credit union has assets totaling $80.09 Million and provides banking services to more than 7, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member"