Explore the differences! FHA VS Conventional loan programs in Beloit, Rock County, Wisconsin

During 2025, in Beloit within the county of Rock, WI, the conventional loan limit is set at $726,200. For a single-family home, the FHA limit is $472,030.

The Lendersa® Conventional loan calculator allows you to compare today's top rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents for qualification. Our advanced tool lets you view Conforming Conventional, USDA, FHA, and VA loans in a side-by-side format to assist you in choosing the ideal program for your financial needs in WI.

Compare loan offers from 100 different lenders

Loan Limits and Downpayment Requirements for 2025 in Beloit, County of Rock, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to zip codes: 53511, 53512

Explore Conventional and FHA Loan Options in Beloit, WI

Lendersa® aims to help you secure the best possible Conventional, USDA, or FHA loans swiftly and without hassle. Start with one of the three pathways to connect with matching lenders and loan programs.

Overview of Lendersa USDA loan request and matching results


  • Ellison Lending
  • 635 Central Avenue, San Francisco, CA, 94117
  • Ellison Lending has over 20 years of experience serving the Bay Area and all over California with lending solutions that meet your specific situation. Our goal is to make your real estate transaction happen as efficiently as possible. We want to make lending a positive experience and build a lasting relationship.
  • Spinner Mortgage
  • 205 DeAnza Blvd, Suite 269, San Mateo, CA, 94402
  • At Spinner Mortgage we treat every loan as if it were our own. Whether it’s a loan for an investment property, a construction loan, cash for college tuition, remodeling, or a first-time homebuyer’s mortgage, each situation is carefully evaluated and addressed in detail. The result is a loan custom-tailored to meet specific needs.
  • Bay Mark Realty
  • 177 Bovet Road, Suite 100, San Mateo, CA, 94402
  • BayMark Financial, Inc. is a small, but efficient, full service mortgage brokerage firm located in the heart of the San Francisco Peninsula, specializing in the origination and servicing of short-term Trust Deed Notes. BayMark Financial is a real estate broker licensed by the California Bureau of Real Estate.
  • Simons & Company
  • 177 Bovet Road, Suite 600, San Mateo, CA, 94402
  • SIMONS & COMPANY is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial.
  • Mortgage Services
  • 177 Bovet Road Suite 130, San Mateo, CA, 94402
  • Mortgage Services offers automated underwriting; a knowledgeable and experienced staff; and extremely competitive pricing on everything from conventional/conforming fixed and adjustable rate products, through jumbo intermediate ARM's and home equity loans.Mortgage Services is dedicated to delivering its products and services on time.
  • Allwin Capital
  • 1010 S. El Camino Real, Suite A, San Mateo, CA, 94402
  • Allwin Capital has been providing service to clients from our San Francisco Bay Area base since 2010. Collectively, our consultants have over 100 years of experience in the mortgage industry. We are an independently owned and operated business, and welcome clients from the entire state of California
  • JB Private Investments
  • 651 Fordham Road, San Mateo, CA, 94402
  • JB Private Investments mission is to provide alternative financing for real estate investors as well as a secure investment for our investors in and around the San Francisco Bay Area. The company services are Commercial Multi Family, Construction, SFR Residential Investment, Bare Land
  • JB Private Investments
  • 651 Fordham Road, San Mateo, CA, 94402
  • JB Private Investments is a mortgage company located at 651 Fordham Road, San Mateo, CA 94402. JB Private Investments mission, is to provide alternate financing for real estate investors as well as a secure investment for our investors in and around the San Francisco Bay Area.​
  • Redwood Mortgage Corp.
  • 155 Bovet Road, Suite 302, San Mateo, CA, 94402
  • Redwood Mortgage is an established direct lender with over 40 years of experience in arranging and funding mortgage loans in California. Redwood Mortgage has funded $2 billion in loans and currently manages a loan portfolio of over $275,000,000. We review the borrower’s financial situation, as well at the property’s quality and equity.
  • Exchange Bank
  • 400 Dutton Ave, Santa Rosa, CA, 95407
  • Exchange Bank has had only nine presidents in its long history. Father and son Manville Doyle and Frank Doyle co–founded the Bank in 1890. Frank Doyle served as President until 1948. Our third and fourth presidents, Charles Reinking and Andrew Shepard presided over a time of expansion and banking innovation.
  • America's Home Loans
  • 131A STONY CIRCLE SUITE 5, SANTA ROSA, CA, 95401
  • Mortgage broker located in Santa Rosa Ca offering FHA, VA and Conventional home loan products. We offer fully underwritten pre-approvals to strengthen you offers for a purchase. With over 40 lenders that we broker to, we can find the best fit for your unique financial situation.
  • Soco Lending
  • 315 College Avenue, Santa Rosa, CA, 95401
  • In 2001, marcy discovered the lending industry and fell head over heels in love with this career. I am a born people person and problem solver… my love for numbers was just the icing on the cake. Throughout the years I have become a master at loan processing and underwriting. What this means for you is that my vast knowledge allows me