FHA VS Conventional loan programs in 2026 for Prescott, Pierce County, Wisconsin

For the year 2026, the conventional loan limit for a single-family home in Prescott, within Pierce county, WI, is set at $726,200, while the FHA limit is $515,200.

The Lendersa® Conventional loan calculator is an excellent resource for comparing current rates for Conventional versus FHA and USDA loans. By using our advanced mortgage calculator, you can evaluate Conforming Conventional loans, USDA, FHA, and VA offers side by side, ensuring you select the most fitting program in WI for your financial circumstances.

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2026 Loan Limits & Down Payment Requirements in Prescott, County of Pierce, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $358,800 0%
FHA $515,200 3.5%

This table is applicable for zip codes: 54021

Explore Conventional and FHA Loan Options in Prescott, WI

At Lendersa®, we strive to provide you with the fastest and most straightforward path to the best possible Conventional, USDA, or FHA loan. Begin with one of these three options to discover matching lenders and loan programs.

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Prescott Lenders

  • First National Bank of River Falls
  • 104 E Locust St, River Falls, WI, 54022
  • Lends in Wisconsin
  • First National Bank of River Falls is proud to offer several home mortgage, home loan & home construction loan options. We're here to make the home of your dreams a reality! Our skilled team of local lenders provide local servicing on most mortgages and are eager to walk you through the buying process.