FHA VS Conventional loan in Charles-Town, Jefferson County, West Virginia

In 2025, Convetional loan limit in Charles-Town, county of Jefferson, WV is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in WV is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Charles-Town, county of Jefferson, WV

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 25414

Conventional and FHA loan options in Charles-Town, WV

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • The Valley State Bank
  • 110 W Ave B, Syracuse, KS, 67878
  • Our History The Valley State Bank was chartered on July 5, 1905, when the Beaty family, who had extensive holdings in Kansas and neighboring Colorado, realized that a financial institution was needed in the area. John W. Beaty, of Richfield, R. E. Bray of Syracuse, and Dennis Foley were some of the original stockholders.
  • First National Bank of Syracuse
  • 11 N. Main, Syracuse, KS, 67878
  • First National Bank has been serving the communities of Southwest Kansas for over 100 years, with our main bank located in Syracuse, Kansas, a branch in Johnson, Kansas, and two branches in Garden City, Kansas. We strive to be the premier financial institution in the area and are committed to providing the best personal service,
  • First National Bank
  • 729 West 7th Avenue, Spearman, TX, 79081
  • A group of investors led by current CEO/Chairman Bill Pittman founded First National Bank in April, 1985. Since the bank has opened, Bill has repeatedly said, "The only difference between banks is the people. At First National Bank, we strive every day to treat our customers the way we want to be treated.
  • Austin Mortgage Lending
  • 3305 W Slaughter Lane, Austin, TX, 78748
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • PREMIER RESIDENTIAL MORTGAGE OF TEXAS
  • 5901 Old Fredericksburg Rd, Suite C103, Austin, TX, 78749
  • Premier Residential Mortgagae of tx goal is to exceed your expectations during the home financing process. We will achieve this by carefully explaining the process, researching and providing advice on the best available product(s) for your family, and keeping you informed while meeting the closing date
  • Nebraska State Bank
  • 218 Main Street, Oshkosh, NE, 69154
  • In the last 100 years, Nebraska State Bank has gone from an ag bank serving farmers in Western Nebraska, to an FSA loan specialist serving ag operations nationwide. And when you meet our lobby staff, you’ll find competent, friendly folks who take pride in knowing our customers, and take care of you like you’re our own.
  • First National Bank and Trust Bottineau
  • 424 Main St, Bottineau, ND, 58318
  • First National Bank of Kramer in 1906, the move was made to the County seat of Bottineau in 1931 and changed to First National Bank in Bottineau. In 1975 our name was changed to First National Bank and Trust Company of Bottineau. The building that we currently occupy was completed in 1956,
  • Citizens National Bank at Brownwood
  • 1 Carnegie St., Brownwood, TX, 76804
  • Citizens National Bank has established itself in central Texas as a leader among financial institutions. Many have come to know and trust Citizens National Bank. We are located in Brownwood, Texas, & have strong ties to many of our neighboring communities. Our commitment to our customers and our community is just one reason Citizens National Bank.
  • Park Place Finance LLC
  • 7000 North Mopac Expressway, Suite 200, Austin, TX, 78739
  • Put our speed, responsive service, and simple hard money loan products to work for you. Our loan officers can help you in your next fix-and-flip, rental property, ground-up construction, and refinance with close rates as quick as 5 days! If you have a viable exit strategy that is short-term—within 12 months of the funding of the loan—Park Pla