FHA VS Conventional loan programs in Shannondale, Jefferson County, West Virginia

In 2026, the loan limit for a Conventional loan in Shannondale, within Jefferson county, WV, is $1,089,300. Meanwhile, the FHA limit for a single-family home is $1,089,300.

Leverage the Lendersa® Conventional loan calculator to assess today's top rates for Conventional, FHA, and USDA loans, and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the optimal program for your financial scenario in WV.

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2026 Loan Limits and Downpayment Requirements in Shannondale, Jefferson, WV

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

Relevant for zip codes: 25425

Conventional and FHA Loan Options in Shannondale, WV

At Lendersa®, our goal is to efficiently secure the best Conventional, USDA, or FHA loan for you, hassle-free. Start with one of three options to find matching lenders and loan programs.

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Shannondale Lenders

  • Bank of Charles Town
  • 111 E Washington St, Charles Town, WV, 25414
  • Lends in West Virginia
  • BCT strives to provide high quality, profitable community banking and related financial services to customers by focusing on exceeding customer service expectations; providing competitive and fair employment opportunities; participating actively in the communities that are served; maintaining the highest business standards.

  • Jefferson Security Bank
  • 105 E Washington Street, Shepherdstown, WV, 25443
  • Lends in West Virginia
  • Jefferson Security Bank is a West Virginia state-chartered bank that was formed and opened for business May 19, 1869 making it the oldest bank in Jefferson County, West Virginia. Originally chartered as Jefferson Savings Bank, it changed its corporate name in 1909 to Jefferson Security Bank.

  • PGPresents, LLC
  • 230 Willis Drive, Shepherdstown, WV, 25443
  • Lends in West Virginia
  • PGPresents is an independent student loan consulting company providing educational debt management help for student loan borrowers. PGPresents specializes in helping recent medical school graduates develop repayment strategies as they transition into residency programs.
    While the majority of clients are graduates of medical

  • CORE MORTGAGE SERVICES, LLC
  • 3988 Kearneysville Pike, Shepherdstown, WV, 25443
  • Lends in West Virginia
  • Core Mortgage Services, LLC brings a refreshing and innovative approach to mortgage lending through diverse and coveted loan product availability. Our team of experts are ready to help you find the ideal mortgage for your situation. We serve all areas of Pennsylvania, Virginia, West Virginia, and Florida

  • Zen Mortgage Group
  • 114 Hovatter Drive, Inwood, WV, 25428
  • Lends in West Virginia
  • Zen Mortgage Group(formerly Zen Loans Home of the Refi King Serving All Your Mortgage Needs! Licensed in WV, VA and MD Zen Loans has been in business since 1999 offering infinite options for all your refinancing and new mortgage needs. Contact us for a no obligation consultation. Plus, ask about all our low mortgage rates

  • ZenMortgage Group
  • 114 Hovatter Drive, Inwood, WV, 25428
  • Lends in West Virginia
  • www.zenloans.com 40+ Lenders to Get the Right Advice at the Right Time at the Best Price. Experience the Zen Loans Difference! We help borrowers in all types of scenarios with credit scores 500-850. Our Wholesale Rates beat our competitors Retail Rates and we have fast closings often in just 21 days or less.

  • 167th TFR Federal Credit Union
  • 1945 Edwin Miller Boulevard, Martinsburg, WV, 25404
  • Lends in West Virginia
  • Working together towards a common goal is an idea familiar to us as citizens, as employees, and as family members. Working together, we succeed in building a better future for all.

    That spirit of cooperation inspired the formation of the 167th TFR Federal Credit Union in 1959. As a credit union, we're a non-profit financial cooperative

  • Mortgage Financing.com
  • 115 Aikens Center, Suite 20B, Martinsburg, WV, 25404
  • Lends in West Virginia
  • The MortgageFinancing.com Team is your premier mortgage team located in Martinsburg, West Virginia. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Martinsburg area

  • American Pacific Mortgage
  • 55 Meridian Parkway, Suite 101, Morgantown, WV, 25404
  • Lends in West Virginia
  • Welcome to the Burke Team at American Pacific Mortgage, where we prioritize trust, expertise, and personal service in your home financing journey. Our experienced team guides you through the mortgage process, tailoring our services to your needs, whether you're a first-time buyer, refinancing, or exploring investments. Experience the Burke Team dif