FHA VS Conventional loan programs in Shepherdstown, Jefferson County, West Virginia
In 2026, the conventional loan limit in Shepherdstown, located in Jefferson county, WV, is $1,089,300. For a single-family home, the FHA limit is $1,089,300.
With the Lendersa® Conventional loan calculator, compare today's best rates among Conventional, FHA, and USDA loans, and determine the necessary income, credit, reserves, and documentation to qualify. Our comprehensive mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans all together, helping identify the ideal program in WV for your financial situation.
2026 Loan Limits and Downpayment Requirements in Shepherdstown, Jefferson, WV
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This comparison table is relevant for these zip codes: 25443
Exploring Conventional and FHA Loan Options in Shepherdstown, WV
Lendersa® is dedicated to swiftly securing the best Conventional, USDA, or FHA loan for you, with minimal hassle. Choose one of three starting methods to find matching lenders and loan programs tailored to your needs.
Jefferson Security Bank is a West Virginia state-chartered bank that was formed and opened for business May 19, 1869 making it the oldest bank in Jefferson County, West Virginia. Originally chartered as Jefferson Savings Bank, it changed its corporate name in 1909 to Jefferson Security Bank.
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1945 Edwin Miller Boulevard, Martinsburg, WV, 25404
Lends in West Virginia
Working together towards a common goal is an idea familiar to us as citizens, as employees, and as family members. Working together, we succeed in building a better future for all.
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115 Aikens Center, Suite 20B, Martinsburg, WV, 25404
Lends in West Virginia
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55 Meridian Parkway, Suite 101, Morgantown, WV, 25404
Lends in West Virginia
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Eastern Panhandle Federal Credit Union was originally chartered in January of 1970 as the Eastern Auto Workers Federal Credit Union. The purpose was to serve the workers and families of the General Motors parts and distribution facility here in Martinsburg.
We have evolved over the years and changed with the times
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