Explore the differences! FHA VS Conventional loan programs in Shepherdstown, Jefferson County, West Virginia

In 2025, the conventional loan limit in Shepherdstown, located in Jefferson county, WV, is $1,089,300. For a single-family home, the FHA limit is $1,089,300.

With the Lendersa® Conventional loan calculator, compare today's best rates among Conventional, FHA, and USDA loans, and determine the necessary income, credit, reserves, and documentation to qualify. Our comprehensive mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans all together, helping identify the ideal program in WV for your financial situation.

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2025 Loan Limits and Downpayment Requirements in Shepherdstown, Jefferson, WV

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison table is relevant for these zip codes: 25443

Exploring Conventional and FHA Loan Options in Shepherdstown, WV

Lendersa® is dedicated to swiftly securing the best Conventional, USDA, or FHA loan for you, with minimal hassle. Choose one of three starting methods to find matching lenders and loan programs tailored to your needs.

Discover results for USDA loan requests with Lendersa


  • SIC Funds
  • 2418 W. Marquette Rd. 1st Floor, Chicago, IL, 60629
  • In September of 2018 Secure Investor Capital, Inc. (SIC Funds) became a nationwide direct lender for 1-4 unit non-owner rehab fix & flip business loans. SIC founded in 2010 in Elmhurst Illinois has also became a lender in the great states of Illinois, Florida and Michigan (Nationwide) for small balance commercial bridge loans.
  • FBC Funding
  • 3047 N. Lincoln Ave., Suite 400, Chicago, IL, 60657
  • FBC Funding is a Commercial Mortgage Broker specializing in helping residential and commercial real estate investors meet their financing goals. We offer a wide variety of financing terms for investors including fix and flip, buy and hold, blanket and lines of credit for residential and commercial properties.
  • Dynasty Financial Consulting, Inc
  • 5686 Fulton Industrial Blvd, Suite 44601, Atlanta, GA, 30336
  • Fortunately, at Dynasty Financial Consulting, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism.
  • River City Bank
  • 228 North 2nd Avenue SW, Rome, GA, 30165
  • At River City Bank, we work diligently to create an elevated experience for our clients. We don’t settle for service that’s simply good. When you bank with us, you can count on us to exceed your expectations not only when it comes to your finances, but in our customer service as well.
  • Coosa Valley Credit Union
  • 2010 Redmond Cir NW, Rome, GA, 30165
  • "We Care" and "We Treat You Like Family" are two core values that differentiate us from banks and other financial institutions. Here we still do business like neighbors helping neighbors, an old fashioned approach that combines modern technologies and the warm professional service you deserve.
  • Preferred Bank
  • 602 North State Highway 49, Casey, IL, 62420
  • "Preferred Bank is a branch office of Preferred Bank. They provide the following services: Full Service Office Location and are located at 602 North Route 49 in Casey Illinois. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number and additional banking information."
  • Georgia Power Northwest Federal Credit Union
  • 906 North Broad Street SE, Rome, GA, 30161
  • (GPNWFCU) was chartered in 1935 as Georgia Power Rome Division Employees Credit Union, exclusively servicing Georgia Power employees working in the Rome, Georgia area. In the late 90’s, we changed our name to Georgia Power Northwest Federal Credit Union and sought out addition Select Employee Groups.
  • Filer Credit Union
  • 1117 28th Street, Manistee, MI, 49660
  • Filer Credit Union first opened its doors in 1951 in an office at the American Box Board Company (currently PCA). The credit union has long since moved out of the plant, but we will never forget our roots or the men and women who first introduced the credit union movement to our area. Interestingly enough
  • Selfreliance Federal Credit Union
  • 2332 West Chicago Avenue, Chicago, IL, 60622
  • Selfreliance Federal Credit Union is a financial cooperative composed of members of a common background and bond. It exists for their benefit. It must provide varied types of financial services at highest professional levels and create a caring environment for its members. It must foster the ideals of cooperation, promote ethnic strength,